This page is automatically translated from Romanian into English.

NOUDo openan online account
directly from BT Pay

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Banking

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NEWInvestment funds

Kind of like a workout plan... but for your money: invest on the spot, straight from the app

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Investment funds

You could say a few more times that you want to start investing, or you could invest, directly from BT Pay.

Yes, you really only need BT Pay to invest. 14 investment funds in RON, EUR and USD, with varying degrees of risk and potential returns, are just a click away. You can see details of each fund's returns, main holdings and currency.

One of the best parts is that you can set recurring payments - meaning you know you're sticking to your plan to invest monthly.

Online account directly from the app

Everything lasts as long as you listen to 2 tracks,anytime, anywhere, 100% online

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Online account directly from the app

You can become a BT customer anytime 🥰. Just download your BT Pay and tell us a bit about yourself. It's all done 100% online, straight from your phone... and there's no video call required. 

Once you go through all the steps you can use BT Pay on the spot, as you already have your digital card. And yes, it really does take as long as 2 pieces.

Cash or card? Phone

No need to stop the conversation or close other apps

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Cash or card? Phone

Did you get to the house? Just unlock your phone and bring it close to the POS without opening the app. Unlock & Pay*, quickly and easily, without a PIN. And no fee. Discover all the ways to pay in the app settings.

*You can pay with your phone if you have NFC available on your Android. If you have an Apple, one click sends your BT Pay cards to Apple Wallet and paying with your phone is just as easy.

BT Pay, tailored to your lifestyle

Phone, wallet, keys, headphones. The away-from-home checklist is done, but you know what you can do without? Your wallet, you don't need it when you've got BT Pay

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BT Pay, tailored to your lifestyle

BT Pay is your all in one app for everyday life. 

Pay for taxis with your card, withdraw cash from ATMs with just your phone, take out insurance for your next city break or pay your electricity bill. All this and even more, with BT Pay. You may not realise how much a banking app can make your life easier, so let's tell you about BT Pay one by one. 

Your accounts

From the Accounts tab on the BT Pay homescreen, you are in full control of your accounts: you can rename or reorder your accounts, view your balance and transaction history, view your account statement, set up recurring payments, open accounts in multiple currencies, and exchange or pay foreign exchange.

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Bt Pay BT Pay

Round Up

Choose a rounding multiple: 1 leu, 5 lei or 10 lei. For every payment you make with your debit card, you'll save without realising the amount left until the chosen multiple. The money goes into your Round Up savings account, which also earns interest.

Find out more here.

RCA Insurance

You can take out your MTPL insurance policy directly from the app. It's all done online in a few simple steps. First you need to choose one of the offers in BT Pay and upload the necessary documents.

Then you will receive the policy directly by mail.

Find out more
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Be safe

Bt Pay
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All the way

Withdraw cash only with your phone

So you can have cash whenever you want: you generate a code that you use at any BT ATM and you have cash on the spot.

Because the phone is the new wallet. 🥰

Travel insurance

Rather than forgetting your travel insurance, it's better to do it early: directly from the app, for 1 full year.

It is available for travel both in Romania and abroad. Fill in some information about yourself and how you like to travel and we will find the best option for you.

Find out more
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Let's do thiiiis! ✈️

NEW

Virtual card for online shopping

The virtual card is almost like any other debit card, except you see it instantly in BT Pay and use it straight from the app. You don't get it physically. It's a first-of-its-kind card design in Europe, perfect for secure online payments, especially when you want to pay on a website with a particular card. You can issue your card in lei, euro or dollars.  

Find out more

Next level

Bt Pay

Your accounts, your control

You can find out your balance, transaction history, including account credits. Initiate transfers in lei, transfers between own, debit or credit accounts and set up recurring payments from your current accounts.

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You have control over your cards

Change the limit on your online and offline transactions, ATM withdrawals and the number of transactions you can make in a day. Plus, you can block or unblock cards whenever you need to.

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Expenditure chart

For each card you have a graph of your spending, by area: utilities, supermarket, transport, leisure, etc. This will make it easier to know where you can save.

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All from the app,
in real time

Live in the moment, even when you're banking. Find out at any time where your money is, what you've spent it on and when. All - in just a few taps.

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Activate the app without trips to the bank

Download the free app, add your BT cards, even Business and non-BT cards and you're ready for #EasyBanking.

How much does it cost? See the list of fees and commissions.

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Manage your credit card

Find out everything about it: what is the due date, what is the minimum payment amount, how much is the interest. You can choose whether you want to pay the full amount or just part of it, automatically or manually, on or before the due date.

Plus, the chart helps you see exactly what the balance and obligations are.

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One application

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And financial intelligence is learned, isn't it?
Bt Pay
Share everything with friends. Even the note.
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Donate to NGOs
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Don't let any offer slip through your fingers!
Bt Pay
Get the big prize for moving!
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With Alias Pay, you can make transfers in no time.
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An app open to new ideas. And new cards.
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Add non-BT cards
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Legal

Everything from the app, in real time

Scan the QR code and download BT Pay

Bt Pay
Everything from the app, in real time

Manage all your accounts, cards or credit, approve payments online, pay bills and even take out insurance, why not? 💫

Download BT Pay. Scan the QR code with your mobile phone.
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