The app that knows e-Invoice
Activate

This page is automatically translated from Romanian into English.

Call Center
  • High waiting time!

    We are currently experiencing a very high number of calls in our Call Center. If you have an urgent problem, call now, otherwise we'll wait for you later. For quick answers try Ask BT or BT Visual Help.

  • 0264 308 308 028 or *8028 The number is available from any national network.
    0264 303 003 Hotline for all Romanians who are out of the country, including assistance in English.
    Fraud assistance
    If you suspect fraud on your account, quickly call 0264 308 055.

    Search with AI Search

    AI Search on Ask BT answers all your banking questions.

    BT Visual Help

    Quickly view your account details, call 0264 308 000 and receive an SMS with the access link.

    EIB loan in brief

    We know you're an entrepreneur with big plans, but we also know you think twice before investing in your own business.

    Through the European Investment Bank (EIB) program, you can accessfavorable loans that best suit your company's needs. 

    I want credit

    Good to know

    • The program is addressed to Micro, SME, Corporate and LaCo companies
    • EIB3 loans benefit from an interest rate reduction of 0.25% per year
    • Finantarile sunt atat in lei cat si in euro, pana la 12.5 mln EUR/tranzactie pentru IMM-uri (definitia europeana) si 25 mln EUR/tranzactie pentru companiile MidCaps (< 3000 de angajati)
    • The most popular are investment loans, especially for equipment purchases with maturities between 5 and 7 years
    • Working capital loans are for a period of 24 months

    Green destinations

    • Energy production from renewable photovoltaic or wind with or without storage
    • Electric/hydrogen cars, buses and vans
    • Investments in decreasing energy consumption by at least 30% (renovating old buildings, changing tractors/combinines).

    Minimum conditions for granting

    • The group of companies to which the applicant belongs must not exceed 3000 employees 
    • The value of an investment project does not exceed EUR 50 million
    • Not active in areas restricted by this program and/or prohibited by national, European or international legislation in force


    They are not eligible for the EIB program:

    • Financing projects with other forms of support (grants, subsidies, guarantees, etc.) or transactions from other EIF/EIB/IMM+ programs
    • Purchase of land (regardless of category) or acquisition of shares
    • Refinancing loans, own contribution or projects already physically realized

    What documents you need

    • Financial situation and last quarterly trial balance closed
    • Tax attestation certificate
    • Legal-constitutive approval regarding the contracting of the loan
    • Documents for proposed collateral, if applicable

    How do you get the loan?

    Leave us your details and we will contact you.

    I want to be called  
     
    Ask BT is Banca Transilvania's largest online financial education program, with over 2,000 banking questions and answers.
    Search suggestions
    Powered by Azure OpenAI GPT-4o
    AI Search provides automatically generated answers, using GPT-4o technology, which may contain inaccurate or potentially offensive content that does not represent the views of Banca Transilvania. You are solely responsible for your use of the content generated by this service. .
    Terms and conditions

    Disclaimer

    AI Search is a pilot project - in beta - that uses GPT-4o technology to simplify the process of finding and understanding banking products.

    AI Search is trained to answer questions that are exclusively related to the banking products offered by BT, but in certain situations and depending on the questions asked, it may also answer general questions. The answers provided are automatically generated and are to be used for information purposes only. The service may sometimes provide inaccurate or potentially offensive content, which does not represent the views of Banca Transilvania. You are solely responsible for your use of the content generated by this service in any way. Do not rely on this service for financial, legal or other professional advice and do not enter personal data or other confidential information into this service.

    Use of AI Search implies acceptance of the Terms and Conditions.

    Access to and use of the service implies your unreserved acceptance of these terms and conditions. If you do not agree to them, please do not use this service. By accepting the terms and conditions to use this service provided algorithmically by an artificial intelligence model, you assume the entire risk as to the quality, safety and performance of this service.

    Banca Transilvania does not provide any guarantee in relation to the answers provided by this service.

    AI Search provides responses algorithmically and these may sometimes contain inaccurate information or potentially offensive language. This information does not express the position of Banca Transilvania and cannot engage the responsibility of the Bank for the content provided.

    AI Search does not provide answers to personalized questions, so by using it you are obligated not to provide or enter any personal data or other confidential information in your messages/questions. In case you do not comply with this obligation, by inserting personal data/confidential information in AI Search, you consent to their processing for the purpose of providing the service (answers to the questions you ask), as well as for the improvement of the algorithmic model of the robot by its developer.

    Any information provided by users during their interaction with AI Search will be treated confidentially and will only be disclosed to recipients who have a right and need to know.

    The content provided by AI Search is for information purposes only.

    Users are responsible for the questions and messages asked when using AI Search. Any abuse or inappropriate language may result in the interruption of the interaction.

    AI Search does not provide financial, legal or professional advice and is not a substitute for consulting human experts or professionals specialising in the field. Users should not rely on the information provided by AI Search in making decisions.

    The Bank reserves the right to discontinue the AI Search service at any time without prior notice.

    Terms and conditions may be revised/updated at any time.

    Download BT Pay

    Scan the code with your mobile phone, depending on your phone system.

    Download BT Pay

    Scan the code with your mobile phone, depending on your phone system.

    Download BT Pay

    Scan the code with your mobile phone, depending on your phone system.

    Download NeoBT

    Scan the code with your mobile phone, depending on your phone system.

    Download NeoBT

    Scan the code with your mobile phone, depending on your phone system.

    Download NeoBT

    Scan the code with your mobile phone, depending on your phone system.

    Download BT24

    Scan the code with your mobile phone, depending on your phone system.

    Download BT24

    Scan the code with your mobile phone, depending on your phone system.