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The app that knows e-Invoice

E-commerce

E-commerce at a glance

Do you have an online shop or website where you provide various services? We offer you a secure and fast payment method for over 4,000 websites. We have the highest online transaction volumes in the Romanian banking sector and the largest number of merchants using ecommerce, so our experience can help you.

Benefits

Reduce logistics costs compared to a traditional shop
Increase trust and sales volume by offering your customers secure online payments - all BT e-commerce transactions are secured by 3D Secure 2, a high security standard

Costs

~~1.20%~~ 0.90% for cards for individuals (excluding meal/holiday/gift cards)

E-commerce solutions

It's easy to integrate our e-commerce platform into your website. If you want to find out more, log on to BTePOS.

Join the Star Card program and you'll be able to accept interest-free online installment payments. How does it work? Simple: once the order has been paid for, you will charge the full amount to your company's account the next day and your customer will pay the monthly instalments to us interest-free.

This type of service has the potential to attract new customers, increase the number of orders and the value of the shopping basket, and help you build customer loyalty through the STAR points offered in the programme.

Does your online business charge a monthly fee? With BT e-commerce you can make subscription-style payments through recurring payments or recurring payment links. Your customer will pay once by card, and the next month the payment will be made automatically, without having to pay again.

This will make it much easier to manage your receipts, saving more time for you and your business.

Supported cards

We accept all Visa (Visa and Visa Electron) and MasterCard (MasterCard, Maestro and Cirrus) cards that are eligible for Internet use.

I want e-commerce

Choose the type of e-commerce services your business needs.

I want eCommerce

Choose the type of POS your business needs.

Ask BT is Banca Transilvania's largest online financial education program, with over 2,000 banking questions and answers.

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Disclaimer

AI Search is a pilot project - in beta - that uses GPT4 technology to simplify the process of finding and understanding banking products.

AI Search is trained to answer questions that are exclusively related to the banking products offered by BT, but in certain situations and depending on the questions asked, it may also answer general questions. The answers provided are automatically generated and are to be used for information purposes only. The service may sometimes provide inaccurate or potentially offensive content, which does not represent the views of Banca Transilvania. You are solely responsible for your use of the content generated by this service in any way. Do not rely on this service for financial, legal or other professional advice and do not enter personal data or other confidential information into this service.

Use of AI Search implies acceptance of the Terms and Conditions.

Access to and use of the service implies your unreserved acceptance of these terms and conditions. If you do not agree to them, please do not use this service. By accepting the terms and conditions to use this service provided algorithmically by an artificial intelligence model, you assume the entire risk as to the quality, safety and performance of this service.

Banca Transilvania does not provide any guarantee in relation to the answers provided by this service.

AI Search provides responses algorithmically and these may sometimes contain inaccurate information or potentially offensive language. This information does not express the position of Banca Transilvania and cannot engage the responsibility of the Bank for the content provided.

AI Search does not provide answers to personalized questions, so by using it you are obligated not to provide or enter any personal data or other confidential information in your messages/questions. In case you do not comply with this obligation, by inserting personal data/confidential information in AI Search, you consent to their processing for the purpose of providing the service (answers to the questions you ask), as well as for the improvement of the algorithmic model of the robot by its developer.

Any information provided by users during their interaction with AI Search will be treated confidentially and will only be disclosed to recipients who have a right and need to know.

The content provided by AI Search is for information purposes only.

Users are responsible for the questions and messages asked when using AI Search. Any abuse or inappropriate language may result in the interruption of the interaction.

AI Search does not provide financial, legal or professional advice and is not a substitute for consulting human experts or professionals specialising in the field. Users should not rely on the information provided by AI Search in making decisions.

The Bank reserves the right to discontinue the AI Search service at any time without prior notice.

Terms and conditions may be revised/updated at any time.