Example
representative
Choose the type of credit
Loan amount
55.000 lei
Duration of the loan
5 years (60 monthly installments)
Interest
Fixed rate 8.50%
Monthly instalment
Starting from 1.306 lei
APR (Annual Percentage Rate of Charge)
10.44%
Analysis fee
200 lei
Annual administration fee
0 lei
Single insurance premium*
2.8% of the loan amount
Total cost of the loan
13.711 lei
Total amount to be paid
68.711 lei
*The cost of the insurance, specific to the amount in the representative example, 1540 lei, is included in the total cost of the loan and is paid in a single installment when the loan is granted, either from own sources or from the loan.
Loan amount
55.000 lei
Duration of the loan
5 years (60 monthly installments)
Interest
Fixed rate 8.50%
Monthly instalment
1.128 lei
APR (Annual Percentage Rate of Charge)
10.34%
Analysis fee
200 lei
Annual administration fee
0 lei
Single insurance premium*
2.8% of the loan amount
Total cost of the loan
14.533 lei
Total amount to be paid
69.533 lei
*The cost of the insurance, specific to the amount in the representative example, 1540 lei, is included in the total cost of the loan and is paid in a single installment when the loan is granted, either from own sources or from the loan.
Loan amount
55.000 lei
Durata împrumutului
5 years (60 monthly installments)
Interest
Variable 12.08%* (IRCC + 6.50 percentage points)
Monthly instalment
Starting at 1,470 lei
APR (Annual Percentage Rate of Charge)
14.53%
Analysis fee
200 lei
Annual administration fee
0 lei
Single insurance premium*
2.8% of the loan amount
Total cost of the loan
18.715 lei
Total amount to be paid
73.715 lei
*In the case of variable-rate personal loans, the variable interest rate is made up of the bank's fixed margin plus the IRCC reference index and varies according to the latter. The interest will be updated and modified by the bank on a quarterly basis in line with the IRCC monetary index. Changes in the reference index and fluctuations in income may affect the ability to pay the loan installments or the total amount payable.
*The cost of the insurance, specific to the amount in the representative example, 1540 lei, is included in the total cost of the loan and is paid in a single installment when the loan is granted, either from own sources or from the loan.
Loan amount
55.000 lei
Duration of the loan
5 years (60 monthly installments)
Interest
Variable 12.08%* (IRCC + 6.50 percentage points)
Monthly instalment
1.226 lei
APR (Annual Percentage Rate of Charge)
14.38%
Analysis fee
200 lei
Annual administration fee
0 lei
Single insurance premium*
2.8% of the loan amount
Total cost of the loan
20.369 lei
Total amount to be paid
75.369 lei
*In the case of variable-rate personal loans, the variable interest rate is made up of the bank's fixed margin plus the IRCC reference index and varies according to the latter. The interest will be updated and modified by the bank on a quarterly basis in line with the IRCC monetary index. Changes in the reference index and fluctuations in income may affect the ability to pay the loan installments or the total amount payable.
*The cost of the insurance, specific to the amount in the representative example, 1540 lei, is included in the total cost of the loan and is paid in a single installment when the loan is granted, either from own sources or from the loan.
Loan amount
10,000 euros
Duration of the loan
5 years (60 monthly installments)
Interest
Variable 8.48%* (6-month EURIBOR + 6.00 pp)
Monthly instalment
Starting at 237 euros
APR (Annual Percentage Rate of Charge)
10.48%
Analysis fee
50 euro
Annual administration fee
0 euro
Single insurance premium*
2.8% of the loan amount
Total cost of the loan
2,572 euros
Total amount to be paid
12,572 euros
*In the case of variable-rate personal loans, the variable interest rate is made up of the bank's fixed margin plus the EURIBOR6M reference index and varies according to the latter. The interest will be updated and modified by the bank on a quarterly basis, according to the EURIBOR6M monetary index. Variations in the reference index and fluctuations in income may affect your ability to pay the loan repayments or the total amount payable.
* The cost of the insurance, specific to the amount in the representative example, EUR 280, is included in the total cost of the loan and is paid in a single installment when the loan is granted, either from own resources or from the loan.
Loan amount
10,000 euros
Duration of the loan
5 years (60 monthly installments)
Interest
Variable 8.48%* (6-month EURIBOR + 6.00 pp)
Monthly instalment
205 euros
APR (Annual Percentage Rate of Charge)
10.38%
Analysis fee
50 euro
Annual administration fee
0 euro
Single insurance premium*
2.8% of the loan amount
Total cost of the loan
2,721 euros
Total amount to be paid
12,721 euros
*In the case of variable-rate personal loans, the variable interest rate is made up of the bank's fixed margin plus the EURIBOR6M reference index and varies according to the latter. The interest will be updated and modified by the bank on a quarterly basis, according to the EURIBOR6M monetary index. Variations in the reference index and fluctuations in income may affect your ability to pay the loan repayments or the total amount payable.
* The cost of the insurance, specific to the amount in the representative example, EUR 280, is included in the total cost of the loan and is paid in a single installment when the loan is granted, either from own resources or from the loan.
