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    EIF guaranteed loans at a glance

    We know that you are an entrepreneur with big plans, but we also know that you think twice before you make investments in your own business or in new businesses.

    That's why the EIF Competitiveness and EIF Sustainability Programsgive you access to loans on advantageous terms.

    Set up in partnership with the European Investment Fund, the two programs offer your business (registered and operating in Romania) easy-to-access loans in lei and euro for a period of 3-15 years with European guarantees of up to 70% of the amount.

     I want credit

    Good to know

    • You get much cheaper financing and benefit from European guarantees of 70% of the loan amount
    • You receive loans in lei or euro
    • The loan period is between 3 and 15 years
    • The programme has a very high addressability in terms of the areas in which SMEs operate

    Minimum conditions for granting

    To receive credit your company must not have:

    • mMore than 500 employees
    • mActivity in areas restricted by this program(production and marketing of illegal products, arms and ammunition, casinos, gambling) or prohibited by national, European or international legislation in force
    • mBan on issuing bank cheques
    • mDelinquencies on loans in the Credit Risk Centre
    • mOutstanding budget debts
    • mActive entries in the Insolvency Proceedings Bulletin

    What documents you need

    • Last two annual balance sheets together with related balance sheets and receipts
    • Last completed quarterly trial balance
    • Tax attestation certificate
    • Legal-constitutive approval regarding the contracting of the loan
    • Documents for proposed collateral, if applicable

    How do you get the loan?

    Send the paperwork to the company and skip the first step.

    Leave your details and we will contact you.