Skip to main content
You've reached the end of the results
No results found
Popular searches
Call Center
    • Call Center status meter dynamic emoji
    High waiting time!

    We are currently experiencing a very high number of calls in our Call Center. If you have an urgent problem, call now, otherwise we'll wait for you later. For quick answers try Ask BT or BT Visual Help.

    •
    0264 308 308 028 or *8028 The number is available from any national network.
    0264 303 003 Hotline for all Romanians who are out of the country, including assistance in English.
    Fraud assistance
    If you suspect fraud on your account, quickly call 0264 308 055.
    Search with AI Search

    AI Search on Ask BT answers all your banking questions.

    BT Visual Help

    Quickly view your account details, call 0264 308 000 and receive an SMS with the access link.

    BUSINESS CREDIT CARD

    Simpler cash flow. Faster decisions. Choose the VISA Business credit card, the credit card that gives you freedom in everyday decisions.

    I want the card
    • You have up to 55 days grace period.
    • Pay in up to 18 interest-free installments.
    • Recover VAT on external payments.
    • You collect Star points that you can use for future purchases.
    • Access to the Business Lounge in Bucharest and Cluj with Visa Business Gold.
    • Control your credit card limits directly from BT Go.

    BT Go & BT VISA Business

    Full control, straight from BT Go

    The Visa Business Credit Card and BT Go are your digital partners for more relaxed cash flow. See in real time what's happening with your business money, manage your limits, rates and card security - all simply, quickly and securely, straight from your phone.

    Come to BT Go

    SOLD. POINTS STAR. RATE.

    Always have your available amounts and used credit at your fingertips. See how many STAR points you have and reinvest them in your business.  

    REAL-TIME TRANSACTIONS

    Each payment appears instantly in the app, with clear details.  

    YOUR CARD, YOUR LIMITS

    Change payment limits directly from the app.

    MANAGE YOUR INSTALLMENT PAYMENTS

    View your rates and pay directly from the app.   

    you are SAFE

    Your cards are always on your phone. Lock, unlock, change limits and approve payments.

    The business credit card

    No interest. No worries.
    Business only.

    Apply for card

    SEE WHICH CARD
    SUITS YOU

    Silver or Gold? Whether you need a basic financial tool or premium benefits for travel and recurring expenses, both Visa Business credit card options give you control and flexibility.

    Compare cards

    Buy from
    star shops

    30,000 partner stores where you can pay in installments or with points, online or in stores. Whether national or local, you'll find all categories of products and services useful for your business in the Star network.  

    See all shops

    AWARD CONDITIONS

    • Your company has no bank prohibitions (checks, outstanding loans, etc.).
    • Your company is not registered in the Insolvency Bulletin.

    RAPID HELP

    • the maximum limit for cash withdrawals is 10,000 lei per day
    • POS and internet payment limit is 20,000 lei per day per card
    • the limit for internet payments is 5,000 lei with CVV per day on the card and 0 lei for payments without CVV

    The European PSD2 (Payment Services Directive) on the security of card payments limits contactless or online payments without PIN or biometric authentication (fingerprint, FaceID, etc.), but you can add your card to BT Pay and get rid of this worry

    Find out more in the Credit Card Guide.

    Of course! You have access to the Business Lounges if you have your Visa Business Gold credit card. Plus, the best part is you can bring a friend 😊.  

    In the case of credit cards for legal persons, the credit line used between the first and the last day of the current month can be restored to the account until the 25th of each month.

    If it falls on a non-working day (Saturday, Sunday, or public holiday), you will need to deposit the amount before this date, no later than 20:00. 📅

    In order to apply for a company credit card, you need to submit a year-end balance sheet with the receipt proving its submission to the finance department and a balance sheet for December of the year preceding the application.

    See all questions

    APPLY FOR
    CREDIT CARD

    With the Visa Business Credit Card you get up to 55 interest-free days, commission-free installments and complete control from BT Go. Apply easily and we'll call you with all the details. Simple, fast, no hassle.

    I want the card
    BT AI Chat
    The system is experiencing problems. Try again a little later.
    Intreb BT logo
    Ask BT is Banca Transilvania's largest online financial education program, with over 2,000 banking questions and answers.
    Search suggestions
    Powered by Azure OpenAI GPT-4o
    AI Search provides automatically generated answers, using GPT-4o technology, which may contain inaccurate or potentially offensive content that does not represent the views of Banca Transilvania. You are solely responsible for your use of the content generated by this service. .
    Terms and conditions

    Disclaimer

    AI Search is a pilot project - in beta - that uses GPT-4o technology to simplify the process of finding and understanding banking products.

    AI Search is trained to answer questions that are exclusively related to the banking products offered by BT, but in certain situations and depending on the questions asked, it may also answer general questions. The answers provided are automatically generated and are to be used for information purposes only. The service may sometimes provide inaccurate or potentially offensive content, which does not represent the views of Banca Transilvania. You are solely responsible for your use of the content generated by this service in any way. Do not rely on this service for financial, legal or other professional advice and do not enter personal data or other confidential information into this service.

    Use of AI Search implies acceptance of the Terms and Conditions.

    Access to and use of the service implies your unreserved acceptance of these terms and conditions. If you do not agree to them, please do not use this service. By accepting the terms and conditions to use this service provided algorithmically by an artificial intelligence model, you assume the entire risk as to the quality, safety and performance of this service.

    Banca Transilvania does not provide any guarantee in relation to the answers provided by this service.

    AI Search provides responses algorithmically and these may sometimes contain inaccurate information or potentially offensive language. This information does not express the position of Banca Transilvania and cannot engage the responsibility of the Bank for the content provided.

    AI Search does not provide answers to personalized questions, so by using it you are obligated not to provide or enter any personal data or other confidential information in your messages/questions. In case you do not comply with this obligation, by inserting personal data/confidential information in AI Search, you consent to their processing for the purpose of providing the service (answers to the questions you ask), as well as for the improvement of the algorithmic model of the robot by its developer.

    Any information provided by users during their interaction with AI Search will be treated confidentially and will only be disclosed to recipients who have a right and need to know.

    The content provided by AI Search is for information purposes only.

    Users are responsible for the questions and messages asked when using AI Search. Any abuse or inappropriate language may result in the interruption of the interaction.

    AI Search does not provide financial, legal or professional advice and is not a substitute for consulting human experts or professionals specialising in the field. Users should not rely on the information provided by AI Search in making decisions.

    The Bank reserves the right to discontinue the AI Search service at any time without prior notice.

    Terms and conditions may be revised/updated at any time.