Ce criterii trebuie să îndeplinesc pentru a deschide un cont online?

Opening a 100% online account through BT Pay is very simple. You just need to meet a few basic requirements: Be at least 18 years old. Have a valid Romanian ID card (C.I.). Be a new customer of Banca Transilvania (if you are already a customer, you can use BT Pay directly with your existing accounts).

Cât de sigur este să-mi deschid un cont online?

The process complies with the strictest security standards and applicable legislation. Make sure you only access the BT Pay app via the BT website or via the App Store, Google Play, or Huawei AppGallery, and carry on without any worries.

Cum pot să împuternicesc o persoană pe cont?

Well, that depends a lot on the person you want to authorize on the account. 🙂More specifically:➤⠀if the person has a current account with us, you can come to any BT branch with your ID and a copy of that person's ID. Pretty simple, right? 😉➤⠀If the person to be authorized does not have an account with BT, you will need to come together, with your IDs, to any of our branches. We look forward to seeing you! 🤗

Deschiderea primului cont este gratuită. Dar pentru a deschide altele?

Opening an account is free, regardless of how many you already have.

Open an Online Bank Account with BT Pay: Zero Opening Fee⚡

Q: De unde îmi pot deschide un cont online din BT Pay?

From absolutely anywhere in the world! 🌍You just need to be over 18, download the app, and have your ID with you. ✨

Q: Cum pot deschide un cont nou fără să merg într-o agenție BT?

If you can't visit a BT branch to open an account, you can open one yourself directly through BTPay Mobile or BTPay Web.

Send money on the spot

Online account directly from the app

Are you the only one in your group of friends who's still not at BT? No excuses now. You can open an online banking account directly from BT Pay.

And one more thing: if you get a Star card, you can request one with the same benefits for a loved one—even if they aren't a BT customer.

Open account

Be part of the BT story

Every month, we roll out fresh projects, cool partnerships, and campaigns full of surprises and new features on BT Pay. These are awesome things with real-world utility that we want to share specifically with those who want to stay connected 24/7.

All cards, no worries

Your debit, credit and virtual cards all a tap away.

Credit 100% ONLINE

Apply for a personal loan directly from the app.

Put money aside easily

Save easily for the things you want, benefiting from a monthly progressive interest rate depending on the amount in your account.

Instant transfers

Whether you split the bill with friends or pay with your phone, all your transactions are just a click away.

Investments just a click away

With over 14 investment funds in BT Pay, you can start investing instantly without having to be a financial guru.

BT PAY kiddo

Banking For the cool kiddos

Find out more

Choose your banking subscription

Different people, different needs. So you have five subscription options to choose from. ✨

Open account

Greeting

0 lei / month

Interbank collections with ZERO commission
Mobile banking with BT Pay

Student

0 lei / month

Interbank collections with ZERO commission
Mobile banking with BT Pay
Free travel insurance

RECOMMENDED

365

7 lei / month

Interbank collections with ZERO commission
Mobile banking with BT Pay
Accident insurance from Metropolitan Life Insurance

Gold

17 lei / month

Access to business lounges in Bucharest and Cluj-Napoca airports
Free travel insurance
Mastercard Gold

Gold+

20 lei / month

Insurance from Metropolitan Life Insurance
Mastercard Gold
Priority in the Call Centre

Make your way in BT Pay

If you are a resident in Romania and are 18 years old, you can open your account online in less than 10 minutes. All you need to do is download the app, confirm your identity with your ID and choose the current account subscription that suits you.

Download BT Pay

One app for every situation

BT Pay Kiddo

It's wonderful to see them grow up and become independent, even financially. With BT Pay Kiddo, teenagers can manage their allowance, scholarship, or expenses, preparing them for adult life.

Moving awards

Connect Fitbit, Google Fit, or Apple Health to the app, sync your steps, and unlock BT and partner offers. Your ambition deserves support.

Alias Pay

Set up an Alias (the phone number linked to your BT account) and receive money easily, even from other banks, without an IBAN – just your phone and name. You can transfer money to those with an Alias just as easily.

Cards from other banks

Add your ING, BCR, Revolut, or other Romanian bank cards to BT Pay and view your balance and transactions. You can make instant transfers to BT cards and send money to friends with BT Pay.

Share the score

Did you pay the bill or buy the gift? Request the money directly from BT Pay by selecting your contacts. Divide the amount equally or request whatever you want. The condition? They must also use BT Pay.

RAPID HELP

Opening a 100% online account through BT Pay is very simple. You only need to meet a few basic requirements:

Be at least 18 years old.
You must have a valid Romanian identity card (C.I.).
Be a new customer of Banca Transilvania (if you are already a customer, you can use BT Pay directly with your existing accounts).

In order to open an online account through BT Pay in Romania, you must have an identity document issued by the Romanian authorities, namely a CI (standard identity card) or EC (electronic identity card). 😁

No. To open an account online and sign the contract remotely, you must be at least 18 years old.

If you are under 18, we expect you to visit one of our branches with a parent to open an account.

The process complies with the strictest security standards and applicable legislation.

Ensure you only access the BT Pay app via the BT website or via the App Store, Google Play, or Huawei AppGallery, and proceed with confidence.

From absolutely anywhere in the world! 🌍

You just need to be over 18, download the app, and have your ID with you. ✨

About 5-7 minutes, just as long as it takes to listen to 2 favorite songs from your playlist. 🌟

Well, it's not every day you open a 100% online account, right? If you encounter any difficulties signing the documents, we are here for you. 🤗

1. On the right side of the contract, at the bottom of the page, there is a pink box 🔎.Clickon it.

2. Tap, tap, tap.✅ Check all the boxes and click ACCEPT.

3. I hope you have your phone with you. You will receive a unique 6-digit code via SMS, which you must enter in the box. Ready? Tap "SIGN PACKAGE."

4. Click on the FINISH button and you are already closer to your account.

5. Awesome! You signed the documents using your digital signature. 😎

If you can't get to a BTP branch to open an account, you can open one yourself directly through BTPay Mobile or BTPay Web.

Yes! 😊 Once you have opened an account and received approval notification, you can instantly use BT Pay and your digital card.

Yes. Although you can use your digital card immediately via BT Pay, we will also issue you a physical card, which you will receive at the address you specify or free of charge at a branch of your choice.

Well, that depends very much on the person you want to empower on account. 🙂

More specifically:

➤⠀If the person has a current account with us, you can come to any BT branch, bringing only your ID and a copy of the person's ID. Pretty simple, right? 😉

➤⠀If the person to be authorized does not have an account with BT, you will need to come together, with your identity documents, to any of our branches. We look forward to seeing you! 🤗

ZERO account and card opening and management fees. ✨

However, depending on the current account subscription selected, additional monthly fees may apply.

A current account subscription is a banking package that includes several services associated with your account (opening and managing a current account, debit card, access to applications such as BT Pay, sometimes insurance or additional benefits) at a fixed monthly cost or even free of charge, instead of paying separate fees for each transaction or product.

Fortunately, if you want to open or close an account with BT, you don't have to pay any fees, as these services are free of charge. 😃

And if you want to open an account with BT as a non-resident individual, it will cost you 10 lei.

Opening a account is free, regardless of how many you already have. 😉

See all questions

open account 100% online

In about 10 minutes, via the BT Pay app, you have a lei account with us and can use your card instantly from the app. It takes as long as listening to two songs.