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Download BT Pay

Scan the code with your mobile phone, depending on your phone system.

Download BT Pay

Scan the code with your mobile phone, depending on your phone system.

Download BT Pay

Scan the code with your mobile phone, depending on your phone system.

Download NeoBT

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Download NeoBT

Scan the code with your mobile phone, depending on your phone system.

Download NeoBT

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Download BT24

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Download BT24

Scan the code with your mobile phone, depending on your phone system.

Call Center

PESTE
20
MIN
WAITING TIME
10
CUSTOMERS
IN CONVORBORATION
9
CUSTOMERS
WAITING
0264 308 028 or *8028 The number is available from any national network.
0264 303 003 Hotline for all Romanians who are out of the country, including assistance in English.

Get up to 750,000 lei for your company

How this product helps you

It helps you with the moments when you need liquidity. Pay salaries, for example. Thus, if you have invoices to collect, but you need quick cash for various urgent payments of your company, fast factoring is the right solution.

Advantages

  • mYou get your money faster, before the scan.
  • mYou can make other payments to suppliers, from which you can receive discounts
  • mYou can run this money for other orders or purchases
  • mYou have better collection and debt management through the bank
  • mWe do not ask you for collateral (cars or real estate)

Good to know

  • Invoices must be on time, i.e. they are not on maturity
  • It's a self-repayable facility
  • Covers up to 100% of the value of the invoices presented, if the invoices are paid with a promissory note
  • And up to 90% if the invoices are paid with a payment order
I want credit

Minimum conditions for granting

Your company must:

  • It is not forbidden to issue bank checks
  • There are no delays in loans in the Credit Risk Central
  • Does not have active registrations in the Insolvency Bulletin

How much does it cost you?

Because we want to have a relationship based on transparency and trust, we also want you to know what the costs are. It's normal to know them and know about them.

  • In order to collect quickly before the due date the money for the issued invoices, you pay up to a maximum of 2% of the value of the assigned invoice. Very important to know is that this cost covers the entire financing period.
  • The interest rate is variable and is established following the discussion and analysis with the BT representative

What documents do you need

  • Last two annual balance sheets together with related balance sheets and receipts
  • Last completed quarterly trial balance
  • Tax attestation certificate
  • Legal-constitutive approval regarding the contracting of the loan
I want credit

I want credit

How do you get the loan?

Upload the company's paperwork and skip the first step.

Leave us your details and we will contact you.

Quick factoring calculator

Calculate the amount you can be financed with based on the bills you have to collect.