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This page is automatically translated from Romanian into English.

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    Money for urgent payments

    Avoid cash-flow problems and stay on top of payments that are important to your business.

    • mPurchase of raw materials or goods
    • mPayment of salaries
    • mPayment of utilities
    • mPayment of taxes to the state
    • mPayments to suppliers
    I want the credit

    Credit lines

    We have two lines of credit available to you.


    Credit line with material guarantees

    Loan amount
    Maximum 4.000.000 Lei
    Coin
    Read
    Duration of the loan
    24 months
    Guarantees
    Yes
    Interest
    Applies only to the value used


    Credit line without material guarantees

    Loan amount
    Maximum 1.600.000 Lei
    Coin
    Read
    Duration of the loan
    24 months
    Guarantees
    Not
    Interest
    Applies only to the value used


    I want the credit

    Good to know

    • You pay interest only for the amount used (not for the entire approved amount)
    • You can also refinance other credit lines contracted with other banks
    • You don't need supporting documents for the expenses generated
    • You can extend your loan term

    Conditions for granting

    To receive credit your company must not have:

    • mBan on issuing bank cheques
    • mDelinquencies on loans in the Credit Risk Centre
    • mActive entries in the Insolvency Proceedings Bulletin


    I want the credit

    Required documents

    • Last two annual balance sheets, together with related balance sheets and receipts
    • Last completed quarterly trial balance
    • Tax attestation certificate
    • Legal-constitutive approval regarding the contracting of the loan
    • Documents for the proposed collateral, if the loan is secured by collateral

    Example

    Let's say you apply for a line of credit worth 100,000 lei. First we'll ask you for some documents from your company, then we'll check your credit history (if you have one) and your company's financial stability, and if everything is in order, we'll approve your credit line.

    Total amount of the loan
    100.000 LEI
    The value you use
    60.000 Lei
    Interest
    Applies only to the value used
    Available value for future situations
    40.000 Lei

    I want credit line

    Fill in the form below and we'll call you to discuss the details.

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