Download BT Pay

Scan the code with your mobile phone, depending on your phone system.

Download BT Pay

Scan the code with your mobile phone, depending on your phone system.

Download BT Pay

Scan the code with your mobile phone, depending on your phone system.

Download NeoBT

Scan the code with your mobile phone, depending on your phone system.

Download NeoBT

Scan the code with your mobile phone, depending on your phone system.

Download NeoBT

Scan the code with your mobile phone, depending on your phone system.

Download BT24

Scan the code with your mobile phone, depending on your phone system.

Download BT24

Scan the code with your mobile phone, depending on your phone system.

Call Center

PESTE
20
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0264 308 028 or *8028 The number is available from any national network.
0264 303 003 Hotline for all Romanians who are out of the country, including assistance in English.

Have you tried NeoBT?

The new online banking Banca Transilvania, which will very soon replace the current platform.

From NeoBT, you have online access to your accounts and you can do all the operations you do now from BT24. In addition, you get additional functionality.

Loan refinancing

If you already have a personal loan with another bank, you can enjoy advantageous conditions and a lower monthly installment by refinancing at BT.

Good to know 

The interest rate is fixed for the whole period and ranges from 10.9% to 19.00% . You can get a reduced cost from 9.75% to 18.5% if you opt for refinancing, cash the income into your BT account and add a life and unemployment insurance policy.

Refinancing the "balance on balance" (without additional amount) of a loan granted before July 8, 2020 by another bank is the easiest way to get a lower monthly installment. We deal with calculations ourselves, you just need to know that:

  • The maximum lending period is 10 years for loans secured by chattel mortgages
  • Maximum value of 250,000 lei
  • Valid only for variable-rate loans

Want to know more? Fill out the form below or come on to any BT. 😊

Apply for refinancing

Fill out the form to apply for credit or find out how much you can take. After that, we'll call you to discuss more.

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Representative example

  • mWith fixed interest rate, if you receive the income in a BT account and opt for the loan with insurance
Loan amount
43.000 lei
Duration
5 years (60 monthly installments)
Interest
fixed 7.90%
Monthly instalment
870 lei
APR (Annual Percentage Rate of Charge)
9,50%
TOTAL COST OF THE LOAN
10,481 lei
TOTAL AMOUNT OF PAYMENT
53,481 lei

*The cost of insurance, included in the total cost of the loan, is 1,204 lei.
The total cost includes analysis fee 200 lei and RNPM fee 87,6 lei.