INVESTMENT FUNDS
Investing made easier than ever
Your money doesn't sit still, it works for you. Invest directly from BT Pay in 14 investment funds. The best part? You can start small without having to be a financial guru.
A safe place for your money
You have the overview
Send, receive and manage all your transactions directly in BT Pay.
Make informed decisions
See details of the returns and performance of each fund,
main holdings and currency.
Invest safely
Invest in a secure regulatory framework and regulated products.
You can Start with just 50 lei
The minimum amount to start investing is just 50 lei or 25 euro/dollars
You know where your money's at
Get instant access to your savings and investments directly from the app.
14 investment funds
Invest with our experts, with less stress and more diversification. Choose which fund suits you, in lei, euro or dollars, depending on your risk appetite.
Past performance is not a guarantee of future performance. Please read the prospectus and the Essential Investor Information (EII) before investing in the investment funds managed by BT Asset Management SAI.
The information below is valid as at %%updated_at%%%
Direct Invest
Set a recurring payment for one or more funds directly from the app.
The minimum amount is 50 RON or 25 EUR/USD.
You can always change the recurrence or stop investing in a fund.
A few simple steps and you're an investor
Download the BT Pay app. You tell us a few things about yourself and confirm your identity. You choose your fund according to your preferences. That's it! Start investing.
Quick help
Funds that have a listed equity component in their portfolio structure have the potential to outperform the average inflation rate, but also carry a higher risk. For more information, please refer to the Monthly Bulletin, where you can find the performance of the funds managed by BT Asset Management.
The performance of investment funds over different time periods is available here.
Starting January 1, 2026, earnings obtained by individual investors from investments in open-ended investment funds will be taxed at source, as follows:
- by applying a rate of 3% to each gain from the transfer of securities that were acquired and disposed of in a period exceeding 365 days, inclusive, from the date of acquisition
- by applying a rate of 6% to each gain from the transfer of securities that were acquired and disposed of within a period of less than 365 days from the date of acquisition
See more details here.
Start investing
Invest directly from BT Pay in one of 14 investment funds.
