All fees are set in EUR, but may be charged in RON equivalent or other convertible currencies, as requested by the client, at the BNR conversion rate on the day of collection. Foreign currency commissions charged in 'lei equivalent' shall be charged at the reference rate set by the NBR, valid on the day of collection. Commissions retained by correspondent banks are charged to customers who have ordered operations in foreign currency.
ⁱ (a) Fees for payment order transactions listed in this paragraph do not include fees charged by intermediary banks.
- For payments under PSD* made over the counter, the amount of these fees will be calculated and communicated to the customer in BT branches and agencies before any transaction.
- For payments under PSD* made via Internet banking, the amount of these fees is available to customers in the application used
- For non-DSP* payments, intermediary bank fees are communicated to customers and retained after the payment has been made and will be charged accordingly:
- In the case of payments with the "OUR" option by the BT customer ordering the payment
- In the case of payments with the option "BEN" by the payee
- - For foreign exchange payments that require changes (e.g. mismatch between name and beneficiary account, beneficiary account and currency sent), the beneficiary bank may charge an additional fee (repair charges); in this case, the fee requested by the beneficiary bank/changed foreign exchange payment is communicated to customers and retained after the payment is made, as it is received from the beneficiary bank.
* PSD - Payment Services Directive :
- PSD payments - will include payments to PSD countries in PSD currencies
- CSP countries: Austria, Belgium, Bulgaria, Cyprus, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Ireland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Netherlands, Norway, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, Sweden, Croatia, United Kingdom. SDR currencies used in Banca Transilvania: EUR, Danish krone (DKK), Swiss franc (CHF), pound sterling (GBP), Norwegian krone (NOK), Polish zloty (PLN), Czech koruna (CZK), leu (RON), Swedish krona (SEK), Hungarian forint (HUF)
*SEPA - Single Euro Payments Area
SEPA countries:
European Union Member States:
- Euro area countries: Austria, Belgium, Cyprus, Croatia, Estonia, Finland, France, Germany, Greece, Ireland, Italy, Luxembourg, Malta, Netherlands, Portugal, Spain and Slovenia;
- Non-euro area countries: Bulgaria, Czech Republic, Denmark, Latvia, Lithuania, Hungary, Poland, Romania, Slovakia, Sweden and the United Kingdom;
- Member States of the European Economic Area (EEA): Iceland, Liechtenstein, Norway;
- Switzerland and Monaco.
SEPA will also be extended to the following territories, which are considered part of the European Union (Art. 299 Treaty of Rome): Martinique, Guadeloupe, French Guiana, Reunion, Gibraltar, the Azores, Madeira, the Canary Islands, Ceuta and Melilla and the Aland Islands.
There is no correspondent banking fee for SEPA payments.
(b) For collections whose payers have chosen the "SHA" or "BEN" option, the intermediary banks' fees shall be communicated to the customers and retained at the same time as the collection is made.
Transfers of foreign exchange receipts and payments must comply with the legality criteria arising from the legislative and internal regulatory framework in force. Depending on the risks associated with transactions from the perspective of money laundering/terrorist financing and international sanctions, Banca Transilvania:
i) does not honour any transfers with indices of countries under international sanctions/restrictions: Cuba, Iran, Syria, Sudan, South Sudan, North Korea, Belarus, Transnistria Region of the Republic of Moldova and Crimea, Donetsk, Lugansk, Zaporozhye and Herson Regions of Ukraine, Afghanistan and Venezuela.
ii) requires the submission of supporting documentation for the processing of transfers to/from the countries: Democratic Republic of Congo, Zimbabwe, Myanmar/Burma, Libya, Iraq , Russian Federation and Ukraine (additionally, in the case of payments, the completion of the Affidavit is required in order to inform clients of the risk of funds being blocked).
- Euro area countries: Austria, Belgium, Cyprus, Croatia, Estonia, Finland, France, Germany, Greece, Ireland, Italy, Luxembourg, Malta, Netherlands, Portugal, Spain and Slovenia;
- Non-euro area countries: Bulgaria, Czech Republic, Denmark, Latvia, Lithuania, Hungary, Poland, Romania, Slovakia, Sweden and the United Kingdom;
- Member States of the European Economic Area (EEA): Iceland, Liechtenstein, Norway;
- Switzerland and Monaco.
Shopping cards
Cards in lei
The Youth Card
