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    Green loans at a glance

    We support businesses that want to develop sustainably, producing green energy from renewable resources, both for their own consumption and to support the national economy.

    So, if you want to invest in photovoltaic panels, not only do you reduce your electricity costs for your company, but you also help the environment. Everyone benefits. And we offer loans in lei or foreign currency to finance up to 90% of your project.

    Benefits

    • mReduce the environmental impact of your activities by using clean, solar energy
    • mYou can control the cost of your energy consumption by becoming a prosumer
    • mThe lifetime of current technology of up to 25 years allows you to make a profit, with the investment paying for itself in 4-7 years
    • mYou receive a guarantee for the installed PV system and other guarantees offered by guarantee funds or European institutions (EIF, EIB) or available programmes (SME Invest, COSME, etc.).
    • mWe offer you advice during the investment


    What documents you need

    • Offer of the company installing the system
    • Solution study for prosumer location and consumption together with PVGIS analysis
    • Last 2 completed annual financial statements together with related balance sheets and receipts

    Good to know

    • Consumers are natural or legal persons who, according to Law 123 on energy, produce electricity from renewable sources for their own consumption and whose specific activity is not the production of electricity. Electricity suppliers are obliged to purchase the energy supplied by them either through compensation or financial settlement.
    • Grace period of up to 12 months for photovoltaic parks
    • We co-finance PNRR projects or projects related to other European Union programmes
    • You can refinance completed investments from credit or own sources up to 12 months in advance

    What you can take credit for

    Electricity suppliers are obliged to purchase the energy produced and delivered to the grid from:

    • prosumers owning power plants with an installed capacity not exceeding 200 kW per place of consumption at a price identical to the price of active electricity used by the supplier
    • prosumers owning power plants with an installed capacity of between 200 kW and 400 kW per place of consumption at the weighted average price PZU (recorded in the Market for the Day Ahead) corresponding to the month in which it was produced

    Features and benefits

    • Receive credit for financing the installation (with or without batteries for storage)
    • Duration: 24 months - 10 years
    • Currency of the loan: Lei or Euro (for companies that have external contracts)
    • You can use the installed and insured system itself as a guarantee or other guarantees offered by guarantee funds or European institutions (EIF, EIB) or available programmes (SME Invest, COSME, etc.).
    • We co-finance the NRRP or other European Union programmes

    Documents required & conditions for granting:

    • Offer of the company installing the system
    • Solution study for prosumer location and consumption together with PVGIS analysis
    • The last 2 financial statements concluded together with the related balances and receipts
    • Invoices for services or equipment
    • The amount of the loan is a maximum of 90% of the investment
    • Your company's contribution must be at least 10%.

    Our recommendation is to contract with a company that installs and provides expert advice on connecting to the electricity grid.

    Conditions for granting

    • You can fully fund eligible expenditure
    • Duration: maximum 18 months
    • No other guarantees needed
    • You can refinance investments already completed with a loan or from your own sources

    Required documents

    • Contract with the Ministry of Energy
    • Data sheet related to the submitted application
    • Invoices for services or equipment
    • The last 2 financial statements concluded together with the related balance sheets and receipts

    Through the PNRR - Photovoltaic Parks programme you can get funding for the installation of a photovoltaic panel system with a minimum capacity of 0.2 MWp.

    You can use the money to buy plant or equipment to build new renewable energy capacity (wind and solar), with or without storage.

    You can take credit for

    • European Union grant funding
    • Long-term investment to finance the plant (with or without batteries for storage)
    • VAT

    Features and benefits

    • Duration: 10 years
    • Grace period: maximum 12 months
    • Currency credit: Lei
    • The guarantee can be the installed and secured system itself, the mortgage on the land on which it is installed or other guarantees offered by guarantee funds or European institutions.
    • Letter of Comfort and co-funding to the NRRP Programme
    • We advise you on the route of your investment

    Required documents

    • Offer of the company installing the system
    • Feasibility study together with PVGIS/PVsyst analysis
    • Building permit and proof of the steps taken to obtain the ATR
    • Invoices for services or equipment
    • The last 2 financial statements concluded together with the related balances and receipts

    What we recommend:

    • To conclude the contract with an experienced contractor
    • Legal Due Diligence for the Land
    • Technical Due Diligence for The Solution Study
    • If you have decided to place the PV park on agricultural land, check with the local Office for Soil and Agrochemical Studies whether your land can be used for this investment
    • Carry out a study of the resistance structure if you intend to place the panels on the buildings in which you operate

    How do you get the loan?

    Send the paperwork to the company and skip the first step.

    Leave your details and we will contact you.