Voi primi puncte STAR pentru tranzacțiile în rate?

To benefit from STAR loyalty points, payment must be made in full via a BT POS terminal. ⭐❗⠀It is also important to note that if you choose to pay in interest-free installments for these transactions, you will not receive STAR points. 😞

Se pot scoate bani de pe cardul de cumpărături Star?

Yes, you can withdraw money from your Star BT shopping card, but it is important to take into account the applicable fees. You can find them on the BT website, in the Star Card Comparator section. The Star BT card is primarily designed for shopping and installment payments, but it also offers the flexibility to withdraw cash, with the costs mentioned above. You have a 55-day grace period for both types of transactions: card purchases and cash withdrawals.

Care sunt documentele necesare pentru cardul de credit Star?

To apply for a Star BT credit card, you need the following documents: Identity card ANAF agreement – showing your monthly income, which you must sign. For certain categories, a salary certificate may also be required, but our colleagues will guide you through the process. 🤗

Star credit cards

BE A SHOPPING STAR

More budget for shopping, fewer worries. With Star Card, you pay how you want, when you want, in over 40,000 partner stores.

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+600.000 ROMANIANS

They've already chosen to be a Star!

Shop with up to 18 interest-free installments and no fees.
You get up to 10% in Star Points when you pay in full.
You have credit on the card up to 5 times your income, maximum 25,000 lei.
You collect Star points that you can use for future purchases.
You have up to 55 days grace and zero interest on your installment until 25.
You only need 800 lei minimum income to apply for the card.

STAR and BT Pay

The perfect shopping mix

Get your Star Forte in 10 minutes or less, pay with it directly from BT Pay, earn Star points and benefit from interest-free installments. It's simple, secure and handy so every shopping experience is hassle-free. 🚀

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SOLD. POINTS STAR. RATE.

All the information you need on your phone in BT Pay.

REAL-TIME TRANSACTIONS

Pay with your phone or card and instantly see your transactions in the app.

KEEP TRACK OF EXPENSES

Restaurant, transportation or shopping. See all payments grouped by category.

MANAGE YOUR INSTALLMENT PAYMENTS

Automatic or manual. Manage your installment payments in the Credit Info section.

YOU ARE SAFE

Your cards are always on your phone. Lock, unlock, change limits and approve payments. No hassle.

SEE WHICH CREDIT CARD SUITS YOU

Shopping flexibility with Star Forte, premium benefits with Star Gold or exclusive perks with Star Platinum. Choose the credit card that works best with your wishlist.

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SMART SHOPPING

INTEREST-FREE INSTALLMENTS. LIMITLESS JOYS.

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BUY FROM STAR SHOPS

40,000 partner stores where you can pay in installments or with points, online or in stores. Whether they are national or local stores, you can find all product categories in the Star network.

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AWARD CONDITIONS

Minimum income of 800 lei
Minimum of 3 months in your current job
Minimum age of 18 years
No credit arrears
Romanian citizenship

Costs

RAPID HELP

A credit card, also known as a shopping card, is a payment instrument issued by a bank that provides you with a credit limit (a sum of money borrowed). This money can be used for shopping. 🛍️

Star Card is BT's credit card that offers you a major additional benefit: the possibility to pay in interest-free installments at an extensive network of partner merchants or accumulate STAR points (similar to cashback) for full payments. If you repay the full amount spent by the due date, you pay no interest.

To benefit from loyalty points ,points, payment must be made in full via a BT POS. ⭐

❗⠀It'salsogood to knowthat ifyou choose to pay in interest-free installments for these transactions, you will not receive STAR points. 😞

Well, you can use up to 1,500 STAR points per transaction per day per account. 😊

Of course, for every payment you make abroad, you get 0.1% points of the purchase value. ✨

Yes, it is possible to withdraw money from your Star BT shopping card, but it's important to bear in mind fees applicable. You can find them on the BT website, in the Star Card Comparator section.

The Star BT card is mainly designed for purchases and installment payments, but it also offers the flexibility to withdraw cash, at the costs mentioned above. You have a 55-day grace period for both card purchases and cash withdrawals.

To apply for a Star BT credit card, you need the following documents:

Identity card
ANAF agreement - showing your monthly income, which you must sign.
Special categories may also require a pay slip - but our colleagues will guide you. 🤗

To benefit from interest-free installments, all you have to do is mention in the physical locations of the partner stores that you want to pay in installments or online by selecting the payment solution specified on each Star partner's page.

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REPRESENTATIVE EXAMPLE

StrongGoldPlatinum

FORTE

GOLD

PLATINUM

Loan amount

10.000 lei

Duration of the loan

5 years

Fixed interest rate

24%/year

APR (Annual Percentage Rate of Charge)

26.77% *

29,06% *

31,91% *

Total cost of the loan

12.045 lei

13.000 lei

14.000 lei

Total amount payable

22.045 lei

23.000 lei

24.000 lei

* APR calculated on the assumption that the line of credit is withdrawn in full from the BT ATM or POS at the BT counter after the loan has been granted, with subsequent monthly interest payments on the committed loan.

APPLY FOR THE STAR CREDIT CARD

With the Star Forte shopping card you get interest-free installments, hassle-free shopping and benefits with every payment. Fill in the form and we'll call you with all the details.