Unlimited transfers
Make unlimited transfers in the largest community of entrepreneurs in Romania.
No roads, no hassle
The Visa Business Silver card comes with
ready to use.
Free
withdrawals
The first 5 withdrawals from BT ATMs with your Visa Business Silver card are free.
Pay less for
BT POS
Get preferential fees on your
payment solutions from BT.
BT GO
Mobile Banking included
Manage everything simply, directly from your phone or laptop. Make payments, check your balance, view your receipts and have complete control over your company's money - wherever you are, at no extra cost.
Stress-free bills
You send, receive and manage all your bills directly in BT Go and get 12 months free on the FGO billing solution.
Business in real time
Your finances are always up-to-date, invoices are automatically linked to payments and receipts.
Your accounts under control
You get real-time notifications about payments, receipts, invoices and have a section dedicated to account statements.
Your cards, your rules
Issue business cards, change transaction limits and block a card directly from BT Go.
You know where your money's at
Get instant access to your savings and investments directly from the app.
Non-banking services included
You also get 12 months free for the non-banking solutions Online Mastery and Regina Maria Network. After activating your package, you will receive an e-mail with activation instructions for each of the 4 solutions.
If you don't already have an FGO account and want to enjoy the benefits of BT Go integration, you get 12 months free when you open your BT GO account.
Manage invoices and communicate with all your partners Connect your FGO account in the BT Go app Send bills directly from BT Go Connect your SPV account, automatically send invoices and track the processing status at ANAF for all e-Invoices Receive e-Invoices from suppliers and pay them directly from the app Track the status of invoices and generate reports. Transactions and invoices are automatically synchronized
Free account on Online Mastery StartUp, an online platform with video tutorials with practical online marketing tips.
build integrated online marketing campaigns create a website or sales page use a blog and optimize it advertise online through Google and Facebook to run e-mail marketing campaigns and send newsletters
You get free healthcare for 12 months through the Regina Maria health network.
Occupational medicine: medical check-up on hiring, regular medical check-up, half-yearly and annual reports for up to 10 employees General and internal medicine – 1 consultation / year 20% discount for specialized consultations, analyzes, radiology, ultrasounds Medical hotline 24/7 – medical advice in case of an emergency HR portal – reports with the situation for Occupational Medicine. Access to the Skills Sheets with electronic signature, directly on the platform Access to the 46 own polyclinics and over 300 partner medical centers
You have 12 months in which you can complete your Unique Declaration for free through the SOLO app. You generate your statement directly from your mobile in just two minutes.
AWARD CONDITIONS
Apply for the package within the first year of setting up Opening a business account with BT
RAPID HELP
package Free First Year Account has been created for entrepreneurs just starting out, and one of the main advantages is that you can make transactions anywhere you want and in any currency (electronically) at zero cost.
In addition, we offer advice when you need help developing your business, and a host of other benefits for 12 months after the company is established. 😃
➤⠀The first 5 cash withdrawals from BT ATMs with VBS – debit card
➤⠀UNLIMITED interbank transactions in lei and foreign currency
➤⠀Intrabank payments with payment orders made electronically
➤⠀Intrabank payments and receipts with debit instruments (checks/promissory notes)
➤⠀Intrabank foreign currency payments made electronically
➤⠀Intrabank receipts with payment order
➤⠀Foreign currency receipts
➤⠀Cash deposits into the company's account made by delegates/proxies
➤⠀Visa Business Silver, Debit Cards - issuance and annual maintenance
➤⠀BT24 Internet Banking and Mobile Banking - monthly subscription
➤⠀BT ALERT 40 monthly subscription, 40 text messages included
➤⠀Current account management 😎
❗⠀Fees charged by the NBR, Transfond, correspondent banks, and fees for emergency payments are not included.
Interbank transactions in lei and foreign currency include:
➤ Interbank payments by payment order made electronically
➤ Interbank receipts with payment order
➤ Instant payments made electronically
➤ Instant earnings
➤ Interbank payments/receipts with debit instruments (checks/promissory notes)
➤ Interbank foreign currency payments made electronically
In addition to the standard operations that you do from the app - payments, currency exchange, viewing transactions - we've also added business functionalities such as:
- You issue, pay and receive invoices which are automatically sent to the tax authorities.
- Automatic association (auto reconciliation) of receipts and payments with invoices issued and received.
- You have access to complete credit information and can generate repayment graphs.
- Generate daily or monthly statements on each account and have the ability to bulk download monthly statements for all accounts.
- All invoices and associated bank transactions are automatically recorded in the SAGA accounting program.
- You can issue or close cards.
- If you have active POS solutions, you have access to information related to them.
- If you have an investment portfolio, you can view information about it, purchase or redeem units in the funds you hold.
Yes, as of January 1, 2024, all companies, including liberal professions, will be obliged to transmit invoices issued to other legal entities in Romania, in the national e-Factura system; it does not matter if they are VAT payer or non-payer.
After 12 months, the First Year Free account automatically converts to the BT Unlimited Network current account package, which costs 29 lei/month.
If this is not what you want, you can choose one of the other 3 options:
- Unlimited &10
- Unlimited & 25
- Unlimited All Inclusive
See all packages here.
Apply for package
Open a 100% online account for your business and get the Free First Year Package included.