For personal loan

In short

Want to take out a personal loan with us? We suggest you also take out life and unemployment insurance offered by Metropolitan Life to help you stay protected for the duration of your loan. That way, you get a personal loan, not the worries.

Read the Personal Credit Insurance brochure

PDF

Consult the Register of insurance affiliated sub-agents

PDF

How does it work?

We put ourselves in your shoes and thought about what unpleasant events could happen. So we offer you an insurance that, depending on your socio-professional status (public or private sector employee, PFA, pensioner), covers you for the following types of events:

Death due to illness or accident

Insurance covers the balance of the loan so your family is not left in debt

Involuntary loss of employment

The insurance covers a maximum of 6 monthly benefits per event and 12 benefits in total

Hospitalisation due to accident or illness

The insurance covers a maximum of 2 monthly allowances in one insurance year

Death from any cause

Eligibility criteria

You can take out this type of insurance if:

You have your domicile or residence in Romania
You took out a personal loan with us

Costs

You will pay a single insurance premium in advance, on the date of insurance, for the entire period of insurance. This is calculated by multiplying the premium rate of 2.8% by the amount of the loan granted.

Extra-benefits

You can take out insurance on the spot. No medical examination, no other complications. All you need is an affidavit.

How do you get insurance?

Metropolitan's life and unemployment insurance is available exclusively at BT branches.

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