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Debit card

The debit cards from Idea::Bank have a pair at BT. You can still use the Idea card until June 10, and the one from BT can be useful for you from June 14 this year.

Our debit cards are Visa Classic, Mastercard Mondo, Mastercard Gold and Mastercard Direct.

The first meeting with the BT card

Where do you get your card from? From the BT agency indicated in the information received from us either by email or post. If you do not have the information at hand, you can find it from the BT Call Center team, 0264 30 80 28, contact@btrl.ro.
Card activation: with the card you will receive by SMS a unique code, which you need to activate the card at any of the BT ATMs.
When activating the card you can set any PIN you want.
Regardless of the day you activate your BT card, it can be used from June 14 this year.

BT commissions

Commission type

Visa Classic

Mastercard Mondo

Mastercard Gold

Mastercard Direct

Annual administration

0 lei

0 lei

80 lei / card holder 50 lei / card additional user

3 euro / card holder 3 euro / card additional user

Cash withdrawal from ATM BT

0 lei

0 lei

0 lei

0,2%

Cash withdrawal from the ATM of another bank in Romania

2.5 lei + 0.5%

3.5 lei + 0.5%

RON 2.5 + 0.7%

1 euro + 0.5%

Recommendation

Use BT Pay for everyday banking. Once you activate your card, sign it up for free in the app, which you can download for free from the Google Play Store, App Store or Huawei AppGallery. Thus, you have both a physical card and a digital card.

Ask BT is Banca Transilvania's largest online financial education program, with over 2,000 banking questions and answers.

Search suggestions

Disclaimer

AI Search is a pilot project - in beta - that uses GPT4 technology to simplify the process of finding and understanding banking products.

AI Search is trained to answer questions that are exclusively related to the banking products offered by BT, but in certain situations and depending on the questions asked, it may also answer general questions. The answers provided are automatically generated and are to be used for information purposes only. The service may sometimes provide inaccurate or potentially offensive content, which does not represent the views of Banca Transilvania. You are solely responsible for your use of the content generated by this service in any way. Do not rely on this service for financial, legal or other professional advice and do not enter personal data or other confidential information into this service.

Use of AI Search implies acceptance of the Terms and Conditions.

Access to and use of the service implies your unreserved acceptance of these terms and conditions. If you do not agree to them, please do not use this service. By accepting the terms and conditions to use this service provided algorithmically by an artificial intelligence model, you assume the entire risk as to the quality, safety and performance of this service.

Banca Transilvania does not provide any guarantee in relation to the answers provided by this service.

AI Search provides responses algorithmically and these may sometimes contain inaccurate information or potentially offensive language. This information does not express the position of Banca Transilvania and cannot engage the responsibility of the Bank for the content provided.

AI Search does not provide answers to personalized questions, so by using it you are obligated not to provide or enter any personal data or other confidential information in your messages/questions. In case you do not comply with this obligation, by inserting personal data/confidential information in AI Search, you consent to their processing for the purpose of providing the service (answers to the questions you ask), as well as for the improvement of the algorithmic model of the robot by its developer.

Any information provided by users during their interaction with AI Search will be treated confidentially and will only be disclosed to recipients who have a right and need to know.

The content provided by AI Search is for information purposes only.

Users are responsible for the questions and messages asked when using AI Search. Any abuse or inappropriate language may result in the interruption of the interaction.

AI Search does not provide financial, legal or professional advice and is not a substitute for consulting human experts or professionals specialising in the field. Users should not rely on the information provided by AI Search in making decisions.

The Bank reserves the right to discontinue the AI Search service at any time without prior notice.

Terms and conditions may be revised/updated at any time.