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Money for working capital or investments

Do you need cash fast to pay suppliers, salaries or even small investments for your company? We have two pieces of good news. The first is that you can get it sorted with a quick loan. The other good news is that you don't have to justify where the money goes.  

We can offer you two types of credit:

  • m Working capital for daily activity (supplier payments, salaries or debts to the state budget)
  • m Small investments (purchase of machinery, renovation of the premises, etc.)

There are two types of credit:

Loan with material guarantees

Value
Maximum 1.000.000 Lei
Coin
Read
Duration of the loan
120 months
Guarantees
Yes

Loan without material guarantees

Value
Maximum 400.000 Lei
Coin
Read
Duration of the loan
60 months
Guarantees
Not
I want credit

Good to know

  • You can use the money at any time (within the approved amount)
  • You can make current expenses or even small investments, such as: renovating your production space, purchasing a machine or a means of transport
  • You can use the money to pay salaries, suppliers or taxes to the state
  • It's OK to use the money to refinance loans taken out with other banks

Minimum conditions for granting

Your company must:

  • mIt is not forbidden to issue bank checks
  • mThere are no delays in loans in the Credit Risk Central
  • mDo not have active entries in the Insolvency Bulletin

What documents you need

  • Last two annual balance sheets together with related balance sheets and receipts
  • Last completed quarterly trial balance
  • Tax attestation certificate
  • Legal-constitutive approval regarding the contracting of the loan
  • Documents for the proposed collateral, if the loan is secured by collateral

Here's an example:

You are in a situation where you need money to purchase a machine that helps you optimize your workflow and increase productivity, but you also need money to purchase raw materials.

The medium-term loan allows you to cover both lending needs, both the need for investment and the need for working capital.

I want credit

How do you get the loan?

Send the paperwork to the company and skip the first step.

Leave your details and we will contact you.

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