This page is automatically translated from Romanian into English.

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About

Do you have a junior you want to save for? We know you want to provide him with everything he needs. 👶

KidCONT is perfect for you. A savings account that can be opened in the name of the child, by the parents or empowered persons.

You can start right now, you need 500 lei or 100 euros.

Advantages

  • mYou can open your account 100% online through your child's Neo account. All you have to do before is to register in the bank's system as a legal representative
  • mYou have bonus on your account anniversary. If during the year you put in your account at least 500 lei or 120 euros and you do not make money at all, you enjoy a bonus equal to the monthly interest
  • mYou can also fund your account through Neo
  • mZero commission when opening the savings account
  • mYour savings are safe because they are guaranteed by the Bank Deposit Guarantee Fund, within the limit of 100,000 euros

How do you make KidCONT?

By NeoBT

Simple and fast. 😊 Here are all the steps in your junior's app:

Products

My deposits

Open a new repository

Open a KidCONT

In a BT unit

Yes, you can come to a BT unit.

Interest

Okay, fine, but... how much is the interest?

Interest in lei

Period
12 months
Interest received on anniversary / year
5,50%

Interest in euro

Period
12 months
Interest received on anniversary / year
1,50%

* All interest is expressed in %/y

Costs

Because we want to build a relationship based on transparency and trust, we want you to know that we have certain commissions. It's normal to know them and know about them.

Opening fee
zero
Management fee
zero
Disbandment fee
20 lei / 5 euros (you will pay it only if you give up the deposit in the first year of establishment)
Commission for replenishment (by transfer from another bank)
5 lei (only for the supply by interbank transfer)
Account top-up fee (deposit or transfer from BT)
zero
Tax on interest income
10%
Tax on bonus interest
10%

Good news: the interest is calculated from the first day after the opening of the deposit and you receive it annually.

Required documents

  • mIdentity card of the parent or authorized person
  • mChild's birth certificate (0-14 years) 
  • m Birth certificate, and identity card of the child (14-18 years)
  • mDecision on the appointment of the guardian/curator, issued by the guardianship authority