We have reviewed the BT Privacy Policy.
Personal loan secured by mortgage
About
Loan Simulator
The most accessed loans
Personal loans secured by mortgage, in RON and EUR, with variable interest rate.
Amount of credit
100.000 lei
100.000 lei
Amount of credit
25.000 euro
25.000 euro
Duration
5 years (60 monthly installments)
5 years (60 monthly installments)
Duration
5 years (60 monthly installments)
5 years (60 monthly installments)
Annual effective interest rate
11.69%
11.69%
Annual effective interest rate
9.30%
9.30%
Amount of the first instalment
2.161 lei
2.161 lei
Amount of the first instalment
514 euro
514 euro
Total amount to be paid
130.736 lei
130.736 lei
Total amount to be paid
31,078 euro
31,078 euro
* The above examples are mortgage-backed, variable-interest mortgage loans calculated for people who collect their salary at BT.
Starting with August, we have a NEW protocol concluded with ANAF, which is based on the Order of the President of ANAF no. 146/2022 published in the Official Gazette Part I no. 157 of 16 February 2022. The protocol includes the possibility of obtaining information on the income of natural persons applying for a BT loan. The information is taken over with the applicant's consent, with the protection and assurance of professional secrecy, respecting the rights regarding the processing of personal data. The protocol aims to improve the application process for a loan by simplifying documentation and easier access to finance.
