Round Up

Put money aside while shopping

With Round Up you're one step closer to putting money aside while you're also shopping. ✨

The first time, you have to choose a rounding multiple: 1 leu, 5 lei or 10 lei. After that, for each payment you make with your debit card, the amount paid is rounded up to the multiple you have chosen and is deposited into your Round Up savings account, which also has interest.

But let's see an example, to understand even better: you have chosen the multiple of 1 leu and you buy a coffee for 7.5 lei. The difference of 0.5 lei goes to your Round Up savings account. ☕

Advantages

You don't have to pay anything
You can change the rounding step at any time
Transfer the money from the Round Up account to the current account whenever you want, without any commission
You have interest on the money you set aside in your Round Up savings account
See anytime how much money you put aside and what is the interest
You have access to your bank statement through NeoBT
Your savings are safe because they are guaranteed by the Bank Deposit Guarantee Fund, within the limit of 100,000 euros

How do you enable Round Up?

Online, of course. Either through BT Pay or through NeoBT. 📱

Just follow the steps for each app:

By BT Pay:

❶ Card details

❷ Card settings

❸ Save with Round-Up

By NeoBT

❶ Products

❷ Round-Up

Interest

The Round Up savings account also has interest:

Interest / year

3,20%

*Good to know: Tax on interest income is 10% for residents.

See interest tax regime

Good to know

To start putting money aside with Round Up, you need to have a debit card in RON attached to your current account
There are certain payments that are not rounded up: those in the overdraft, transfers made from the current account (scheduled or not), cash withdrawals with the debit card, atm invoice payments
Rounding may be delayed in processing

High waiting time!

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