NEW 100.000 lei for your plans?
Apply for online credit directly from BT Pay.
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NOUDo openan online account
directly from BT Pay
Download the app
Everything from the app, in real time 🙌
Scan the QR code and download the app
Banking
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100.000 lei for your plans?
You do everything from your phone, from the comfort of your home or while you wait for your pizza to be delivered. We put the money in your account and you stick to your plans. ☺️
📍Good to know: it's important to have your up-to-date BT Pay details and your declared salary income with the tax office to be considered for your application.
How does it work?
You log in to BT Pay, fill in a few details about yourself and your needs, we tell you the offer, you sign and that's it. ☺️
Online account directly from the app
Everything lasts as long as you listen to 2 tracks,anytime, anywhere, 100% online
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Online account directly from the app
You can become a BT customer anytime 🥰. Just download your BT Pay and tell us a bit about yourself. It's all done 100% online, straight from your phone... and there's no video call required.
Once you go through all the steps you can use BT Pay on the spot, as you already have your digital card. And yes, it really does take as long as 2 pieces.
Cash or card? Phone
No need to stop the conversation or close other apps
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Cash or card? Phone
Did you get to the house? Just unlock your phone and bring it close to the POS without opening the app. Unlock & Pay*, quickly and easily, without a PIN. And no fee. Discover all the ways to pay in the app settings.
*You can pay with your phone if you have NFC available on your Android. If you have an Apple, one click sends your BT Pay cards to Apple Wallet and paying with your phone is just as easy.
Increase your credit line
The perfect solution for remote banking
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Online payments are secure
And easier to confirm than ever
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Only 2 banking apps
One for you, one for your business
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Only 2 banking apps
Soon, you'll be able to bank from your phone using just 2 apps: BT Pay (for individuals) and BT Go (for businesses). We are constantly working on these apps so that they are the only apps you need for everyday banking. BT Pay and BT Go will gradually replace NeoBT and BT24. Go here to see more.
BT Pay, tailored to your lifestyle
Phone, wallet, keys, headphones. The away-from-home checklist is done, but you know what you can do without? Your wallet, you don't need it when you've got BT Pay
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BT Pay, tailored to your lifestyle
BT Pay is your all in one app for everyday life.
Pay for taxis with your card, withdraw cash from ATMs with just your phone, take out insurance for your next city break or pay your electricity bill. All this and even more, with BT Pay. You may not realise how much a banking app can make your life easier, so let's tell you about BT Pay one by one.
Shop super-easy
BT Pay saves you even when you need a safety net
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Send or ask for money
Directly on your phone or via IBAN, in one go
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Investment funds
Kind of like a workout plan... but for your money: invest on the spot, straight from the app
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Investment funds
You could say a few more times that you want to start investing, or you could invest, directly from BT Pay.
Yes, you really only need BT Pay to invest. 14 investment funds in RON, EUR and USD, with varying degrees of risk and potential returns, are just a click away. You can see details of each fund's returns, main holdings and currency.
One of the best parts is that you can set recurring payments - meaning you know you're sticking to your plan to invest monthly.
BT Virtual Card x UNTOLD x VISA
Enter the magical world of UNTOLD with the dedicated virtual card, which brings you numerous benefits
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You pay the bills
Just a few taps to pay your utility bills
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Overdraft, your secret pocket
Plus, you can increase your overdraft credit line on the spot
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Your accounts
From the Accounts tab on the BT Pay homescreen, you are in full control of your accounts: you can rename or reorder your accounts, view your balance and transaction history, view your account statement, set up recurring payments, open accounts in multiple currencies, and exchange or pay foreign exchange.
BT Pay
Round Up
Choose a rounding multiple: 1 leu, 5 lei or 10 lei. For every payment you make with your debit card, you'll save without realising the amount left until the chosen multiple. The money goes into your Round Up savings account, which also earns interest.
Find out more here.
RCA Insurance
You can take out your MTPL insurance policy directly from the app. It's all done online in a few simple steps. First you need to choose one of the offers in BT Pay and upload the necessary documents.
Then you will receive the policy directly by mail.
Find out more
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Be safe
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All the way
Withdraw cash only with your phone
So you can have cash whenever you want: you generate a code that you use at any BT ATM and you have cash on the spot.
Because the phone is the new wallet. 🥰
Travel insurance
Rather than forgetting your travel insurance, it's better to do it early: directly from the app, for 1 full year.
It is available for travel both in Romania and abroad. Fill in some information about yourself and how you like to travel and we will find the best option for you.
Find out more
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Let's do thiiiis! ✈️
NEW
Virtual card for online shopping
The virtual card is almost like any other debit card, except you see it instantly in BT Pay and use it straight from the app. You don't get it physically. It's a first-of-its-kind card design in Europe, perfect for secure online payments, especially when you want to pay on a website with a particular card. You can issue your card in lei, euro or dollars.
Find out moreNext level
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Your accounts, your control
You can find out your balance, transaction history, including account credits. Initiate transfers in lei, transfers between own, debit or credit accounts and set up recurring payments from your current accounts.
You have control over your cards
Change the limit on your online and offline transactions, ATM withdrawals and the number of transactions you can make in a day. Plus, you can block or unblock cards whenever you need to.
Expenditure chart
For each card you have a graph of your spending, by area: utilities, supermarket, transport, leisure, etc. This will make it easier to know where you can save.
All from the app,
in real time
Live in the moment, even when you're banking. Find out at any time where your money is, what you've spent it on and when. All - in just a few taps.
Activate the app without trips to the bank
Download the free app, add your BT cards, even Business and non-BT cards and you're ready for #EasyBanking.
How much does it cost? See the list of fees and commissions.
Manage your credit card
Find out everything about it: what is the due date, what is the minimum payment amount, how much is the interest. You can choose whether you want to pay the full amount or just part of it, automatically or manually, on or before the due date.
Plus, the chart helps you see exactly what the balance and obligations are.
One application
And financial intelligence is learned, isn't it?
Share everything with friends. Even the note.
Donate to NGOs
Don't let any offer slip through your fingers!
Get the big prize for moving!
With Alias Pay, you can make transfers in no time.
An app open to new ideas. And new cards.
Add non-BT cards
