Useful information
Explanatory guide for credit terms
This page is automatically translated from Romanian into English.
If you already have a personal loan with another bank, you can enjoy advantageous conditions and a lower monthly installment by refinancing at BT.
The interest rate is fixed throughout the period and ranges from 10.75% to 19.00%. You can get a reduced cost from 8.90% to 18.50% if you opt for refinancing, cash in your BT account and add a life and unemployment insurance policy.
How do you get a lower monthly rate? By refinancing "balance on balance", i.e. with no additional amount, a loan granted before 8 July 2020 by another bank.
We'll take care of the calculations, you just need to know that:
Want to know more? Fill out the form below or come on to any BT. 😊
*The cost of insurance, included in the total cost of the loan, is 1,204 lei.
* The insurance cost, included in the total cost of the loan, is 1,204 lei.