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  • We have made a firm commitment to Romanians and local entrepreneurs in supporting their dreams, BT being the partner with whom they can start their journey.
    OMER Tetik
    CEO Banca Transilvania
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    High waiting time!

    We are currently experiencing a very high number of calls in our Call Center. If you have an urgent problem, call now, otherwise we'll wait for you later. For quick answers try Ask BT - opens in a new tab or BT Visual Help - opens in a new tab.

    • 0264 308 308 028 or *8028The number is available from any national network. Standard rate.
    0264 303 003Hotline for all Romanians who are out of the country, including assistance in English. Standard tariff.
    Fraud assistance
    If you suspect fraud on your account, quickly call 0264 308 055. Standard rate.
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    AI Search on Ask BT answers all your banking questions.

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    Quickly view your account details, call 0264 308 000 and receive an SMS with the access link.

    BUSINESS CREDIT CARD

    Simpler cash flow. Faster decisions. Choose the VISA Business credit card, the credit card that gives you freedom in everyday decisions.

    I want the card
    • You have up to 55 days grace period.
    • Pay in up to 18 interest-free installments.
    • Recover VAT on external payments.
    • You collect Star points that you can use for future purchases.
    • Access to the Business Lounge in Bucharest and Cluj with Visa Business Gold.
    • Control your credit card limits directly from BT Go.

    BT Go & BT VISA Business

    Full control, straight from BT Go

    The Visa Business Credit Card and BT Go are your digital partners for more relaxed cash flow. See in real time what's happening with your business money, manage your limits, rates and card security - all simply, quickly and securely, straight from your phone.

    Come to BT Go

    SOLD. POINTS STAR. RATE.

    Always have your available amounts and used credit at your fingertips. See how many STAR points you have and reinvest them in your business.  

    REAL-TIME TRANSACTIONS

    Each payment appears instantly in the app, with clear details.  

    YOUR CARD, YOUR LIMITS

    Change payment limits directly from the app.

    MANAGE YOUR INSTALLMENT PAYMENTS

    View your rates and pay directly from the app.   

    you are SAFE

    Your cards are always on your phone. Lock, unlock, change limits and approve payments.

    The business credit card

    No interest. No worries.
    Business only.

    Apply for card

    SEE WHICH CARD
    SUITS YOU

    Silver or Gold? Whether you need a basic financial tool or premium benefits for travel and recurring expenses, both Visa Business credit card options give you control and flexibility.

    Compare cards

    Buy from
    star shops

    30,000 partner stores where you can pay in installments or with points, online or in stores. Whether national or local, you'll find all categories of products and services useful for your business in the Star network.  

    See all shops

    AWARD CONDITIONS

    • Your company has no bank prohibitions (checks, outstanding loans, etc.).
    • Your company is not registered in the Insolvency Bulletin.

    RAPID HELP

    • the maximum limit for cash withdrawals is 10,000 lei per day
    • POS and internet payment limit is 20,000 lei per day per card
    • the limit for internet payments is 5,000 lei with CVV per day on the card and 0 lei for payments without CVV

    The European PSD2 (Payment Services Directive) on the security of card payments limits contactless or online payments without PIN or biometric authentication (fingerprint, FaceID, etc.), but you can add your card to BT Pay and get rid of this worry

    Find out more in the Credit Card Guide.

    Of course! You have access to the Business Lounges if you have your Visa Business Gold credit card. Plus, the best part is you can bring a friend 😊.  

    In the case of credit cards for legal persons, the credit line used between the first and the last day of the current month can be restored to the account until the 25th of each month.

    If it falls on a non-working day (Saturday, Sunday, or public holiday), you will need to deposit the amount before this date, no later than 20:00. 📅

    In order to apply for a company credit card, you need to submit a year-end balance sheet with the receipt proving its submission to the finance department and a balance sheet for December of the year preceding the application.

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    APPLY FOR
    CREDIT CARD

    With the Visa Business Credit Card you get up to 55 interest-free days, commission-free installments and complete control from BT Go. Apply easily and we'll call you with all the details. Simple, fast, no hassle.

    I want the card