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    Leasing for SMEs at a glance

    If for one reason or another you don't want to take out a loan, we have a simple alternative for you: lease financing. We offer you money to buy cars, machinery, equipment or commercial property.

    You can buy them new, from any authorised dealer, or second-hand.

    More

    Benefits

    • m You can get it in 3 days
    • m We offer you a package of services included (registration, insurance, payment of taxes)
    • m You don't need any additional guarantees
    • m You can negotiate the down payment and residual value for a convenient monthly rate

    Conditions for granting

    To get approved for leasing your company must be financially stable and have no:

    • m Debts to the state budget or not more than 2% of total assets according to the last balance sheet
    • m Records in the Payment Incident Centre with more than 3 major incidents in the last 6 months
    • m Bank ban on issuing cheques
    More

    Good to know

    • The minimum amount of the lease is 5,000 euros or the equivalent in lei
    • The duration of the contract is between 12 and 60 months
    • If you want a used car, its age together with the number of lease payments should not exceed 8 years
    • You become the owner of the asset at the end of the contract, paying the residual value or return it to the leasing company
    • You can make payments based on your company's receipts
    • You can refinance leases from other companies

    How do you get the lease?

    Leave your details and we will contact you.


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    AI Search provides automatically generated answers, using GPT-4o technology, which may contain inaccurate or potentially offensive content that does not represent the views of Banca Transilvania. You are solely responsible for your use of the content generated by this service. .
    Terms and conditions

    Disclaimer

    AI Search is a pilot project - in beta - that uses GPT-4o technology to simplify the process of finding and understanding banking products.

    AI Search is trained to answer questions that are exclusively related to the banking products offered by BT, but in certain situations and depending on the questions asked, it may also answer general questions. The answers provided are automatically generated and are to be used for information purposes only. The service may sometimes provide inaccurate or potentially offensive content, which does not represent the views of Banca Transilvania. You are solely responsible for your use of the content generated by this service in any way. Do not rely on this service for financial, legal or other professional advice and do not enter personal data or other confidential information into this service.

    Use of AI Search implies acceptance of the Terms and Conditions.

    Access to and use of the service implies your unreserved acceptance of these terms and conditions. If you do not agree to them, please do not use this service. By accepting the terms and conditions to use this service provided algorithmically by an artificial intelligence model, you assume the entire risk as to the quality, safety and performance of this service.

    Banca Transilvania does not provide any guarantee in relation to the answers provided by this service.

    AI Search provides responses algorithmically and these may sometimes contain inaccurate information or potentially offensive language. This information does not express the position of Banca Transilvania and cannot engage the responsibility of the Bank for the content provided.

    AI Search does not provide answers to personalized questions, so by using it you are obligated not to provide or enter any personal data or other confidential information in your messages/questions. In case you do not comply with this obligation, by inserting personal data/confidential information in AI Search, you consent to their processing for the purpose of providing the service (answers to the questions you ask), as well as for the improvement of the algorithmic model of the robot by its developer.

    Any information provided by users during their interaction with AI Search will be treated confidentially and will only be disclosed to recipients who have a right and need to know.

    The content provided by AI Search is for information purposes only.

    Users are responsible for the questions and messages asked when using AI Search. Any abuse or inappropriate language may result in the interruption of the interaction.

    AI Search does not provide financial, legal or professional advice and is not a substitute for consulting human experts or professionals specialising in the field. Users should not rely on the information provided by AI Search in making decisions.

    The Bank reserves the right to discontinue the AI Search service at any time without prior notice.

    Terms and conditions may be revised/updated at any time.

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