INVESTMENT FUNDS
Recommend it and go to the festival
Invest through BT Pay and get tickets to Untold—just grab the code from the app and share it with your friends. If 7 of them use it, you get a GA pass; if only 3 use it, you’ll be entered into a drawing. Not an investor yet? Sign up and get started.
A safe place for your money
You have the overview
Send, receive and manage all your transactions directly in BT Pay.
Make informed decisions
See details of the returns and performance of each fund,
main holdings and currency.
Invest safely
Invest in a secure regulatory framework and regulated products.
You can Start with just 50 lei
The minimum amount to start investing is just 50 lei or 25 euro/dollars
You know where your money's at
Get instant access to your savings and investments directly from the app.
14 investment funds
Invest with our experts, with less stress and more diversification. Choose which fund suits you, in lei, euro or dollars, depending on your risk appetite.
Past performance is not a guarantee of future performance. Please read the prospectus and the Essential Investor Information (EII) before investing in the investment funds managed by BT Asset Management SAI.
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Direct Invest
Set a recurring payment for one or more funds directly from the app.
The minimum amount is 50 RON or 25 EUR/USD.
You can always change the recurrence or stop investing in a fund.
Do you know how to make your money grow?
FIT Check is a financial literacy quiz that helps you quickly assess your knowledge ofsavings, investments, and money management. With just a few simple questions, you’ll find out where you stand and what you can do to improve how you manage your finances.
Tip: Check your notifications
You have a code in BT Pay that gets you into the festival
A few simple steps and you're an investor
Download the BT Pay app. You tell us a few things about yourself and confirm your identity. You choose your fund according to your preferences. That's it! Start investing.
Quick help
Funds that have a listed equity component in their portfolio structure have the potential to outperform the average inflation rate, but also carry a higher risk. For more information, please refer to the Monthly Bulletin, where you can find the performance of the funds managed by BT Asset Management.
The performance of investment funds over different time periods is available here.
Starting January 1, 2026, earnings obtained by individual investors from investments in open-ended investment funds will be taxed at source, as follows:
- by applying a rate of 3% to each gain from the transfer of securities that were acquired and disposed of in a period exceeding 365 days, inclusive, from the date of acquisition
- by applying a rate of 6% to each gain from the transfer of securities that were acquired and disposed of within a period of less than 365 days from the date of acquisition
See more details here.
Start investing
Right from BT Pay, you can invest in one of the 14 investment funds. Don’t forget that you can win a ticket to Untold if you refer 7 friends to the app.
