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    Green loans are for entrepreneurs who want lower costs, more control, and investments that pay off over time. From green energy to agriculture and efficiency, we finance businesses that think long term.

    Green loans for your business

    Invest. Save. Grow.

    Green loans are for entrepreneurs who want lower costs, more control, and investments that pay off over time. From green energy to agriculture and efficiency, we finance businesses that think long term.

    Lower costs

    Reduce your energy, water, or daily operating costs.

    Smart investments

    You finance projects that generate savings or income over time.

    Flexibility

    You have credit periods tailored to your investment.

    Easy to manage

    Everything is simple, with clear visibility of your credit at any time.

    Choose the RIGHT GREEN LOAN

    See what type of sustainable credit best suits your business plan.


    green energy

    • You produce your own energy and reduce your dependence on the market.
    • Investments such as: photovoltaic parks, installations for self-consumption, or storage systems.

    Energy efficiency

    • Lower consumption, better controlled costs.
    • Investments such as: lighting, heating, air conditioning, insulation, and energy-efficient building or equipment upgrades.

    Sustainable agriculture

    • We support Minimum Till, No Till production
    • Investments such as: agricultural machinery and irrigation, smart technologies (GPS, drones, weather stations) or energy solutions for farms.

    Water and waste

    • Use resources more intelligently
    • Investments such as: technologies for water treatment and efficiency, recycling, compaction, Waste to Energy, or pellet and briquette production.

    Good to know

    • We tailor financing to the type of investment
    • You have flexible repayment periods
    • You have the option of a grace period
    • You can contribute your own resources and guarantees, depending on the project.
    Good to know
    Green loans in Bt go

    Your credit, under control

    View your repayment schedule directly in BT Go, track your loan progress, and make early repayments when your business allows.
    • Keep track of payments

      See how much you have paid off your loan, view your installments, interest, and the date
      of your next installment.

    • Repayment schedule

      See it in real time and download it when you need it.

    • 2,000

      Transaction history

      You have access to all the information about your credit: how much you have paid, the date you took it out, the amount, the amount outstanding, the date your credit ends.

    • 3,400

      Early repayment

      If you have administrator rights, you can initiate the early full refund process directly from the app.  

    Green loans from BT

    Green loans from BT

    We invest energy in your projects

    RAPID HELP

    Green loans are loans for companies that want to invest in green energy production (especially solar panels), either for their own use or to support the economy through renewable energy production.

    The loan allows you to invest in solutions that reduce energy, water, or daily operating expenses, which lowers your company's fixed costs in the long term.

    Yes. Depending on the project, you may have a grace period that allows you to start repaying the principal only after the investment begins to generate savings.

    Guarantees are determined on a project-by-project basis and may include financed equipment, additional guarantees, or own contributions, depending on the complexity of the investment.


    • Photovoltaic systems for prosumers (with or without batteries)
    • Electric UP Projects
    • Photovoltaic parks (including PNRR funding)


    Natural or legal persons who produce electricity from renewable sources for their own consumption, without their main activity being energy production.

    • Construction and equipping of photovoltaic parks
    • Complete installations for prosumers
    • Projects financed by the Modernization Fund or Electric Up2
    • Modernization of lighting, heating, and air conditioning systems
    • Thermal insulation works
    • Purchase of energy-efficient equipment
    • Implementation of energy management systems

    WHY PUT OFF WHAT YOU WANT?

    We know that not every investment is easy to make. BT green loans are here to give you the space to make the right decision at the right time. With tailored financing, clear terms, and solutions that really help both the environment and your business.

    BT AI Chat
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    Ask BT is Banca Transilvania's largest online financial education program, with over 2,000 banking questions and answers.
    Search suggestions
    Powered by Azure OpenAI GPT-5
    AI Search provides automatically generated responses using GPT-5 technology and an advanced agent orchestration mechanism. Responses may contain inaccurate or potentially offensive content that does not represent the views of Banca Transilvania. You are solely responsible for the use of the content generated by this service. .
    Terms and conditions

    Disclaimer

    AI Search is a pilot project—currently in beta—that uses GPT-5 technology to simplify the process of searching for and understanding banking products.

    AI Search is trained to answer questions that are exclusively related to the banking products offered by BT, but in certain situations and depending on the questions asked, it may also answer general questions. The answers provided are automatically generated and are to be used for information purposes only. The service may sometimes provide inaccurate or potentially offensive content, which does not represent the views of Banca Transilvania. You are solely responsible for your use of the content generated by this service in any way. Do not rely on this service for financial, legal or other professional advice and do not enter personal data or other confidential information into this service.

    Use of AI Search implies acceptance of the Terms and Conditions.

    Access to and use of the service implies your unreserved acceptance of these terms and conditions. If you do not agree to them, please do not use this service. By accepting the terms and conditions to use this service provided algorithmically by an artificial intelligence model, you assume the entire risk as to the quality, safety and performance of this service.

    Banca Transilvania does not provide any guarantee in relation to the answers provided by this service.

    AI Search provides responses algorithmically and these may sometimes contain inaccurate information or potentially offensive language. This information does not express the position of Banca Transilvania and cannot engage the responsibility of the Bank for the content provided.

    AI Search does not provide answers to personalized questions, so by using it you are obligated not to provide or enter any personal data or other confidential information in your messages/questions. In case you do not comply with this obligation, by inserting personal data/confidential information in AI Search, you consent to their processing for the purpose of providing the service (answers to the questions you ask), as well as for the improvement of the algorithmic model of the robot by its developer.

    Any information provided by users during their interaction with AI Search will be treated confidentially and will only be disclosed to recipients who have a right and need to know.

    The content provided by AI Search is for information purposes only.

    Users are responsible for the questions and messages asked when using AI Search. Any abuse or inappropriate language may result in the interruption of the interaction.

    AI Search does not provide financial, legal or professional advice and is not a substitute for consulting human experts or professionals specialising in the field. Users should not rely on the information provided by AI Search in making decisions.

    The Bank reserves the right to discontinue the AI Search service at any time without prior notice.

    Terms and conditions may be revised/updated at any time.