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    In short

    In everyday life we experience unexpected events that we are often unprepared for. Accidents always happen without warning: at work, at home or even on holiday. It's good to be financially prepared for such unforeseen moments.

    Comfort Extra insurance gives you financial protection in the event of surgery, accident or illness.

    In addition, it includes the Telemedicine service available around the clock for any quick medical advice in situations such as:

    • Surgical interventions caused by an accident or illness
    • Medical expenses following surgery
    Read the Extra Comfort Insurance Brochure
    z PDF

    Package

    • mPlatinum Package
    Insured risks
    Individual**
    Family (main insured + spouse and children)**
    Insurance compensation following an accident or illness*
    %12.500 lei
    %12.500 lei
    Medical expenses following an indemnified surgery
    900 lei
    900 lei
    Telemedicine services
    Yes
    Yes
    • mPremium Package
    Insured risks
    Individual**
    Family (main insured + spouse and children)**
    Insurance compensation following an accident or illness*
    %10.000 lei
    %10.000 lei
    Medical expenses following an indemnified surgery
    600 lei
    600 lei
    Telemedicine services
    Yes
    Yes
    • mStandard Package
    Insured risks
    Individual**
    Family (subsidiary insured)**
    Insurance compensation following an accident or illness*
    7,500% lei
    7,500% lei
    Medical expenses following an indemnified surgery
    300 lei
    300 lei
    Telemedicine services
    Yes
    Yes

    *You will receive as compensation a percentage of the insured amount, depending on the degree of complexity of the surgery, according to the table of payments which forms part of the terms and conditions of the insurance.  

    **All sums insured, both for surgery and medical expenses, will be increased by 25% every 5 years of your contract, without this increase resulting in a change in your insurance premiums.

    How does it work?

    1

    Choose the right package: Platinum, Premium or Standard

    2

    Choose the scope of insurance cover: individual or extended (family)

    3

    Depending on your choices, the insurer calculates the insurance premium that will be automatically withdrawn from your account on the 4th day of each month

    Eligibility criteria

    It's good to know that you can take out this type of insurance if:

    • You have an account with us
    • Do you agree to be contacted for insurance details

    How do you get insurance?

    Metropolitan Life life insurance packages are available by phone only. Metropolitan Life specialists will contact you to discuss the terms and conditions of your insurance and help you choose the best option for you.

    Which package do you choose?

    Before anything else, make sure you have given your marketing consent to be contacted by BT partners.

    Ask BT is Banca Transilvania's largest online financial education program, with over 2,000 banking questions and answers.
    Search suggestions
    Powered by Azure OpenAI GPT4
    AI Search provides automatically generated responses, using GPT4 technology, which may contain inaccurate or potentially offensive content that does not represent the views of Banca Transilvania. You are solely responsible for your use of the content generated by this service. .
    Terms and conditions

    Disclaimer

    AI Search is a pilot project - in beta - that uses GPT4 technology to simplify the process of finding and understanding banking products.

    AI Search is trained to answer questions that are exclusively related to the banking products offered by BT, but in certain situations and depending on the questions asked, it may also answer general questions. The answers provided are automatically generated and are to be used for information purposes only. The service may sometimes provide inaccurate or potentially offensive content, which does not represent the views of Banca Transilvania. You are solely responsible for your use of the content generated by this service in any way. Do not rely on this service for financial, legal or other professional advice and do not enter personal data or other confidential information into this service.

    Use of AI Search implies acceptance of the Terms and Conditions.

    Access to and use of the service implies your unreserved acceptance of these terms and conditions. If you do not agree to them, please do not use this service. By accepting the terms and conditions to use this service provided algorithmically by an artificial intelligence model, you assume the entire risk as to the quality, safety and performance of this service.

    Banca Transilvania does not provide any guarantee in relation to the answers provided by this service.

    AI Search provides responses algorithmically and these may sometimes contain inaccurate information or potentially offensive language. This information does not express the position of Banca Transilvania and cannot engage the responsibility of the Bank for the content provided.

    AI Search does not provide answers to personalized questions, so by using it you are obligated not to provide or enter any personal data or other confidential information in your messages/questions. In case you do not comply with this obligation, by inserting personal data/confidential information in AI Search, you consent to their processing for the purpose of providing the service (answers to the questions you ask), as well as for the improvement of the algorithmic model of the robot by its developer.

    Any information provided by users during their interaction with AI Search will be treated confidentially and will only be disclosed to recipients who have a right and need to know.

    The content provided by AI Search is for information purposes only.

    Users are responsible for the questions and messages asked when using AI Search. Any abuse or inappropriate language may result in the interruption of the interaction.

    AI Search does not provide financial, legal or professional advice and is not a substitute for consulting human experts or professionals specialising in the field. Users should not rely on the information provided by AI Search in making decisions.

    The Bank reserves the right to discontinue the AI Search service at any time without prior notice.

    Terms and conditions may be revised/updated at any time.

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