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    Offer for young people

    Financial independence starts now

    With BT, you have financial solutions that grow with you. From KID (0-14 years), with simple and secure access to money, to COLLEGE (14-18 years), with more financial freedom and control ✨

    Offer for young peopleOffer for young people

    Choose the right subscription

    Whether you are just starting out or already taking your first steps towards independence, we support you with subscriptions designed especially for you.

    kid

    0-14 years

    • Zero opening and administration costs for current accounts in lei
    • Free withdrawals from other banks
    • Access to BT Pay Kiddo (for children over 10)
    • Extra options available: current account in lei or current accounts in foreign currency (euro/other currencies)

    college

    14-18 years

    • Zero opening and administration costs for current accounts in lei
    • VISA Classic card included
    • Free withdrawals from other banks
    • Access to BT Pay Kiddo - pocket money directly in the app
    • Extra options available: current account in lei or current accounts in foreign currency (euro/other currencies)

    Offer for young people and BT Pay kiddo

    Financial education through real-life experience

    With BT Pay Kiddo, you control your money directly in the app. Simple, cool and responsible.

    REAL-TIME TRANSACTIONS

    Pay online or in shops, no hassle.

    YOUR CARD, YOUR RULES

    You put money aside for your wishes.

    KEEP TRACK OF EXPENSES

    See how much money you have and what you've spent it on.

    LIFE IS EASIER

    You learn to be financially independent without having to ask your parents for cash.

    YOU ARE SAFE

    Your cards are always at your fingertips, right on your phone. Lock, unlock, change limits and approve payments.

    Kid or College?

    Kid or College?

    Take a step towards financial independence.

    RAPID HELP

    Yes. With the KID subscription, children aged 0-14 can have a simple and secure account with no administration costs. 

    Through the app BT Pay Kiddoavailable for children over 10 years old. There they can see how much money they have, pay or even save.

    Yes. With the COLLEGE membership (14-18 years old), he receives a VISA Classic card and access to his account, free of administration fees.

    All you need to do is go to a BT branch. One parent can activate the KID or COLLEGE subscription very simply.

    Yes. With BT, your child has a safe digital space where they can learn to manage their money from an early age. With BT Pay Kiddo, you're in control and he's free to explore - see what he's spending, saving and paying directly from his phone. It's simple, smart and age-appropriate.

    Activate now

    Kid or College? Take a cool step towards financial independence. It's super easy: either parent can activate their subscription at any BT unit.

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    Ask BT is Banca Transilvania's largest online financial education program, with over 2,000 banking questions and answers.
    Search suggestions
    Powered by Azure OpenAI GPT-5
    AI Search provides automatically generated responses using GPT-5 technology and an advanced agent orchestration mechanism. Responses may contain inaccurate or potentially offensive content that does not represent the views of Banca Transilvania. You are solely responsible for the use of the content generated by this service. .
    Terms and conditions

    Disclaimer

    AI Search is a pilot project—currently in beta—that uses GPT-5 technology to simplify the process of searching for and understanding banking products.

    AI Search is trained to answer questions that are exclusively related to the banking products offered by BT, but in certain situations and depending on the questions asked, it may also answer general questions. The answers provided are automatically generated and are to be used for information purposes only. The service may sometimes provide inaccurate or potentially offensive content, which does not represent the views of Banca Transilvania. You are solely responsible for your use of the content generated by this service in any way. Do not rely on this service for financial, legal or other professional advice and do not enter personal data or other confidential information into this service.

    Use of AI Search implies acceptance of the Terms and Conditions.

    Access to and use of the service implies your unreserved acceptance of these terms and conditions. If you do not agree to them, please do not use this service. By accepting the terms and conditions to use this service provided algorithmically by an artificial intelligence model, you assume the entire risk as to the quality, safety and performance of this service.

    Banca Transilvania does not provide any guarantee in relation to the answers provided by this service.

    AI Search provides responses algorithmically and these may sometimes contain inaccurate information or potentially offensive language. This information does not express the position of Banca Transilvania and cannot engage the responsibility of the Bank for the content provided.

    AI Search does not provide answers to personalized questions, so by using it you are obligated not to provide or enter any personal data or other confidential information in your messages/questions. In case you do not comply with this obligation, by inserting personal data/confidential information in AI Search, you consent to their processing for the purpose of providing the service (answers to the questions you ask), as well as for the improvement of the algorithmic model of the robot by its developer.

    Any information provided by users during their interaction with AI Search will be treated confidentially and will only be disclosed to recipients who have a right and need to know.

    The content provided by AI Search is for information purposes only.

    Users are responsible for the questions and messages asked when using AI Search. Any abuse or inappropriate language may result in the interruption of the interaction.

    AI Search does not provide financial, legal or professional advice and is not a substitute for consulting human experts or professionals specialising in the field. Users should not rely on the information provided by AI Search in making decisions.

    The Bank reserves the right to discontinue the AI Search service at any time without prior notice.

    Terms and conditions may be revised/updated at any time.

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