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    • Why Kiddo?

    • We know, you want to start making your own money already, and we're here to help you

    • Pocket money directly to your card/in app,
      no need for cash

    • Pay yourself at any shop

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    Good to know

    • If you are between 8 and 14, your parent can activate Kiddo on their account

    • If you're aged between 14 and 18, have a Romanian-issued ID card and don't have a BT account, your parent can activate Kiddo, again only on their account

    • You need a card in your name and access to the app - both of which your parents can help you with, directly from their BT Pay

    It's never too early to

    Little by little, you learn to handle any situation on your own. 😍

    Pay by phone or card in shops
    BT PAY KIDDO
    You're asking for pocket money from your
    BT PAY KIDDO
    Withdraw cash from the ATM
    BT PAY KIDDO
    See how much money you have left on your card and what you've spent it on
    BT PAY KIDDO

    When you turn 14, a parent must come into any BT unit to open an account in your name.
    Then they must give you access to BT Pay Kiddo, version 14-18.

    DOWNLOAD THE APP

    How do you make your BT Pay Kiddo?

    Your loved ones give you permission to use BT Pay 

    The parent gives you permission in the "BT Pay Kiddo" section. He also issues you a card which is attached to an account opened in his name. 

    Download the app and follow the identification steps 

    Once you've gained access and installed the app, you'll be shown some steps to follow. 

    That's all! You can start using the BT Pay Kiddo app 

    Now that you have your own BT Pay, you're much easier to handle when it comes to money... and everything else you need. 

    Everything from the app, in real time

    Scan the QR code and download BT Pay

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    AI Search is a pilot project - in beta - that uses GPT-4o technology to simplify the process of finding and understanding banking products.

    AI Search is trained to answer questions that are exclusively related to the banking products offered by BT, but in certain situations and depending on the questions asked, it may also answer general questions. The answers provided are automatically generated and are to be used for information purposes only. The service may sometimes provide inaccurate or potentially offensive content, which does not represent the views of Banca Transilvania. You are solely responsible for your use of the content generated by this service in any way. Do not rely on this service for financial, legal or other professional advice and do not enter personal data or other confidential information into this service.

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    Access to and use of the service implies your unreserved acceptance of these terms and conditions. If you do not agree to them, please do not use this service. By accepting the terms and conditions to use this service provided algorithmically by an artificial intelligence model, you assume the entire risk as to the quality, safety and performance of this service.

    Banca Transilvania does not provide any guarantee in relation to the answers provided by this service.

    AI Search provides responses algorithmically and these may sometimes contain inaccurate information or potentially offensive language. This information does not express the position of Banca Transilvania and cannot engage the responsibility of the Bank for the content provided.

    AI Search does not provide answers to personalized questions, so by using it you are obligated not to provide or enter any personal data or other confidential information in your messages/questions. In case you do not comply with this obligation, by inserting personal data/confidential information in AI Search, you consent to their processing for the purpose of providing the service (answers to the questions you ask), as well as for the improvement of the algorithmic model of the robot by its developer.

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    AI Search does not provide financial, legal or professional advice and is not a substitute for consulting human experts or professionals specialising in the field. Users should not rely on the information provided by AI Search in making decisions.

    The Bank reserves the right to discontinue the AI Search service at any time without prior notice.

    Terms and conditions may be revised/updated at any time.

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