This page is automatically translated from Romanian into English.

Download BT Pay

Scan the code with your mobile phone, depending on your phone system.

Download BT Pay

Scan the code with your mobile phone, depending on your phone system.

Download BT Pay

Scan the code with your mobile phone, depending on your phone system.

Download NeoBT

Scan the code with your mobile phone, depending on your phone system.

Download NeoBT

Scan the code with your mobile phone, depending on your phone system.

Download NeoBT

Scan the code with your mobile phone, depending on your phone system.

Download BT24

Scan the code with your mobile phone, depending on your phone system.

Download BT24

Scan the code with your mobile phone, depending on your phone system.

Call Center

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0264 308 028 or *8028 The number is available from any national network.
0264 303 003 Hotline for all Romanians who are out of the country, including assistance in English.

Is it time for savings?

Then open a term deposit. 😊

It's one of the easiest ways to put money aside and make plans for the future. And yes, you can also do this in lei, euros or dollars - you only need 100 lei or 250 euros / dollars. 

If you're not sure what the best option is for you, you can do a simulation here

Why a term deposit?

Simple! Because you can save money at your own pace and you have double interest rates compared to the beginning of the year. 

You also have other advantages:

  • mFixed interest rate for the entire period
  • mFor deposits for 2 and 3 years, the interest is paid on the day of the anniversary of the deposit
  • mNo commission at the opening of the deposit
  • mIt can be for a fixed or indefinite period, it is up to you
  • mAll deposits are guaranteed by the Bank Deposit Guarantee Fund, up to a limit of EUR 100,000 per depositor

Interest

Interest on deposits in RON

Period
Interest received on maturity / year
Interest received monthly / year
1 month
4,75% 
3 months
5,50% 
5,25% 
6 months
5,65% 
5,35% 
12 months
5,75% 
5,50% 
24 months
5,95% 
36 months
6,00% 

Interest on deposits in euro

Period
Interest received on maturity / year
Interest received monthly / year
1 month
0,50% 
– 
3 months
0,75% 
– 
6 months
1,35% 
1% 
12 months
1,75%
1,50% 
24 months
2% 
36 months
2,50% 

Interest on deposits in dollars

Period
Interest received on maturity / year
Interest received monthly / year
1 month
2% 
3 months
2,50% 
2,25% 
6 months
3% 
2,75% 
12 months
3,50% 
3,25% 


How do I make my deposit?

Either online through one of our apps, or you live in a BT unit or at a BT Express vending machine.

By NeoBT

Easy-peasy! Here are the steps in the app:

Products

My deposits

Open a new repository

By BT24

Again, just a few steps to follow:

Finance

My deposits

Open a new repository

In a BT drive or at BT Express

Yes, you can come to a BT Express unit or vending machine

Costs

There are also some commissions that you need to know. 

Management fee
zero
Tax on interest income for non-residents
10%