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    QUICK CREDITS

  • Currency

    Lei

    Lei

    Lei

    Lei

    Credit period

    Up to 10 years for fast credit with collateral
    Up to 5 years for quick credit without collateral

    Up to 24 months

    Up to 10 years for fast credit with collateral
    Up to 5 years for quick credit without collateral

    Up to 24 months

    Benefits

    You don't have to justify where the money goes.

    Interest applies only to the amount used. You do not have to justify where the money goes.

    You don't have to justify where the money goes.

    Interest applies only to the amount used. You do not have to justify where the money goes.

    Destination

    Payment of salaries, suppliers, state taxes, refinancing loans from other banks or small investments, such as renovations, purchase of machinery or transportation.

    Refinancing lines of credit from other banks, purchase of raw materials or goods, payment of salaries, payment of utilities, payment of taxes to the state, payments to suppliers.

    Payment of salaries, suppliers, state taxes, refinancing loans from other banks or small investments, such as renovations, purchase of machinery or transportation.

    Refinancing lines of credit from other banks, purchase of raw materials or goods, payment of salaries, payment of utilities, payment of taxes to the state, payments to suppliers.

    Minimum eligibility conditions
    • you are not prohibited from writing bank checks
    • you are not in arrears in the Credit Risk Register
    • you have no active entries in the Insolvency Proceedings Bulletin
    • you are not prohibited from writing bank checks
    • you are not in arrears in the Credit Risk Register
    • you have no active entries in the Insolvency Proceedings Bulletin
    • you are not prohibited from writing bank checks
    • you are not in arrears in the Credit Risk Register
    • you have no active entries in the Insolvency Proceedings Bulletin
    • you are not prohibited from writing bank checks
    • you are not in arrears in the Credit Risk Register
    • you have no active entries in the Insolvency Proceedings Bulletin
    Maximum amount

    4.000.000 Lei for fast credit with material guarantees
    2.000.000 Lei for quick credit without material collateral

    4.000.000 Lei for the secured credit line
    1.600.000 Lei for the credit line without material collateral

    4.000.000 Lei for fast credit with material guarantees
    2.000.000 Lei for quick credit without material collateral

    4.000.000 Lei for the secured credit line
    1.600.000 Lei for the credit line without material collateral

    Fees and commissions

    Granting commission

    1.50% (minimum 500 lei)

    1.50% (minimum 500 lei)

    1.50% (minimum 500 lei)

    1.50% (minimum 500 lei)

    Non-use fee

    1.5%/year

    1.5%/year

    Management fee

    0.15% / month (on the average loan balance)

    0.15% / month (on the average loan balance)

    0.15% / month (on the average loan balance)

    0.15% / month (on the average loan balance)

    Early repayment fee (for loans taken over by other banks)

    2%

    2%

    2%

    2%

    Documents needed

    Tax attestation certificate
    Last completed quarterly trial balance
    Last two annual balance sheets, together with related balance sheets and receipts
    Legal-constitutive approval regarding the contracting of the loan
    Documents for the proposed collateral, if the loan is secured by collateral