Funding for your business
SME Invest PLUS
You receive state-guaranteed funding to run your business or for investment.
Fast credit line
Solves cash flow problems with the credit line for companies.
You have quick access to the resources needed for small investments or working capital.
Suitable for the purchase of buildings, equipment, machinery or means of transport.
Convenient when you have bills to collect but need cash fast.
More than just financing, Factoring from BT offers you insurance and a specialised partner for the security and efficiency of your business.
Credit for start-ups or small businesses
If you are at the beginning of the road, you can rely on BT Mic for a loan of up to 200,000 lei.
If you need cars, machinery or equipment, but you don't have money to lock in a purchase.
Letters of guarantee
When your business requires it, choose one of the right letters of guarantee.
We support businesses that grow sustainably, producing green energy from renewable resources.
APIA credit, 100% online
It helps you when you need money and are under pressure to make payments that can't wait for APIA subsidies to be collected.
You have access to all the necessary tools for the implementation of the project.
Credit for education
The Skills & Education program is the only program with external guarantee for businesses in the field of education.
We offer you loans on better terms, together with the European Investment Fund, to make your business goals easier to achieve.
Start-Up Nation 2022
Starting July 19, 2022, you can enroll in the Start-Up Nation 2022 program. You can apply for a financing from non-reimbursable funds of up to 200,000 lei