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Fixed interestThe fixed interest rate is set when the credit agreements are signed and cannot be changed throughout the financing period.
Variable interestVariable interest consists of an index (either IRCC, ROBOR, EURIBOR or LIBOR) depending on the currency and type of loan plus a fixed margin.
The amount of the monthly rate also depends on the settings you make in the simulator (return period, variable interest rate).
It's good to know that the final offer is personalized and takes into account several elements such as BT account, addition of life and unemployment insurance policy, external refinancing, relationship history with the bank, payment behavior for outstanding installments, etc. a.
The amount of the monthly rate also depends on the parameters chosen for the calculation (return period, variable interest rate). These can be consulted and changed in the simulator settings.
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