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The Youth Card
Term deposit
Is it time for savings?
Then open a term deposit. 😊
It's one of the easiest ways to put money aside and make plans for the future. And yes, you can also do this in lei, euros or dollars - you only need 100 lei or 250 euros / dollars.
If you're not sure what the best option is for you, you can do a simulation here.
Why a term deposit?
Simple! Because you can save money at your own pace and you have double interest rates compared to the beginning of the year.
You also have other advantages:
Interest
Interest on deposits in RON
Period
Interest received on maturity / year
Interest received monthly / year
1 month
5,35%
–
3 months
6,10%
5,75%
6 months
6,25%
6%
12 months
6,50%
6,25%
24 months
6,65%
–
36 months
6,75%
–
Interest on deposits in euro
Period
Interest received on maturity / year
Interest received monthly / year
1 month
0,50%
–
3 months
0,75%
–
6 months
1,35%
1%
12 months
1,75%
1,50%
24 months
2%
–
36 months
2,50%
–
Interest on deposits in dollars
Period
Interest received on maturity / year
Interest received monthly / year
1 month
2%
–
3 months
2,50%
2,25%
6 months
3%
2,75%
12 months
3,50%
3,25%
How do I make my deposit?
Either online through one of our apps, or you live in a BT unit or at a BT Express vending machine.
By NeoBT
Easy-peasy! Here are the steps in the app:
❶ Products
❷ My deposits
❸ Open a new repository
By BT24
Again, just a few steps to follow:
❶ Finance
❷ My deposits
❸ Open a new repository
In a BT drive or at BT Express
Yes, you can come to a BT Express unit or vending machine
Costs
There are also some commissions that you need to know.
Management fee
zero
Tax on interest income for non-residents
10%
