First year free

We know how much is on your mind when starting a business. That's why we offer you a complete package, at no cost in the first year, so you can focus on what really matters: growing your business.

Open account

Unlimited transfers

Make unlimited transfers in the largest community of entrepreneurs in Romania.

No roads, no hassle

The Visa Business Silver card comes with
ready to use.

Free
withdrawals

The first 5 withdrawals from BT ATMs with your Visa Business Silver card are free.

Pay less for
BT POS

Get preferential fees on your
payment solutions from BT.

BT GO

Mobile Banking included

Manage everything simply, directly from your phone or laptop. Make payments, check your balance, view your receipts and have complete control over your company's money - wherever you are, at no extra cost.

Come to BT Go

Stress-free bills

You send, receive and manage all your bills directly in BT Go and get 12 months free on the FGO billing solution.

Business in real time

Your finances are always up-to-date, invoices are automatically linked to payments and receipts.

Your accounts under control

You get real-time notifications about payments, receipts, invoices and have a section dedicated to account statements.

Your cards, your rules

Issue business cards, change transaction limits and block a card directly from BT Go.

You know where your money's at

Get instant access to your savings and investments directly from the app.

Non-banking services included

You also get 12 months free for the non-banking solutions Online Mastery and Regina Maria Network. After activating your package, you will receive an e-mail with activation instructions for each of the 4 solutions.

If you don't already have an FGO account and want to enjoy the benefits of BT Go integration, you get 12 months free when you open your BT GO account.

Manage invoices and communicate with all your partners
Connect your FGO account in the BT Go app
Send bills directly from BT Go
Connect your SPV account, automatically send invoices and track the processing status at ANAF for all e-Invoices
Receive e-Invoices from suppliers and pay them directly from the app
Track the status of invoices and generate reports.
Transactions and invoices are automatically synchronized

Free account on Online Mastery StartUp, an online platform with video tutorials with practical online marketing tips.

build integrated online marketing campaigns
create a website or sales page
use a blog and optimize it
advertise online through Google and Facebook
to run e-mail marketing campaigns and send newsletters

You get free healthcare for 12 months through the Regina Maria health network.

Occupational medicine: medical check-up on hiring, regular medical check-up, half-yearly and annual reports for up to 10 employees
General and internal medicine – 1 consultation / year
20% discount for specialized consultations, analyzes, radiology, ultrasounds
Medical hotline 24/7 – medical advice in case of an emergency
HR portal – reports with the situation for Occupational Medicine. Access to the Skills Sheets with electronic signature, directly on the platform
Access to the 46 own polyclinics and over 300 partner medical centers

You have 12 months in which you can complete your Unique Declaration for free through the SOLO app. You generate your statement directly from your mobile in just two minutes.

AWARD CONDITIONS

Apply for the package within the first year of setting up
Opening a business account with BT

RAPID HELP

➤ The company's articles of incorporation (original);

➤ Certificate of Registration with the Trade Register (original);

➤ The basic certificate from the ONRC issued no later than 30 days prior to submitting the documents to the bank for opening the account (original);

➤ For non-resident legal entities, notarized Romanian translations of the above-mentioned documents and a copy of the VAT registration number in the country of residence are required.

In some situations, you may need additional documents, so request a quote online and make sure you have all the documents ready. 😉

package Free First Year Account has been created for entrepreneurs just starting out, and one of the main advantages is that you can make transactions anywhere you want and in any currency (electronically) at zero cost.

Plus, we give you advice when you need help to grow your business, and a host of other benefits for 12 months after setting up. 😃

➤⠀First 5 BT ATM cash withdrawals with VBS - debit card

➤⠀UNLIMITED interbank operations in lei and foreign currency

➤ Interbank collections in lei and foreign currency with payment order (including instant)

➤➤⠀Electronic channel payments and intra-bank collections in lei with payment orders

➤➤⠀ Intra-bank payments and receipts with debit instruments (check/cheque payable)

➤⠀ Electronic payments and foreign exchange receipts

➤➤⠀Cash withdrawals from the company's over-the-counter account by delegates / proxy holders

➤⠀Visa Business Silver, Debit cards - annual issuance and maintenance

➤⠀BT Go Internet Banking and Mobile Banking - monthly subscription

➤⠀BT ALERT 40 monthly subscription, 40 sms included

➤⠀ Current account management

➤ 0.7% BT POS App cashing fee for individual cards and 5 lei monthly administration/device 😎

❗❗⠀Fees charged by the NBR, Transfond, correspondent banks and fees for emergency payments are notincluded.

In addition to the standard operations that you do from the app - payments, currency exchange, viewing transactions - we've also added business functionalities such as:

You issue, pay and receive invoices which are automatically sent to the tax authorities.
Automatic association (auto reconciliation) of receipts and payments with invoices issued and received.
You have access to complete credit information and can generate repayment graphs.
Generate daily or monthly statements on each account and have the ability to bulk download monthly statements for all accounts.
All invoices and associated bank transactions are automatically recorded in the SAGA accounting program.

Yes, as of January 1, 2024, all companies, including liberal professions, will be obliged to transmit invoices issued to other legal entities in Romania, in the national e-Factura system; it does not matter if they are VAT payer or non-payer.

After 12 months, the First Year Free account automatically converts to the BT Unlimited Network current account package, which costs 29 lei/month.

If this is not what you want, you can choose one of the other 3 options:

Unlimited &10
Unlimited & 25
Unlimited All Inclusive

See all packages here.

See all questions

Apply for package

Open a 100% online account for your business and get the Free First Year Package included.

I want the package

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First year free

Unlimited transfers

No roads, no hassle

Free
withdrawals

Pay less for
BT POS