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    Letters of bank guarantee

    The warranty that matters

    You bring solutions. We bring the guarantee, and your partners know they can count on you. BT letters of guarantee give you the assurance that if problems arise, we will cover the amount promised to your partner.

    FINANCIAL SECURITY

    The letter of guarantee gives your partners confidence.

    Contractual flexibility

    You can participate in projects and tenders without tying up your own resources.

    NO MONEY TIE-UP

    No need to tie up cash or assets, you retain control over your cash flow.

    Credibility in partnerships

    Your business will demonstrate reliability and financial stability.

    AWARD CONDITIONS

    • Not being banned from writing bank checks
    • Don't be overdue in the Credit Register
    • Having no active entries in the Insolvency Bulletin
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    Required documents

    • Last two annual balance sheets together with related balance sheets and receipts
    • Last completed quarterly trial balance
    • Tax attestation certificate
    • Legal-constitutive approval regarding the contracting of the loan
    • Documents for the proposed collateral
    • Documents showing the need to issue the letter of guarantee, the beneficiary, its value and term of validity
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    PAYMENT AND REFUND OF ADVANCE PAYMENT

    The solution that guarantees the coverage of your payment obligations under contracts or the return of the advance received from your business partners. You can access a revolving credit line of up to 2,000,000 lei, maximum unsecured amount, or up to 4,000,000 lei, maximum secured amount.

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    Letters of bank guarantee

    You participate in projects without
    your own resources

    for participation in tenders

    We can offer you the guarantee required of any bidder participating in a tender, especially for public procurement contracts. You can access such an unsecured loan of up to 1,000,000 lei.

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    For proper execution and bank counter-guarantees

    We offer you the guarantee instrument required for public contracts, but also requested by other contractual partners. You can access a revolving credit line of up to 1,600,000 lei, maximum unsecured amount, or up to 4,000,000 lei, maximum secured amount.

    RAPID HELP

    Banca Transilvania issues several types of letters of guarantee: for participation in tenders, for good performance, for payment and refund of advances, as well as bank counter-guarantees.

    These are used in particular in commercial and public procurement contracts to guarantee the payment of obligations, participation in tenders, or the proper execution of works.

    There is no standard maximum term. The validity of the letter is determined according to the provisions of the contract between the applicant and the beneficiary.

    They provide financial security to partners, allow participation in projects without tying up liquidity, offer flexibility in contract execution, and increase the company's credibility with partners.

    There is no maximum time limit for issuing a bank guarantee letter. 📄

    SGB ceilings can be granted for the short, medium, or long term. The term of commitment/drawdown within the ceiling depends on the type of product you choose and cannot exceed the ceiling's validity period.

    Financial security

    Your partners have the assurance that commitments are covered.