This page is automatically translated from Romanian into English.

Round Up

Put money aside while shopping

With Round Up you're one step closer to putting money aside while you're also shopping. ✨

The first time, you have to choose a rounding multiple: 1 leu, 5 lei or 10 lei. After that, for each payment you make with your debit card, the amount paid is rounded up to the multiple you have chosen and is deposited into your Round Up savings account, which also has interest.

But let's see an example, to understand even better: you have chosen the multiple of 1 leu and you buy a coffee for 7.5 lei. The difference of 0.5 lei goes to your Round Up savings account. ☕

Advantages

You don't have to pay anything
You can change the rounding step at any time
Transfer the money from the Round Up account to the current account whenever you want, without any commission
You have interest on the money you set aside in your Round Up savings account
See anytime how much money you put aside and what is the interest
You have access to your bank statement through NeoBT
Your savings are safe because they are guaranteed by the Bank Deposit Guarantee Fund, within the limit of 100,000 euros

How do you enable Round Up?

Online, of course. Either through BT Pay or through NeoBT. 📱

Just follow the steps for each app:

By BT Pay:

❶ Card details

❷ Card settings

❸ Save with Round-Up

By NeoBT

❶ Products

❷ Round-Up

Interest

The Round Up savings account also has interest:

Interest / year

4,00%

Tax on interest income

10%

Good to know

To start putting money aside with Round Up, you need to have a debit card in RON attached to your current account
There are certain payments that are not rounded up: those in the overdraft, transfers made from the current account (scheduled or not), cash withdrawals with the debit card, atm invoice payments
Rounding may be delayed in processing

Your cards are all digital, via the BT Pay app

Ask BT is Banca Transilvania's largest online financial education program, with over 2,000 banking questions and answers.

Search suggestions

Disclaimer

AI Search is a pilot project - in beta - that uses GPT4 technology to simplify the process of finding and understanding banking products.

AI Search is trained to answer questions that are exclusively related to the banking products offered by BT, but in certain situations and depending on the questions asked, it may also answer general questions. The answers provided are automatically generated and are to be used for information purposes only. The service may sometimes provide inaccurate or potentially offensive content, which does not represent the views of Banca Transilvania. You are solely responsible for your use of the content generated by this service in any way. Do not rely on this service for financial, legal or other professional advice and do not enter personal data or other confidential information into this service.

Use of AI Search implies acceptance of the Terms and Conditions.

Access to and use of the service implies your unreserved acceptance of these terms and conditions. If you do not agree to them, please do not use this service. By accepting the terms and conditions to use this service provided algorithmically by an artificial intelligence model, you assume the entire risk as to the quality, safety and performance of this service.

Banca Transilvania does not provide any guarantee in relation to the answers provided by this service.

AI Search provides responses algorithmically and these may sometimes contain inaccurate information or potentially offensive language. This information does not express the position of Banca Transilvania and cannot engage the responsibility of the Bank for the content provided.

AI Search does not provide answers to personalized questions, so by using it you are obligated not to provide or enter any personal data or other confidential information in your messages/questions. In case you do not comply with this obligation, by inserting personal data/confidential information in AI Search, you consent to their processing for the purpose of providing the service (answers to the questions you ask), as well as for the improvement of the algorithmic model of the robot by its developer.

Any information provided by users during their interaction with AI Search will be treated confidentially and will only be disclosed to recipients who have a right and need to know.

The content provided by AI Search is for information purposes only.

Users are responsible for the questions and messages asked when using AI Search. Any abuse or inappropriate language may result in the interruption of the interaction.

AI Search does not provide financial, legal or professional advice and is not a substitute for consulting human experts or professionals specialising in the field. Users should not rely on the information provided by AI Search in making decisions.

The Bank reserves the right to discontinue the AI Search service at any time without prior notice.

Terms and conditions may be revised/updated at any time.