Shopping cards
Cards in lei
The Youth Card
Fast credit line
Money for urgent payments
It helps you when you're not doing well with your money and you're pressured to make payments that can no longer suffer procrastination. In short, it solves your cash-flow problems and gives you the opportunity to make your payments on time.
We have two lines of credit that we provide:
Credit line with material guarantees
Loan amount
Max. 1.000.000 Lei
Coin
Lei
Duration of the loan
24 months
Guarantees
Yes
Interest
Applies only to the value used
Credit line without material guarantees
Loan amount
Max. 400.000 Lei
Coin
Lei
Duration of the loan
24 months
Guarantees
Not
Interest
Applies only to the value used
Good to know
- You pay interest only for the amount used (not for the entire approved amount)
- You can also refinance other credit lines contracted with other banks
- You don't need supporting documents for general expenses
- You can extend the duration of the loan, after the maximum period of 24 months
Minimum conditions for granting
Your company must:
What documents do you need?
- Last two annual balance sheets, together with related balance sheets and receipts
- Last completed quarterly trial balance
- Tax attestation certificate
- Legal-constitutive approval regarding the contracting of the loan
- Documents for the proposed collateral, if the loan is secured by collateral
Here's an example
Let's say you apply for a credit line worth 100,000 lei. We will ask you for some documents for credit analysis, we will check your credit history (if you have one) and the financial stability of your company, and if all is fine, we will approve your credit line.
Total amount of the loan
100.000 LEI
The value you use
60.000 Lei
Interest
Applies only to the value used
Available value for future situations
40.000 Lei
How do you get the loan?
Upload the company's paperwork and skip the first step.
Leave us your details and we will contact you.
