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Credit POIIMM

POIIMM credit,
in short

We know that you are an entrepreneur with big plans, but we also know that you think twice before you make investments in your own business or in new businesses.

That's why you can access loans on favourable terms through the Operational Programme "Initiative for SMEs" (POIIMM) .

Created in partnership with the European Investment Fund, POIIMM offers your business (registered and operating in Romania) easy-to-access loans in lei and euro for 2-12 years with European guarantees of up to 60% of the value.

Good to know

You get financing at a much lower cost and benefit from European guarantees of 60% of the loan amount
You receive loans in lei or euro
The credit period is between 2 and 12 years
The programme has a very high addressability in terms of the areas in which SMEs operate

Minimum conditions for granting

To receive credit your company must not have:

Turnover of more than €50 million per year
More than 500 employees
Activity in areas restricted by this programme (primary agriculture, fishing and aquaculture, production and sale of illegal products, arms and ammunition, casinos, gambling) or prohibited by national, European or international legislation in force.
Budget debts
Ban on issuing bank cheques
Delinquencies on loans in the Credit Risk Centre
Active entries in the Insolvency Proceedings Bulletin

What documents you need

Last two annual balance sheets together with related balance sheets and receipts
Last completed quarterly trial balance
Tax attestation certificate
Legal-constitutive approval regarding the contracting of the loan
Documents for proposed collateral, if applicable

How do you get the loan?

Send the paperwork to the company and skip the first step.

Send documents online

Leave your details and we will contact you.

I want to be called

Choose to be part of the largest community of entrepreneurs.

You have a flexible credit limit, depending on the evolution of the turnover.

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