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Leasing for SMEs at a glance

If for one reason or another you don't want to take out a loan, we have a simple alternative for you: lease financing. We offer you money to buy cars, machinery, equipment or commercial property.

You can buy them new, from any authorised dealer, or second-hand.

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Benefits

  • m You can get it in 3 days
  • m We offer you a package of services included (registration, insurance, payment of taxes)
  • m You don't need any additional guarantees
  • m You can negotiate the down payment and residual value for a convenient monthly rate

Conditions for granting

To get approved for leasing your company must be financially stable and have no:

  • m Debts to the state budget or not more than 2% of total assets according to the last balance sheet
  • m Records in the Payment Incident Centre with more than 3 major incidents in the last 6 months
  • m Bank ban on issuing cheques
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Good to know

  • The minimum amount of the lease is 5,000 euros or the equivalent in lei
  • The duration of the contract is between 12 and 60 months
  • If you want a used car, its age together with the number of lease payments should not exceed 8 years
  • You become the owner of the asset at the end of the contract, paying the residual value or return it to the leasing company
  • You can make payments based on your company's receipts
  • You can refinance leases from other companies

How do you get the lease?

Send the paperwork to the company and skip the first step.

Leave your details and we will contact you.

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AI Search provides responses algorithmically and these may sometimes contain inaccurate information or potentially offensive language. This information does not express the position of Banca Transilvania and cannot engage the responsibility of the Bank for the content provided.

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