Current account subscriptions
One cost,
zero worries
Flexible banking and no trips to the bank, right from your phone. We've bundled super benefits into great current account subscriptions for you. See which one suits you.















Bank for free with the BT Pay app. 0 lei for collections in lei from other banks. 0 lei for opening an account and issuing a debit card. 0 lei for account and debit card management. RON 0 for payments between BT accounts, in lei, made via BT Pay. RON 0 for checking your balance and issuing cash on the BT network.
complete banking package
Beyond the current account subscription, you choose the right debit card for you, the complete insurance package and VIP benefits to #smartbanking whatever the occasion.
Travel insurance
Lounge access
Accident insurance
Call center priority
account in another currency
Choose your banking subscription
Whether you want basic or premium, current account subscriptions are designed to save you money and time. Depending on what monthly payments you make, how you manage your budget or how often you travel.
ZERO interbank commission (if you have a minimum turnover of 300 lei/ month) Mobile banking with BT Pay
ZERO commission on interbank interchange fees Free travel insurance Mobile banking with BT Pay
ZERO commission on interbank interchange fees Accident insurance from Metropolitan Life Insurance Mobile banking with BT Pay
Access to business lounges in Bucharest and Cluj-Napoca airports Free travel insurance Call Center Priority Interbank collections with ZERO commission
Travel insurance Accident insurance Priority in the Call Centre Access to business lounges in Bucharest and Cluj-Napoca airports Interbank collections with ZERO commission
RAPID HELP
If you have activated a subscription but believe it is not suitable for you, you can request its deactivation at any BT branch.
However, you should be aware that once you deactivate your subscription, you will no longer enjoy the benefits of the subscription and will pay the standard cost for all products and services you have with BT.
Any individual can benefit from BT current account subscriptions, subject to a few simple conditions:
- Adult resident individual - you can choose the Salut, 365, Gold, or Gold+ subscription.
- Student – you can choose the Student subscription.
- Minors – if your minor is between 0 and 13 years old, you can activate the Kid subscription; if your minor is between 14 and 18 years old, you can activate the College subscription.
Yes, the BT Student subscription is truly zero.
The benefits of the Student subscription are:
- Zero commission for opening and managing a current account in RON/FCY
- Zero commission for issuing and annual maintenance of Omnipass Mastercard debit card
- Zero commission on receipts from other banks
- Free travel insurance
- The BT Pay app
You can request activation of your subscription at any BT branch or through the Call Center by completing the form on the Current Account Subscriptions page.
Activating a BT current account subscription is as simple as a few simple steps:
- Select the desired subscription directly from the BT website;
- Fill in the online form with your details;
- You are contacted by a BT representative to finalize activation;
Or we'll be waiting for you at any BT branch, where our colleagues will help you choose the subscription that best suits your needs.
You don't have to come to the bank to pay your subscription.
The subscription fee will be automatically deducted each month from the checking account you selected, in the account’s currency.
The subscription fee will appear on the statement linked to your checking account. 😉
All current account subscriptions offer zero commission on interbank receipts.
In the case of the Salut and Student subscriptions, in order to benefit from zero commission on interbank payments, you must be careful to collect at least 300 lei each month, otherwise you will be charged commission on each interbank payment.
The subscription has no expiration date. It remains valid until you decide to cancel it. 😊
Sure! Even if you've chosen a subscription plan, you can change it at any time. Just stop by any BT store and our staff will be happy to help you.
Apply for your current account subscription
Different people, different needs. There are five current account subscription options to choose from, so you can bank the way you want.



