This page is automatically translated from Romanian into English.

Download BT Pay

Scan the code with your mobile phone, depending on your phone system.

Download BT Pay

Scan the code with your mobile phone, depending on your phone system.

Download BT Pay

Scan the code with your mobile phone, depending on your phone system.

Download NeoBT

Scan the code with your mobile phone, depending on your phone system.

Download NeoBT

Scan the code with your mobile phone, depending on your phone system.

Download NeoBT

Scan the code with your mobile phone, depending on your phone system.

Download BT24

Scan the code with your mobile phone, depending on your phone system.

Download BT24

Scan the code with your mobile phone, depending on your phone system.

Invest directly from the app 4.8
Install
Call Center
  • High waiting time!

    We are currently experiencing a very high number of calls in our Call Center. If you have an urgent problem, call now, otherwise we'll wait for you later. For quick answers try Ask BT or BT Visual Help.

  • 0264 308 308 028 or *8028 The number is available from any national network.
    0264 303 003 Hotline for all Romanians who are out of the country, including assistance in English.
    Fraud assistance
    If you suspect fraud on your account, quickly call 0264 308 055.

    Search with AI Search

    AI Search on Ask BT answers all your banking questions.

    BT Visual Help

    Quickly view your account details, call 0264 308 000 and receive an SMS with the access link.

    Conditions for granting

    You can get an overdraft if:

    • you have Romanian citizenship
    • you have at least 3 months' seniority in your current job
    • you can prove that you have permanent income
    • you have a minimum income of 800 lei 

    Representative example

    Loan amount
    10.000 lei
    Duration
    1 year
    APR (Annual Percentage Rate of Charge)*
    15,06%
    TOTAL COST OF THE LOAN
    1,410 lei
    TOTAL AMOUNT OF PAYMENT**
    11.410 lei

    * The APR has been calculated for the situation where you withdraw the entire credit line of 10,000 lei from the ATM of Banca Transilvania after granting, using a Visa Classic card, and then pay monthly interest according to the contract, for the entire credit used.
    ** We added the total interest with the costs of using the debit card as a payment instrument.

    We mention that the possibilities of paying the amount used from the granted credit line may be affected by the fluctuation of own income.

     

    How much can you borrow?

    To find out the maximum amount you can receive, fill in the form below. We will call you back in the timeframe of your choice.

    This site is protected by reCAPTCHA according to the Google Privacy Policy & Terms of Service.