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    Grants for SMEs,
    in brief

    If you are a small or medium-sized enterprise, you can access grants from European funds totalling €1 billion for working capital and investment.

    We invite you to find out more details in the emergency ordinance for the opening of the 3 funding schemes together with its amendments. You will find the complete lists of eligible companies' fields of activity in the annexes of the above GEO.

    Good to know

    • For micro-grants and working capital grants, eligible applications will be selected in order of submission. The rule is followed
      first come - first served
    • If you are a BT customer, we will automatically open your grant sub-account once we receive the list of applicants from the Ministry of Economy, Energy and Business Environment.
    • If you are not a BT customer, you can open your current account online here. You also automatically benefit from Internet & Mobile Banking, so you can carry out transactions online. We will automatically open your grant sub-account as soon as we receive the list of applicants from the Ministry of Economy, Energy and Business Environment.
    • All transactions to and from the grant account are free of charge

    Steps to take

    1

    Apply

    Apply in the portal and choose BT as your partner bank in this program.

    2

    Fill in your identification details online

    3

    You get approved

    The Ministry reviews all applications and approves the eligible ones. The grant contract is signed next.

    4

    You receive the money in your account

    Once the Ministry sends us the grant money, we transfer it to your account.

    Types of grants

    The amount is EUR 2,000 and is granted once only, on a contract basis, to small and medium-sized enterprises which, as of 31 December 2019, can prove through their financial statements that they have no employees.

    Micro-grants are also available to PFAs or NGOs with economic activity, which are included in the list of activities in Annex 1 of the GEO.

    Find out more in the guide.

    It is intended for SMEs listed in Annex No 2 to the GEO (restaurants, hotels, cafes, food industry businesses, transport, travel agencies, publishing houses, bookshops, libraries, etc.).

    It is awarded as follows:

    • For SMEs with a turnover between 5,000 euros and 13,500 euros in 2019, the grant amount is 2,000 euros
    • For SMEs with a turnover of more than 13,501 euros in 2019, the grant is 15% of the turnover, not exceeding 150,000 euros.

    In order to access such a grant, 15% co-financing is required.

    Find out more in the guide.

    They are designed for SMEs in the food industry, manufacture of textiles, manufacture of clothing, metal construction industry, manufacture of electrical equipment, manufacture of furniture and other activities listed in Annex 3 to the GEO.

    Your SME can receive between €50,000 and €200,000. You need to co-finance the grant with between 15% and 30% of the value of the requested project, depending on the geographical region.