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    We are currently experiencing a very high number of calls in our Call Center. If you have an urgent problem, call now, otherwise we'll wait for you later. For quick answers try Ask BT or BT Visual Help.

  • 0264 308 308 028 or *8028 The number is available from any national network.
    0264 303 003 Hotline for all Romanians who are out of the country, including assistance in English.

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    Money for urgent payments

    Avoid cash-flow problems and stay on top of important payments for your business:

    • m Purchase of raw materials or goods
    • m Payment of salaries
    • m Payment of utilities
    • m Payment of taxes to the state
    • m Payments to suppliers

    We have two lines of credit that we provide:

    Credit line with material guarantees

    Loan amount
    Maximum 4.000.000 Lei
    Coin
    Read
    Duration of the loan
    24 months
    Guarantees
    Yes
    Interest
    Applies only to the value used

    Credit line without material guarantees

    Loan amount
    Maximum 1.600.000 Lei
    Coin
    Read
    Duration of the loan
    24 months
    Guarantees
    Not
    Interest
    Applies only to the value used
     I want credit

    Good to know

    • You pay interest only for the amount used (not for the entire approved amount)
    • You can also refinance other credit lines contracted with other banks
    • You don't need supporting documents for the expenses generated
    • You can extend your loan term

    Minimum conditions for granting

    To receive credit your company must not have:

    • mBan on issuing bank cheques
    • mDelinquencies on loans in the Credit Risk Centre
    • mActive entries in the Insolvency Proceedings Bulletin

    What documents do you need?

    • Last two annual balance sheets, together with related balance sheets and receipts
    • Last completed quarterly trial balance
    • Tax attestation certificate
    • Legal-constitutive approval regarding the contracting of the loan
    • Documents for the proposed collateral, if the loan is secured by collateral
    I want credit

    Example

    Let's say you apply for a line of credit worth 100,000 lei. First we'll ask you for some documents from your company, then we'll check your credit history (if you have one) and your company's financial stability, and if everything is in order, we'll approve your credit line.

    Total amount of the loan
    100.000 LEI
    The value you use
    60.000 Lei
    Interest
    Applies only to the value used
    Available value for future situations
    40.000 Lei

    How do you get the loan?


    Send the paperwork to the company and skip the first step.


    Leave your details and we will contact you.