Personal credit insurance
In short
Want to take out a personal loan with us? We suggest you also take out life and unemployment insurance offered by Metropolitan Life to help you stay protected for the duration of your loan. That way, you get a personal loan, not the worries.
How does it work?
We put ourselves in your shoes and thought about what unpleasant events could happen. So we offer you an insurance that, depending on your socio-professional status (public or private sector employee, PFA, pensioner), covers you for the following types of events:
Death due to illness or accident
Insurance covers the balance of the loan so your family is not left in debt
Involuntary loss of employment
The insurance covers a maximum of 6 monthly benefits per event and 12 benefits in total
Hospitalisation due to accident or illness
The insurance covers a maximum of 2 monthly allowances in one insurance year
- Death from any cause
Eligibility criteria
You can take out this type of insurance if:
- You have your domicile or residence in Romania
- You took out a personal loan with us
Costs
You will pay a single insurance premium in advance, on the date of insurance, for the entire period of insurance. This is calculated by multiplying the premium rate of 2.8% by the amount of the loan granted.
Extra-benefits
You can take out insurance on the spot. No medical examination, no other complications. All you need is an affidavit.
How do you get insurance?
Life and unemployment insurance from Metropolitan is available exclusively through the BT network.
Program directly into a BT unit.
See list of BT units