Green loans

Green loans at a glance

We support businesses that want to develop sustainably, producing green energy from renewable resources, both for their own consumption and to support the national economy.

So, if you want to invest in photovoltaic panels, not only do you reduce your electricity costs for your company, but you also help the environment. Everyone benefits. And we offer loans in lei or foreign currency to finance up to 90% of your project.

I Want Credit

Benefits

Reduce the environmental impact of your activities by using clean, solar energy
You can control the cost of your energy consumption by becoming a prosumer
The lifetime of current technology of up to 25 years allows you to make a profit, with the investment paying for itself in 4-7 years
You receive a guarantee for the installed PV system and other guarantees offered by guarantee funds or European institutions (EIF, EIB) or available programmes (SME Invest, COSME, etc.).
We offer you advice during the investment

What documents you need

Offer of the company installing the system
Solution study for prosumer location and consumption together with PVGIS analysis
Last 2 completed annual financial statements together with related balance sheets and receipts

Good to know

Consumers are natural or legal persons who, according to Law 123 on energy, produce electricity from renewable sources for their own consumption and whose specific activity is not the production of electricity. Electricity suppliers are obliged to purchase the energy supplied by them either through compensation or financial settlement.
Grace period of up to 12 months for photovoltaic parks
We co-finance PNRR projects or projects related to other European Union programmes
You can refinance completed investments from credit or own sources up to 12 months in advance

What you can take credit for

Electricity suppliers are obliged to purchase the energy produced and delivered to the grid from:

prosumers owning power plants with an installed capacity not exceeding 200 kW per place of consumption at a price identical to the price of active electricity used by the supplier
prosumers owning power plants with an installed capacity of between 200 kW and 400 kW per place of consumption at the weighted average price PZU (recorded in the Market for the Day Ahead) corresponding to the month in which it was produced

Features and benefits

Receive credit for financing the installation (with or without batteries for storage)
Duration: 24 months - 10 years
Currency of the loan: Lei or Euro (for companies that have external contracts)
You can use the installed and insured system itself as a guarantee or other guarantees offered by guarantee funds or European institutions (EIF, EIB) or available programmes (SME Invest, COSME, etc.).
We co-finance the NRRP or other European Union programmes

Documents required & conditions for granting:

Offer of the company installing the system
Solution study for prosumer location and consumption together with PVGIS analysis
The last 2 financial statements concluded together with the related balances and receipts
Invoices for services or equipment
The amount of the loan is a maximum of 90% of the investment
Your company's contribution must be at least 10%.

Our recommendation is to contract with a company that installs and provides expert advice on connecting to the electricity grid.

Conditions for granting

You can fully fund eligible expenditure
Duration: maximum 18 months
No other guarantees needed
You can refinance investments already completed with a loan or from your own sources

Required documents

Contract with the Ministry of Energy
Data sheet related to the submitted application
Invoices for services or equipment
The last 2 financial statements concluded together with the related balance sheets and receipts

Through the PNRR - Photovoltaic Parks programme you can get funding for the installation of a photovoltaic panel system with a minimum capacity of 0.2 MWp.

You can use the money to buy plant or equipment to build new renewable energy capacity (wind and solar), with or without storage.

You can take credit for

European Union grant funding
Long-term investment to finance the plant (with or without batteries for storage)
VAT

Features and benefits

Duration: 10 years
Grace period: maximum 12 months
Currency credit: Lei
The guarantee can be the installed and secured system itself, the mortgage on the land on which it is installed or other guarantees offered by guarantee funds or European institutions.
Letter of Comfort and co-funding to the NRRP Programme
We advise you on the route of your investment

Required documents

Offer of the company installing the system
Feasibility study together with PVGIS/PVsyst analysis
Building permit and proof of the steps taken to obtain the ATR
Invoices for services or equipment
The last 2 financial statements concluded together with the related balances and receipts

What we recommend:

To conclude the contract with an experienced contractor
Legal Due Diligence for the Land
Technical Due Diligence for The Solution Study
If you have decided to place the PV park on agricultural land, check with the local Office for Soil and Agrochemical Studies whether your land can be used for this investment
Carry out a study of the resistance structure if you intend to place the panels on the buildings in which you operate