Real estate loan - mortgage
About
Loan Simulator
EURO
LEI
The currency conversion is done at today's NBR exchange rate.
The most accessed loans
Loans in RON and EURO with fixed introductory interest rate, respectively variable.
The value of the real estate
321.176 lei
321.176 lei
The value of the real estate
68.750 euros
68.750 euros
Minimum advance (%)
15%
15%
Minimum advance (%)
20%
20%
Amount of the minimum advance
48.176 lei
48.176 lei
Amount of the minimum advance
13.750 euros
13.750 euros
Amount of credit
273.000 lei
273.000 lei
Amount of credit
55.000 euros
55.000 euros
Duration
30 years (360 monthly installments)
30 years (360 monthly installments)
Duration
30 years (360 monthly installments)
30 years (360 monthly installments)
Annual percentage rate of charge
8,68%
8,68%
Annual percentage rate of charge
7,79%
7,79%
Amount of the first installment
1,909 lei
1,909 lei
Amount of the first installment
382 euros
382 euros
Total payment amount
762.263 lei
762.263 lei
Total payment amount
138.659 euros
138.659 euros
* The above examples are real estate-mortgage loans with fixed introductory and variable interest rates, respectively, calculated for people who collect their salary at BT.
Starting with August, we have a NEW protocol concluded with ANAF, which is based on the Order of the President of ANAF no. 146/2022 published in the Official Gazette Part I no. 157 of 16 February 2022. The protocol includes the possibility of obtaining information on the income of natural persons applying for a BT loan. The information is taken over with the applicant's consent, with the protection and assurance of professional secrecy, respecting the rights regarding the processing of personal data. The protocol aims to improve the application process for a loan by simplifying documentation and easier access to finance.
