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    You can get up to 750,000 lei for immediate expenses

    Does your micro-enterprise or SME have invoices to collect but cash flow is tight? For any urgent payments, fast factoring can help.

    Benefits

    • mGet your money faster, before your bills are due
    • mYou can run this money for other orders or purchases
    • mBy paying suppliers faster you can get discounts from them
    • mStop worrying about collections and debt management
    • mYou don't need collateral (cars or real estate)

    Good to know

    • Invoices must be on time, not overdue
    • It's a self-repayable facility
    • Covers up to 100% of the value of invoices if invoices are paid by promissory note
    • Covers up to 90% if invoices are paid by payment order
    I want credit

    Minimum conditions for granting

    To receive the credit your microenterprise or SME must not have:

    • Ban on issuing bank cheques
    • Delinquencies on loans in the Credit Risk Centre
    • Active entries in the Insolvency Proceedings Bulletin

    Costs

    It's natural to know our fees in detail.

    • To collect the money quickly, before the due date, you pay a maximum of 2% of the value of the assigned invoices. This cost covers the entire financing period
    • The interest rate is variable and will be set together, following a situation analysis

    What documents you need

    • Last two annual balance sheets together with related balance sheets and receipts
    • Last completed quarterly trial balance
    • Tax attestation certificate
    • Legal-constitutive approval regarding the contracting of the loan
    I want credit

    I want credit

    How do you get the loan?

    Leave your details and we will contact you.

    Factoring calculator

    Find out how much you can get based on the bills you have to pay.