Personal loan
About
Loan Simulator
You can get lower interest if you cash in the proceeds with us, add Metropolitan Life insurance or apply for an external refinance.
The most accessed loans
Personal loan with insurance.
Amount of credit
43.000 lei
43.000 lei
Credit amount
20.000 lei
20.000 lei
Duration
5 years (60 monthly installments)
5 years (60 monthly installments)
Duration
5 years (60 monthly installments)
5 years (60 monthly installments)
Annual effective interest rate
10.44%
10.44%
Annual effective interest rate
10.44%
10.44%
Amount of the first instalment
887 lei
887 lei
Amount of the first instalment
413 lei
413 lei
Total amount to be paid
54.536 lei
54.536 lei
Total amount to be paid
25.412 lei
25.412 lei
* The above examples are personal loans with insurance, with fixed interest, calculated for people who collect their salary at BT.
** The insurance cost, included in the total cost of the loan, is 1,204 lei, respectively 280 lei.
Starting with August, we have a NEW protocol concluded with ANAF, which is based on the Order of the President of ANAF no. 146/2022 published in the Official Gazette Part I no. 157 of 16 February 2022. The protocol includes the possibility of obtaining information on the income of natural persons applying for a BT loan. The information is taken over with the applicant's consent, with the protection and assurance of professional secrecy, respecting the rights regarding the processing of personal data. The protocol aims to improve the application process for a loan by simplifying documentation and easier access to finance.
