Shopping cards
Cards in lei
The Youth Card
Savings Account
Why save?
School, excursions, new clothes... or whatever else you have on your wishlist. In addition, it's good to have money set aside, in case of anything.
With a savings account you can have it all and stay relaxed. In addition, you also have progressive interest that you receive monthly, depending on the amount you have in your account.
You can open a savings account in RON or EUR, with a minimum of RON 1,000 / euro.
Advantages
Interest
Okay, fine, but... how much is the interest?
Like I said, you also have interest depending on how much money you have in your savings account.
Interest in lei
Amount in lei
Interest/year
1.000,00 – 9.999,99
3,75%
10.000,00 – 99.999,99
3,85%
100.000,00 – 499.999,99
4,00%
> 500.000,00
4,15%
Interest in euro
Amount in euro
Interest/year
1.000,00 – 24.999,99
0,30%
25.000,00 – 99.999,99
0,40%
> 100.000,00
0,50%
Costs
Because we want to build a relationship based on transparency and trust, we want you to know that we have certain commissions. It's normal to know them and know about them.
Management fee
zero
Termination of the savings account in RON in the first 12 months after its establishment
0.50% (of the minimum amount)
Tax on interest income
10%
Commission on the savings account in euro*
0,10%
*In the case of the deposit with accumulation in euro in the first year of operation, if at the end of the month the balance is reduced by more than 25% compared to the balance of the previous month, the monthly interest subsidized by the bank decreases by an amount calculated according to the formula: (balance difference between the previous month and the current month) x 0.1%.
How do you make a savings account?
Through BT Pay
Follow the steps:
❶ Download BT Pay
❷ Go to the Savings tab
❸ Choose the currency in which you want to make the account (ron/euro)
❹ Choose Open savings account
❺Youcan open a savings account in lei or euro, with a minimum of 1,000 lei/euro
That's all! From now on you enjoy interest.
By NeoBT
Simple and fast. 😊 Here are all the steps in the app:
❶ Products
❷ My deposits
❸ Open a new repository
❹ Open a savings deposit
In a BT unit
Yes, you can come to a BT unit.
