Open an online account directly from BT Pay ⚡

Join the biggest banking community in Romania 💛

Online account & investments directly from the app ⚡

Are you the only one in your group of friends who's still not on BT? 👀
No excuses now. You can open an account online, straight from BT Pay.

Download the app

Why would you want to be a BT customer?

Simple, because you get a lot of benefits! ✌

14
investment funds,
just a click away

ZERO account and card opening and administration fees

Instant free transfers to your friends

Virtual cards, directly from the app

What do you need to know?

You must be resident in Romania and be over 18 years old, that's all. 💛

Download the BT Pay app.

Tell us a few things about yourself and confirm your identity. Make sure you have your ID on you.

You choose a current account subscription to do banking your way.

That's it! Use BT Pay and your digital card on the spot. In the meantime you'll get the physical card.

Choose your banking subscription

Different people, different needs. So you have five subscription options to choose from to choose from. ✨

SUBSCRIPTION

Greeting

ZERO commission on interbank interchange fees

If you have at least 300 lei/month.

Mobile banking with BT Pay

0 lei

ON THE MOON

SUBSCRIPTION

Student

ZERO commission on interbank interchange fees

If you have at least 300 lei/month.

Mobile banking with BT Pay

Free travel insurance

0 lei

ON THE MOON

SUBSCRIPTION

365

ZERO commission on interbank interchange fees

Mobile banking with BT Pay

Insurance from Metropolitan Life Insurance

7 lei

ON THE MOON

SUBSCRIPTION

Gold

Access to business lounges in Bucharest and Cluj-Napoca

Free travel insurance

Mastercard Gold

17 lei

ON THE MOON

SUBSCRIPTION

Gold+

Insurance from Metropolitan Life Insurance

Mastercard Gold

Priority in the Call Centre

20 lei

ON THE MOON

Compare subscriptions

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Ask BT is Banca Transilvania's largest online financial education program, with over 2,000 banking questions and answers.

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Disclaimer

AI Search is a pilot project - in beta - that uses GPT-4o technology to simplify the process of finding and understanding banking products.

AI Search is trained to answer questions that are exclusively related to the banking products offered by BT, but in certain situations and depending on the questions asked, it may also answer general questions. The answers provided are automatically generated and are to be used for information purposes only. The service may sometimes provide inaccurate or potentially offensive content, which does not represent the views of Banca Transilvania. You are solely responsible for your use of the content generated by this service in any way. Do not rely on this service for financial, legal or other professional advice and do not enter personal data or other confidential information into this service.

Use of AI Search implies acceptance of the Terms and Conditions.

Access to and use of the service implies your unreserved acceptance of these terms and conditions. If you do not agree to them, please do not use this service. By accepting the terms and conditions to use this service provided algorithmically by an artificial intelligence model, you assume the entire risk as to the quality, safety and performance of this service.

Banca Transilvania does not provide any guarantee in relation to the answers provided by this service.

AI Search provides responses algorithmically and these may sometimes contain inaccurate information or potentially offensive language. This information does not express the position of Banca Transilvania and cannot engage the responsibility of the Bank for the content provided.

AI Search does not provide answers to personalized questions, so by using it you are obligated not to provide or enter any personal data or other confidential information in your messages/questions. In case you do not comply with this obligation, by inserting personal data/confidential information in AI Search, you consent to their processing for the purpose of providing the service (answers to the questions you ask), as well as for the improvement of the algorithmic model of the robot by its developer.

Any information provided by users during their interaction with AI Search will be treated confidentially and will only be disclosed to recipients who have a right and need to know.

The content provided by AI Search is for information purposes only.

Users are responsible for the questions and messages asked when using AI Search. Any abuse or inappropriate language may result in the interruption of the interaction.

AI Search does not provide financial, legal or professional advice and is not a substitute for consulting human experts or professionals specialising in the field. Users should not rely on the information provided by AI Search in making decisions.

The Bank reserves the right to discontinue the AI Search service at any time without prior notice.

Terms and conditions may be revised/updated at any time.