Cash or card? Phone
No need to stop the conversation or close other apps
This page is automatically translated from Romanian into English.
Everything lasts as long as you listen to 2 tracks,anytime, anywhere, 100% online
You can become a BT customer anytime 🥰. Just download your BT Pay and tell us a bit about yourself. It's all done 100% online, straight from your phone... and there's no video call required.
Once you go through all the steps you can use BT Pay on the spot, as you already have your digital card. And yes, it really does take as long as 2 pieces.
Perfect for travelling abroad and shopping wherever you are.
With a limited-edition design celebrating the Olympic Games, we created the virtual card in euro, together with Visa. You get the card instantly in BT Pay, you can exchange currency directly from the app, and you don't have to worry about exchange rates for euro payments.
For the supporters of the Romanian athletes at the Olympic Games, we have created a virtual card with an animated design.
This year, the Paris Olympics are taking place, where we are proud to support the athletes representing our country. You get the specially designed virtual card with a few taps from BT Pay and it works almost like a normal card. You can use it for online shopping and win lots of prizes.
For lovers of music and magic, we have created the animated virtual card
We took inspiration from the electrifying energy and vibe of festival-goers and created a specially designed virtual card that works (almost) like a normal debit card, only you get it in just a few taps, directly from BT Pay, without physically getting it. You can make secure online payments, plus enjoy special offers and prizes.MORE
No need to stop the conversation or close other apps
Did you get to the house? Just unlock your phone and bring it close to the POS without opening the app. Unlock & Pay*, quickly and easily, without a PIN. And no fee. Discover all the ways to pay in the app settings.
*You can pay with your phone if you have NFC available on your Android. If you have an Apple, one click sends your BT Pay cards to Apple Wallet and paying with your phone is just as easy.
BT Pay saves you even when you need a safety net
Just a few taps to pay your utility bills
The perfect solution for remote banking
You can increase your credit limit up to 25,000 lei for the Star Forte and BT Flying Blue Classic cards and 50,000 lei for the Star Gold and BT Flying Blue Premium cards, depending on eligibility conditions.
The best part is that you do it all from BT Pay, no need to come to the bank. Your card and increased credit are available immediately, directly in the app.MORE
Directly on your phone or via IBAN, in one go
Where you can find money when you need it
And easier to confirm than ever
Choose a rounding multiple: 1 leu, 5 lei or 10 lei. For every payment you make with your debit card, you'll save without realising the amount left until the chosen multiple. The money goes into your Round Up savings account, which also earns interest.
Find out more here.
You can take out your MTPL insurance policy directly from the app. It's all done online in a few simple steps. First you need to choose one of the offers in BT Pay and upload the necessary documents.
Then you will receive the policy directly by mail.
All the way
So you can have cash whenever you want: you generate a code that you use at any BT ATM and you have cash on the spot.
Because the phone is the new wallet. 🥰
Rather than forgetting your travel insurance, it's better to do it early: directly from the app, for 1 full year.
It is available for travel both in Romania and abroad. Fill in some information about yourself and how you like to travel and we will find the best option for you.
Let's do thiiiis! ✈️
The virtual card is almost like any other debit card, only you see it instantly in BT Pay and use it directly from the app. You don't get it physically. It's a first-of-its-kind card design in Europe, perfect for secure online payments, especially when you want to pay on a website with a particular card.FIND OUT MORE
Your accounts, your control
You can find out your balance, transaction history, including account credits. Initiate transfers in lei, transfers between own, debit or credit accounts and set up recurring payments from your current accounts.
All from the app,
in real time
Live in the moment, even when you're banking. Find out at any time where your money is, what you've spent it on and when. All - in just a few taps.
You have control over your cards
Change the limit on your online and offline transactions, ATM withdrawals and the number of transactions you can make in a day. Plus, you can block or unblock cards whenever you need to.
Activate the app without trips to the bank
Download the free app, add your BT cards, even Business and non-BT cards and you're ready for #EasyBanking.
How much does it cost? See the list of fees and commissions.
For each card you have a graph of your spending, by area: utilities, supermarket, transport, leisure, etc. This will make it easier to know where you can save.
Manage your credit card
Find out everything about it: what is the due date, what is the minimum payment amount, how much is the interest. You can choose whether you want to pay the full amount or just part of it, automatically or manually, on or before the due date.
Plus, the chart helps you see exactly what the balance and obligations are.