Home Insurance from BT Pay
: Complete Protection for Your Home
You can leave home with peace of mind when your home is protected: you get comprehensive coverage, protection for your belongings, and coverage for unforeseen circumstances—all directly through BT Pay.
- This insurance is suitable for both homes without a mortgage and those purchased with a mortgage.
- Comprehensive coverage for your home: fire, explosion, theft, vandalism, natural disasters, and flooding caused by neighbors.
- The policy can also be issued for another person's property (relatives, friends, etc.).
- You also protect your home against risks that aren't covered by mandatory insurance.
- Valid in Romania: you have clear coverage throughout the country.
- Protect your home in Romania even if you live abroad, with BT Pay.
Voluntary home insurance
Your peace of mind, just a tap away
Get home insurance directly through BT Pay: fill in your details, choose the plan you want, pay with flexible options, and enjoy long-term peace of mind.
100% online insurance
You can get home insurance quickly, right from the comfort of your own home, without having to go to the bank.
Complete protection for your home
The two available plans, Gold and Silver, include coverage for your household belongings and liability coverage. Additionally, you can add extra coverage options based on your needs.
12 months of guaranteed peace of mind
You can easily check the validity and details of your insurance policy anytime right from the app. Plus, we’ll notify you before your policy expires.
For everything that matters
Take care of your needs and those of your loved ones, right from the app—you can insure your home as well as the homes of your family and friends.
Extended protection, beyond PAD
BT Pay's home insurance complements the mandatory PAD insurance, extending home protection beyond natural disasters by covering a wider range of damages.
CHOOSE YOUR INSURANCE
No matter the situation, your home deserves protection. You can choose between two solutions, depending on where you are in the process. Both offer the same level of security—the only difference is when you need them and how you activate them.
all the benefits
This insurance is suitable for both homes without a mortgage and those purchased with a mortgage. You get one year of comprehensive coverage for your home, your household belongings, and liability. The policy covers fire, explosions, natural disasters, water damage from neighboring properties, theft, vandalism, liability, household contents, and good neighborly relations. You can extend your coverage to include protection for your boiler, electrical systems, and rapid emergency response. You can pay for your insurance in 6 or 12 installments using your BT credit card.
RAPID HELP
The home insurance policy from BT Pay is valid for a period of 12 months.
You can access this option from several places in the app:
- From the home screen → Insurance → Home Insurance
- from the HUB
- or from Loans → Insurance
Everything is designed so that you can get to it quickly, no matter where you enter.
YOUR HOME, SAFE AND SECURE
Enjoy peace of mind at home, even when the unexpected happens. Home insurance offers you comprehensive protection for your home—quickly and easily through BT Pay.
