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    We are currently experiencing a very high number of calls in our Call Center. If you have an urgent problem, call now, otherwise we'll wait for you later. For quick answers try Ask BT - opens in a new tab or BT Visual Help - opens in a new tab.

  • 0264 308 308 028 or *8028The number is available from any national network. Standard rate.
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    Fraud assistance
    If you suspect fraud on your account, quickly call 0264 308 055. Standard rate.
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    AI Search on Ask BT answers all your banking questions.

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    Quickly view your account details, call 0264 308 000 and receive an SMS with the access link.

    Invest on the stock market through BT Trade

    The easiest way to trade

    Over 28 markets & 4600 companies to invest in.

    +45.000 Clients Benefit from brokerage and investment banking solutions.
    +45.000 Clients Benefit from brokerage and investment banking solutions.
    +45.000 Clients Benefit from brokerage and investment banking solutions.
    +45.000 Clients Benefit from brokerage and investment banking solutions.
    +45.000 Clients Benefit from brokerage and investment banking solutions.
    +45.000 Clients Benefit from brokerage and investment banking solutions.
    +45.000 Clients Benefit from brokerage and investment banking solutions.
    +45.000 Clients Benefit from brokerage and investment banking solutions.
    +45.000 Clients Benefit from brokerage and investment banking solutions.
    +45.000 Clients Benefit from brokerage and investment banking solutions.
    +45.000 Clients Benefit from brokerage and investment banking solutions.
    +45.000 Clients Benefit from brokerage and investment banking solutions.
    +45.000 Clients Benefit from brokerage and investment banking solutions.
    +45.000 Clients Benefit from brokerage and investment banking solutions.
    +45.000 Clients Benefit from brokerage and investment banking solutions.
    +45.000 Customers
    Benefit from brokerage and investment banking solutions.

    Everything you need in one app

    INSTANT TRANSACTION

    You have full access to the stock market, directly from your phone, you decide when, how and in what you invest.

    SEE LIVE QUOTES

    You have real-time access to quotes from the Bucharest Stock Exchange, major European and US markets.

    INVEST SAFELY

    Invest in a secure regulatory framework and regulated companies.

    BT Top-up

    You have a quick option to fund your account and you can view your BT account balance at any time.

    ACCESS YOUR PORTFOLIO

    The financial market in your pocket.
    BT Trade

    a stable and trusting environment

    How do you open an account?

    • Install the app from the App Store or Google Play.
    • You fill in a few details about yourself and follow all the necessary steps to open an account directly from the app.
    • You receive an email validating your account and you're ready to start trading.

    Our services

    A team of experts working for you.

    Local authorities funding
    Access to the capital needed to finance local projects, flexibility in setting repayment terms and conditions.
    Advice on mergers and acquisitions
    Mergers and acquisitions services for private growth companies and potential investors.
    Corporate finance services
    We apply our extensive experience to provide the best advice in many areas.
    Stock market investment loans
    If you have a keen appetite to invest, we offer funding for opportunities as they arise in the market.
    Broker-assisted investing
    Combine the advantages of a broker-assisted account with those of an online account and you can benefit from the help of a specialist.

    RAPID HELP

    Fidelis government bonds can be purchased through BT Capital Partners (lei and euro) and Banca Transilvania (lei only). To purchase Fidelis government bonds through BT Capital Partners, you must first have a trading account with us.

    Then make sure you find out about the Fidelis government bond offer. These are government bond issues, meaning they are issued by the Ministry of Public Finance and are available for subscription during a certain period of time and are intended exclusively for individual investors. For more details about them, visit our website, where we also announce the subscription periods.

    To subscribe, access our online trading platform and place your orders there. 

    Please note:

    • the issues are denominated in lei or euro, with maturities between 1 and 7 years
    • the minimum subscription threshold is 5,000 lei or 1,000 euros
    • the interest rates offered vary depending on interbank interest rates at the time of issue


    It is possible to open a DEMO😃 account, which allows access to the trading platform where you can see the application's functionalities, as well as follow the evolution of the capital markets📊.

    The Trading Account is not closed😊, even if there is no trading activity, as long as the annual fee is paid (👀there isonly one such fee called custody fee, which is 18 lei/year).

    To fund your trading account with EUR or USD, you have the following options:  

    - SEPA or SWIFT bank transfer

     - Direct transfer between accounts with Banca Transilvania  

    Costs and duration vary depending on the method you choose and the charging policy of the bank from which you are transferring. We recommend you check the list of fees and charges applied by your bank for clear details.  

    Important to know: BT Capital Partners does not charge a commission for foreign exchange receipts into your trading account.

    According to the legislation in force, the tax on income obtained by individuals from the transfer of securities, carried out through BT Capital Partners as an intermediary, is calculated, withheld at source and transferred to the state budget by BT Capital Partners, the tax thus withheld being the final tax.
    The tax rate varies depending on the period of ownership of the securities, as follows:

    (i) The 3% rate applies to gains realized from the transfer of securities that were acquired and disposed of in a period exceeding 365 days, inclusive

    (ii) The 6% rate applies to gains from the transfer of securities that were acquired and disposed of in a period of less than 365 days

    Income from the holding and transfer of financial instruments certifying the public debt of the state, as well as of administrative-territorial units (e.g., government securities, municipal bonds), regardless of the market/place of trading where the transaction takes place, are non-taxable income.

    Start investing

    Direct from BT Trade, you can invest in one of 28 markets and 4,600 companies.

    BT AI Chat
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    Intreb BT logo
    Ask BT is Banca Transilvania's largest online financial education program, with over 2,000 banking questions and answers.
    Search suggestions
    Powered by Azure OpenAI GPT-5
    AI Search provides automatically generated responses using GPT-5 technology and an advanced agent orchestration mechanism. Responses may contain inaccurate or potentially offensive content that does not represent the views of Banca Transilvania. You are solely responsible for the use of the content generated by this service. .
    Terms and conditions

    Disclaimer

    AI Search is a pilot project—currently in beta—that uses GPT-5 technology to simplify the process of searching for and understanding banking products.

    AI Search is trained to answer questions that are exclusively related to the banking products offered by BT, but in certain situations and depending on the questions asked, it may also answer general questions. The answers provided are automatically generated and are to be used for information purposes only. The service may sometimes provide inaccurate or potentially offensive content, which does not represent the views of Banca Transilvania. You are solely responsible for your use of the content generated by this service in any way. Do not rely on this service for financial, legal or other professional advice and do not enter personal data or other confidential information into this service.

    Use of AI Search implies acceptance of the Terms and Conditions.

    Access to and use of the service implies your unreserved acceptance of these terms and conditions. If you do not agree to them, please do not use this service. By accepting the terms and conditions to use this service provided algorithmically by an artificial intelligence model, you assume the entire risk as to the quality, safety and performance of this service.

    Banca Transilvania does not provide any guarantee in relation to the answers provided by this service.

    AI Search provides responses algorithmically and these may sometimes contain inaccurate information or potentially offensive language. This information does not express the position of Banca Transilvania and cannot engage the responsibility of the Bank for the content provided.

    AI Search does not provide answers to personalized questions, so by using it you are obligated not to provide or enter any personal data or other confidential information in your messages/questions. In case you do not comply with this obligation, by inserting personal data/confidential information in AI Search, you consent to their processing for the purpose of providing the service (answers to the questions you ask), as well as for the improvement of the algorithmic model of the robot by its developer.

    Any information provided by users during their interaction with AI Search will be treated confidentially and will only be disclosed to recipients who have a right and need to know.

    The content provided by AI Search is for information purposes only.

    Users are responsible for the questions and messages asked when using AI Search. Any abuse or inappropriate language may result in the interruption of the interaction.

    AI Search does not provide financial, legal or professional advice and is not a substitute for consulting human experts or professionals specialising in the field. Users should not rely on the information provided by AI Search in making decisions.

    The Bank reserves the right to discontinue the AI Search service at any time without prior notice.

    Terms and conditions may be revised/updated at any time.

    Your investments straight from the app

    Scan the QR code and download BT Trade.