your savings.
your rules.
We know, sometimes it's hard to budget when you have a lot of wants. But what about having a piggy bank for each one? It's easier to save when you have BT Pay.















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Save in lei, euro or dollars -
No management fees -
Get interest on all products -
Put money aside for the short or long term - it all depends on your plans -
You have all your savings products in one place in BT Pay. -
Deposits are guaranteed by the Bank Deposit Guarantee Fund up to €100,000.
savings and BT Pay
saving made easy
When you have BT Pay you're in complete control when it comes to your money, but you also have access to the best ways to put money aside. Come into the app to see which savings product suits you best.
Save at your own pace
You can open as many savings accounts or term deposits as you want and name them according to your plans and wishes.
effortlessly put aside
If you have Round-up enabled, you choose your round-up multiple, 1, 5 or 10 lei, and put it aside when you shop.
KEEP SAVINGS EVIDENCE
See how much money has accumulated and have all your term deposits and savings accounts in one place.
MANAGE money efficiently
Put money in or withdraw money instantly from your savings, deposit or round-up accounts.
you are SAFE
Your cards are always on your phone. Lock, unlock, change limits and approve payments. No hassle.

Your money can
do more
Got some new dreams on your bucket list? When you have BT Pay you're closer to everything you want because you have access to the best ways to save money.
RAPID HELP
Every card payment is a savings opportunity when you have Round Up, your virtual piggy bank. Any amount you pay is rounded up to the rounding multiple of your choice and the difference goes into your Round Up savings account, with interest.
Let's take an example to see exactly what this is all about. You're out and you want to buy a coffee (✨a little treat✨) that costs 12.5 lei, your amounts will round up like this, depending on the multiple you choose:
- 1 leu: 0.5 lei is added to your Round Up account
- 5 lei: 2.5 lei is put on your Round Up account
- 10 lei: 7.5 lei is put on your Round Up account
And that's how you start saving money without doing anything extra.
You can have savings accounts but also deposits in lei, euro and dollars 🙂
Yes, you can withdraw the money whenever you want - but you lose interest if you withdraw the money before maturity.
Yes, you can have several - one for each plan 🥳. Plus, you can rename them however you want to make it easier to save money.
it's easy to save
money
Whether you're out and about and want to treat yourself with ✨a little treat✨ or want to save for the long term, BT Pay has the perfect solution for your savings.