Open an account with BT, wherever you are 🌍

Invest directly from the app 4.8

Install

Open an account with BT, wherever you are💛

All just a BT Pay away

You have control over accounts and cards, approve any payment, have currency exchange, make insurance & many others.

Download the app

Your benefits, straight in your app.

We deliver your card free of charge in Italy, Spain, Germany, UK and Moldova. If you don't live in one of these countries, the physical card can be delivered to the address of your choice in the UK or will be waiting for you at a BT location for 90 days
You can add your cards from other foreign banks and fintechs to BT Pay and top-up to your BT card
ZERO account and card opening and administration fees

Send money on the spot, always be close to home

With BT Pay you can send or borrow money from home using just your phone number, if they have BT Pay. You choose them from your phonebook, fill in the amount and that's it.

If they don't yet have BT Pay, you can send them money using their IBAN.

BT Pay Kiddo, an option in BT Pay for under 18s too

Kiddo is standalone and has its own BT Pay, but you can see what it's doing in the app
Both parents can connect to BT Pay's
They learn how to manage money and put it aside
You can send money directly to his phone and help him in any situation

A better way to take care of acasă.

Savings and deposit account,
in lei or euro

Virtual cards in euro,
dollars or lei

Travel insurance anywhere
in the world for 1 year

Exchange any currency

View real-time transaction history

Pay bills remotely

Choose your
banking subscription

Different people, different needs. So you have five subscription options from
that to choose from. ✨

SUBSCRIPTION

Greeting

ZERO commission on interbank interchange fees

Mobile banking with BT Pay

0 lei

ON THE MOON

SUBSCRIPTION

Student

Interbank collections with ZERO commission

Mobile banking with BT Pay

Free travel insurance

0 lei

ON THE MOON

SUBSCRIPTION

365

Interbank collections with ZERO commission

Mobile banking with BT Pay

Accident insurance from Metropolitan Life Insurance

7 lei

ON THE MOON

SUBSCRIPTION

Gold

Access to business lounges in Bucharest and Cluj-Napoca

Free travel insurance

Mastercard Gold

17 lei

ON THE MOON

SUBSCRIPTION

Gold+

Accident insurance from Metropolitan Life Insurance

Mastercard Gold

Priority in the Call Centre

20 lei

ON THE MOON

Compare subscriptions

What do you need to know?

You must have a Romanian ID card and be over 18, that's all! 💛

Download the BT Pay app.

Tell us a few things about yourself and confirm your identity. Make sure you have your ID on you.

You choose a current account subscription to do banking your way.

That's it! Use BT Pay and your digital card instantly. We deliver your card free of charge in Italy, Spain, Germany, UK and Moldova. If you don't live in one of these countries, the physical card can be delivered to the address of your choice in the UK or waiting for you at a BT location for 90 days.

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Ask BT is Banca Transilvania's largest online financial education program, with over 2,000 banking questions and answers.

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Disclaimer

AI Search is a pilot project - in beta - that uses GPT-4o technology to simplify the process of finding and understanding banking products.

AI Search is trained to answer questions that are exclusively related to the banking products offered by BT, but in certain situations and depending on the questions asked, it may also answer general questions. The answers provided are automatically generated and are to be used for information purposes only. The service may sometimes provide inaccurate or potentially offensive content, which does not represent the views of Banca Transilvania. You are solely responsible for your use of the content generated by this service in any way. Do not rely on this service for financial, legal or other professional advice and do not enter personal data or other confidential information into this service.

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Access to and use of the service implies your unreserved acceptance of these terms and conditions. If you do not agree to them, please do not use this service. By accepting the terms and conditions to use this service provided algorithmically by an artificial intelligence model, you assume the entire risk as to the quality, safety and performance of this service.

Banca Transilvania does not provide any guarantee in relation to the answers provided by this service.

AI Search provides responses algorithmically and these may sometimes contain inaccurate information or potentially offensive language. This information does not express the position of Banca Transilvania and cannot engage the responsibility of the Bank for the content provided.

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Any information provided by users during their interaction with AI Search will be treated confidentially and will only be disclosed to recipients who have a right and need to know.

The content provided by AI Search is for information purposes only.

Users are responsible for the questions and messages asked when using AI Search. Any abuse or inappropriate language may result in the interruption of the interaction.

AI Search does not provide financial, legal or professional advice and is not a substitute for consulting human experts or professionals specialising in the field. Users should not rely on the information provided by AI Search in making decisions.

The Bank reserves the right to discontinue the AI Search service at any time without prior notice.

Terms and conditions may be revised/updated at any time.