Personal loan
About
Loan Simulator
The most accessed loans
Personal loan with insurance.
Amount of credit
43.000 lei
43.000 lei
Amount of credit
10.000 lei
10.000 lei
Duration
5 years (60 monthly installments)
5 years (60 monthly installments)
Duration
5 years (60 monthly installments)
5 years (60 monthly installments)
Annual percentage rate of charge
16,07%
16,07%
Annual percentage rate of charge
16,90%
16,90%
Amount of the first installment
989 lei
989 lei
Amount of the first installment
230 lei
230 lei
Total payment amount
60.857 lei
60.857 lei
Total payment amount
14,374 lei
14,374 lei
* The above examples are personal loans with insurance, with fixed interest, calculated for people who collect their salary at BT.
** The insurance cost, included in the total cost of the loan, is 1,204 lei, respectively 280 lei.
Starting with August, we have a NEW protocol concluded with ANAF, which is based on the Order of the President of ANAF no. 146/2022 published in the Official Gazette Part I no. 157 of 16 February 2022. The protocol includes the possibility of obtaining information on the income of natural persons applying for a BT loan. The information is taken over with the applicant's consent, with the protection and assurance of professional secrecy, respecting the rights regarding the processing of personal data. The protocol aims to improve the application process for a loan by simplifying documentation and easier access to finance.
