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    In short

    Asirom Be Safe is life insurance that gives you peace of mind and your family security.

    In addition to financial protection for accident recovery, this type of insurance gives you the opportunity to save regularly for your family's long-term plans.

    Find out more in the brochures below.

    How does insurance work?

    Firstly, this type of insurance gives you a lot of flexibility:

    • mYou can choose from several insurance packages, depending on how much money you can save each month
    • mYou have guaranteed interest for the entire insurance period
    • mYou save money while being protected in case of the unexpected
    • mDuring the contract period you can deposit additional money
    • mIf you need to, from the fourth year you can withdraw money
    • mYou can increase the amount of the additional savings premium and change the sum insured during the contract
    • mYou choose the frequency of premium payments: monthly, quarterly, half-yearly or annually
    • mEach package includes additional sums insured in case of accident
    • mYou can opt for additional accident protection for your child
    • mYou can add or remove additional options and clauses during the contract period, depending on your needs

    In addition, Asirom Be Safe is a transparent, safe and comfortable product. Concretely:

    • mBy accessing 24asirom.ro you can always see personalised information about your insurance and the amount accumulated in your account.
    • mYou are tax-free during the savings period, but also when you receive your insurance benefit and when you withdraw the money
    • mYou can choose the option to automatically pay the monthly premium from your account
    • mIf you have financial difficulties, you have a grace period of 2 months in which you can pay the premium
    • mYou can choose from 4 insurance options, customised to your preferences

    Extra-benefits

    Just in case you need extra reasons, you can also get extra benefits for happy life events and loyalty:

    • You receive, after the first year of your contract, a quarterly bonus for 3 important events in your life: your marriage, the birth of your child, your child's first day of school or your child's admission to university.
    • You enjoy a 30% increase in the sum insured for additional insurance after the first 5 years of the contract, if you have not been indemnified during this period.

    Insurance costs

    Asirom Be Safe insurance is available in four variants. Choose the one that's right for you. Don't forget that the insurance premium can be paid monthly, quarterly, half-yearly or annually.

    Basic packages

    Packet
    Insured amount in case of death from accident or illness
    Recommended monthly premium*
    Minimum duration of the contract
    Premium
    16.000 lei
    170 lei
    16 years old
    Plus
    20.000 lei
    310 lei
    14 years
    Extra
    30.000 lei
    510 lei
    12 years
    Ultra
    40.000 lei
    710 lei
    10 years

    *Includes waiver of premium clause in case of first degree disability and additional accident insurance package

    Additional insurance packages*

    Insured Package 1

    You are insured for
    Amount
    Hospitalisation caused by an accident
    30 lei/day
    Convalescence following an accident
    30 lei/day
    Monthly premium
    10 lei
    Annual premium
    120 lei

    Insured Package 2

    You are insured for
    Amount
    Accident deaths
    50.000 lei
    Permanent invalidity caused by an accident
    25.000 lei
    Monthly premium
    10 lei
    Annual premium
    120 lei

    Insured Package 3

    You are insured for
    Amount
    Hospitalisation caused by an accident
    30 lei/day
    Surgical interventions caused by an accident
    15.000 lei
    Monthly premium
    10 lei
    Annual premium
    120 lei

    Minor Co-Insured Package

    You are insured for
    Amount
    Hospitalisation caused by an accident
    30 lei/day
    Surgical interventions caused by an accident
    3.000 lei
    Monthly premium
    10 lei
    Annual premium
    120 lei

    *You can buy multiples of 1 to 5 for each additional insurance package.

    How do you get insurance?

    You can only find Asirom Be Sure in BT units. Program yourself directly into a BT unit.

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