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If you already have a personal loan with another bank, you can enjoy advantageous conditions and a lower monthly installment by refinancing at BT.
For fixed-rate loans:
You have ZERO analysis fee until September 20.
You can get a reduced cost, from 6.49% to 17.20% if you opt to refinance, cash the proceeds into your BT account and add life and unemployment insurance. Otherwise, interest is fixed for the whole period and ranges from 10.25% to 18.50%.
For variable-rate loans:
You get a lower monthly payment by refinancing "balance on balance", i.e. without any additional amount, a loan granted before 8 July 2020 by another bank.
We'll take care of the calculations, you just need to know that:
Want to know more? Fill out the form below or come on to any BT. 😊
*The cost of insurance, included in the total cost of the loan, is 1,204 lei.
* The insurance cost, included in the total cost of the loan, is 1,204 lei.
