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Banca Transilvania has acquired OTP Bank România from OTP Group
Pay with BT Pay significantly simplifies online payments
Campaign period: September 17 - December 31, 2024 (inclusive)
* The APR has been calculated for the situation where you withdraw the entire credit line of 10,000 lei from the ATM of Banca Transilvania after granting, using a Visa Classic card, and then pay monthly interest according to the contract, for the entire credit used.
** We added the total interest with the costs of using the debit card as a payment instrument.
We mention that the possibilities of paying the amount used from the granted credit line may be affected by the fluctuation of own income.
As of August 2022 we have a NEW protocol concluded with ANAF, based on the Order of the President of ANAF no. 146/2022 published in the Official Gazette Part I no. 157 of 16 February 2022. The protocol includes the possibility to obtain information on the income of individuals applying for a BT credit. The information is obtained with the consent of the applicant, with the protection and assurance of professional secrecy, with respect for the rights concerning the processing of personal data. The protocol aims to improve the credit application process by simplifying documentation and facilitating access to finance.
