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Download BT Pay

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Download BT Pay

Scan the code with your mobile phone, depending on your phone system.

Download BT Pay

Scan the code with your mobile phone, depending on your phone system.

Download NeoBT

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Download NeoBT

Scan the code with your mobile phone, depending on your phone system.

Download NeoBT

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Download BT24

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Download BT24

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Call Center

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0264 308 028 or *8028 The number is available from any national network.
0264 303 003 Hotline for all Romanians who are out of the country, including assistance in English.

Money for working capital or investments

It helps you when you have urgent payments to make. Whether you need money quickly to pay suppliers, salaries or even small investments of your company. And the good news is that you don't even have to justify the destination of the money.  

So what's the use of a quick loan?

  • m Working capital for daily activity (supplier payments, salaries or debts to the state budget)
  • m Small investments (purchase of machinery, renovation of the premises, etc.)

There are two types of credit:

Loan with material guarantees

Value
Max. 1.000.000 Lei
Coin
Lei
Duration of the loan
120 months
Guarantees
Yes

Loan without material guarantees

Value
Max. 400.000 Lei
Coin
Lei
Duration of the loan
60 months
Guarantees
Not
I want credit

Good to know

  • The necessary money can be accessed at any time (within the limit of the approved amount)
  • You quietly manage your company's current expenses
  • You can make small investments such as: renovating the production space, purchasing a machine or a means of transport
  • You pay salaries, suppliers or even taxes to the state on time
  • Refinance loans contracted with other banks

Minimum conditions for granting

Your company must:

  • mIt is not forbidden to issue bank checks
  • mThere are no delays in loans in the Credit Risk Central
  • mDo not have active entries in the Insolvency Bulletin

What documents do you need

  • Last two annual balance sheets together with related balance sheets and receipts
  • Last completed quarterly trial balance
  • Tax attestation certificate
  • Legal-constitutive approval regarding the contracting of the loan
  • Documents for the proposed collateral, if the loan is secured by collateral

Here's an example:

You are in a situation where you need money to purchase a machine that helps you optimize your workflow and increase productivity, but you also need money to purchase raw materials.

The medium-term loan allows you to cover both lending needs, both the need for investment and the need for working capital.

I want credit

How do you get the loan?

Upload the company's paperwork and skip the first step.

Leave us your details and we will contact you.