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Download BT Pay

Scan the code with your mobile phone, depending on your phone system.

Download BT Pay

Scan the code with your mobile phone, depending on your phone system.

Download NeoBT

Scan the code with your mobile phone, depending on your phone system.

Download NeoBT

Scan the code with your mobile phone, depending on your phone system.

Download NeoBT

Scan the code with your mobile phone, depending on your phone system.

Download BT24

Scan the code with your mobile phone, depending on your phone system.

Download BT24

Scan the code with your mobile phone, depending on your phone system.

Call Center

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0264 308 028 or *8028 The number is available from any national network.
0264 303 003 Hotline for all Romanians who are out of the country, including assistance in English.

Have you tried NeoBT?

The new online banking Banca Transilvania, which will very soon replace the current platform.

From NeoBT, you have online access to your accounts and you can do all the operations you do now from BT24. In addition, you get additional functionality.

From home to home with 5.90% introductory fixed interest rate

Offer valid for credit applications issued and signed by 31 May.

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About

  • mLower interest if you collect the income at BT
  • mOwn contribution from 15% of the value of the real estate (loans in RON) and 20% (loans in EURO) depending on: the destination of the loan, the currency of the loan vs the currency in which the incomes are obtained and whether other real estates are owned
  • m2.000 lei for notary fees if you refinance externally or want a mortgage loan up to 35.000 euro (equivalent in lei) 
  • f
  • f

How much can you borrow?

Fill out the form to apply for credit or find out how much you can take. After that, we'll call you to discuss more.

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Loan Simulator

Lei

Lei

Years

Calculates from Euro to LEI

Fill in the fields below and find out the answer to the question on the spot.

EURO
LEI

The currency conversion is done at today's NBR exchange rate.

The most accessed loans

Loans in RON and EURO with fixed introductory interest rate, respectively variable.

Value of the building
323.529 lei
Value of the building
323.529 lei
Minimum advance (%)
15%
Minimum advance (%)
15%
Minimum deposit
48.529 lei
Minimum deposit
48.529 lei
Loan amount
275.000 lei
Loan amount
275.000 lei
Duration
30 years (360 monthly installments)
Duration
30 years (360 monthly installments)
Annual effective interest rate
7.74%
Annual effective interest rate
8.87%
Amount of the first instalment
1.631 lei
Amount of the first instalment
2.109 lei
Total amount to be paid
718.673 lei
Total amount to be paid
763,559 lei
I WANT ANOTHER CALCULATION

* The above examples are real estate-mortgage loans with fixed introductory and variable interest rates, respectively, calculated for people who collect their salary at BT.

Starting with August, we have a NEW protocol concluded with ANAF, which is based on the Order of the President of ANAF no. 146/2022 published in the Official Gazette Part I no. 157 of 16 February 2022. The protocol includes the possibility of obtaining information on the income of natural persons applying for a BT loan. The information is taken over with the applicant's consent, with the protection and assurance of professional secrecy, respecting the rights regarding the processing of personal data. The protocol aims to improve the application process for a loan by simplifying documentation and easier access to finance.