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    About

    If you want to plan your finances and save money, the term deposit is one of the most well-known savings banking products.

    You can set up a term deposit in lei, euro or dollars with a minimum of 2500 lei, 1000 EUR, 1000 USD

    Advantages

    • mYou can open a classic or negotiated online deposit with no trips to the bank, from BT Go
    • mYou have the fixed interest rate for the entire deposit period
    • mReceive interest on the anniversary of your deposit, for 2 and 3-year deposits
    • mYou have no commission when opening your deposit
    • mAll deposits are guaranteed by the Bank Deposit Guarantee Fund, up to a limit of EUR 100,000 per depositor

    Interest

    Interest in lei

    Period
    Interest received on maturity / year
    Interest received monthly / year
    1 month
    4,20%
    3 months
    4,70%
    4,45%
    6 months
    4,95%
    4,70%
    12 months
    5,20%
    4,95%
    24 months
    (fixed interest)
    5,25%
    24 months
    (variable interest)
    5,25%
    36 months
    (fixed interest)
    5,35%
    36 months
    (progressive interest)
    year 1 - 5.30%
    year 2 - 5.35%
    year 3 - 5.40%
    -
    -
    -

    Interest in euro

    Period
    Interest received on maturity / year
    Interest received monthly / year
    1 month
    0,50%
    -
    3 months
    0,75%
    -
    6 months
    1,35%
    -
    12 months
    1,75%
    1,40%
    24 months
    (fixed interest)
    2,00%
    24 months
    (variable interest)
    2,00%
    36 months
    (fixed interest)
    2,50%
    36 months
    (progressive interest)
    year 1 - 0.10%
    year 2 - 0.15%
    year 3 - 0.25%
    -
    -
    -

    Interest in dollars

    Period
    Interest received on maturity / year
    Interest received monthly / year
    1 month
    2,00%
    3 months
    2,50%
    -
    6 months
    3,00%
    -
    12 months
    3,50%
    3,25%


    How do I make my deposit?

    Either online via BT Go, or come into a BT branch or BT Express machine.

    Via BTGo

    Again, just a few steps to follow:

    From the main menu, go to Warehouses

    Choose amount and duration

    Open the warehouse

    In a BT drive or at BT Express

    Yes, you can come to a BT Express unit or vending machine

    Costs

    Legal entities pay tax on interest income from deposits depending on the company's tax situation.