We have reviewed the BT Privacy Policy.
- Backwards
- | Home
-
Companies
- Backwards
- Accounts and cards
- Financing
- Saving
- Agricultural Financing
- Useful documents for companies
- Corporate
- Payment orders with a barcode
- Checks, promissory notes and bills of lading
- Division for Doctors
- Raul from BT
- VAT refund
- BT Alert
- BT Ultra
- Open a 100% online account
- CIP Online
- Online application CEC, BO, bill of exchange
- BT POS App
- Electronic Signature
- Financing
- Loans
Green Loans
Loans for investing in photovoltaic panels
We support businesses that want to develop sustainably, producing green energy from renewable resources, both for self-consumption and for supporting Romania's economy.
You invest in photovoltaic panels and not only reduce your electricity costs for your company, but you also help the environment.
Win-win.
What benefits do you have
- mReduce your impact on the environment using clean energy, which relies on the sun's renewable resource
- mCo.ntrolezi cost energithey consumed, becoming the prosumer
- mThe life span of current technology up to 25 years allows you to earn money, the investment pays off in 4-7 years
-
Advantages
- Loan for financing the photovoltaic system up to 90%
- Credit in RON or foreign currency
- You can refinance investments completed from the loan or own sources up to 12 months in advance
- Installed photovoltaic system guarantee, other guarantees provided by guarantee funds or European institutions (EIF, EIB) or available programmes (SME Invest, COSME, etc.)
- We co-finance PNRR projects or projects related to other European Union programmes
- We offer you advice during the investment
- Grace period: up to 12 months for photovoltaic parks
What documents do you need?
- The offer of a company that will install the system + the solution study for the location and consumption of the prosumer together with the PVGIS analysis
- The last 2 financial statements concluded together with the related balance sheets and receipts
Good to know
Prosumers are natural or legal persons who, according to the Energy Law 123, produce electricity from renewable sources for their own consumption and whose specific activity is not the production of electricity.
Electricity suppliers are required to purchase the energy delivered by them either through compensation or financial settlement.
What you can take credit for
Electricity suppliers are required to purchase the energy produced and delivered to the grid from:
- prosumers who own power plants with an installed capacity of not more than 200kW per consumption place at a price identical to the price of active electricity used by the supplier.
- prosumers who own power plants with an installed power of over 200kW or a maximum of 400 kW per consumption place at the weighted average price recorded in the Day-Ahead Market dam for the month in which it was produced
Advantages
- Loan for financing the installation (with or without batteries for storage)
- Duration: 24 months - 10 years
- Currency of the loan: Lei or Euro (for companies that have external contracts)
- Guarantees: collateralisation of the installed and secured system, other guarantees provided by guarantee funds or European institutions (EIF, EIB) or available programmes (SME Invest, COSME, others)
- We co-finance PNRR or other European Union programmes
Conditions for granting:
- The offer of a company that will install the system + the solution study for the location and consumption of the prosumer together with the PVGIS analysis
- Loan amount: maximum 90% of the investment
- Customer contribution: minimum 10%
- Invoices for services or equipment
- The last 2 financial statements concluded together with the related balances and receipts
What we recommend:
- Conclusion of a contract with a company that installs and provides expert advice for connection to the electricity network
What you can take credit for:
- We offer a loan for the total financing of eligible expenses
- Duration - up to 18 months
- No other guarantees
- You can refinance investments already completed for a loan or own sources
What documents you need:
- Contract with the Ministry of Energy
- Data sheet related to the submitted application
- Invoices for services or equipment
- The last 2 financial statements concluded together with the related balance sheets and receipts
Through the PNRR - Photovoltacic Parks program you can get funding for the installation of a photovoltaic panel system with a capacity of at least 0.2 MWp
You can use the money to purchase facilities or equipment, to build new energy production capacities from renewable energy sources (wind and solar), with or without storage.
What you can take credit for:
- A bridge loan for non-reimbursable financing from the European Union
- A long-term investment loan to finance the facility (with or without batteries for storage)
- A credit for VAT
Advantages:
- Duration - 10 years
- Grace period - maximum 12 months
- Currency credit: Lei
- The guarantee is the installed and insured system, mortgaged on the land on which it is placed, other guarantees offered by guarantee funds or European institutions
- Letter of Comfort and co-financing to the PNRR Program
- We advise you on the route of your investment
What documents you need:
- The offer of a company that will build the park + the feasibility study together with the PVGIS/PVsyst analysis
- The building permit and the proof of the steps to obtain the ATR
- Invoices for services or equipment
- The last 2 financial statements concluded together with the related balance sheets and receipts
What we recommend:
- To conclude the contract with an experienced contractor
- Legal Due Diligence for the Land
- Technical Due Diligence for The Solution Study
- If you have decided to place the park on an infield, check with the local Office for Pedological and Agrochemical Studies whether your land can be used for this investment
- Conduct a study of the resistance structure if you plan to place the panels on the buildings where you operate.
