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  • 0264 308 308 028 or *8028 The number is available from any national network.
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    How does it work?

    You make your STAR Forte card for Doctors and receive in your account up to 5 times your monthly income.

    See the conditions for granting

    You pay with the STAR card when you buy, when you need it.

    You pay in interest-free installments.

    See example of repayment, without interest.

    You pay in full everything you bought.

    See an example of a full payment refund.

    You can pay up to 18 interest-free instalments at any of our 20,000 STAR partner stores.

    You get STAR points with which you can pay for your next purchases.
    1 point = 1 leu

    Request a custom calculation

    How do you get STAR points?

    You pay with the STAR card when shopping, choosing the physical stores*, your favorite.

    STAR partner stores

    You get up to 15% of the value of your purchases when you pay exclusively via BT POS.

    Non-partner stores

    You have 0.3% of the value of your purchases in Romania and 0.1% of the value of your purchases abroad.

    READ THE RULES

    How do you use STAR points?

    Use your STAR points in partner shops by paying at a BT POS. To do this, before the actual payment, mention that you want to use STAR points. Discover here the list of shops that accept payment with points.

    See the list of stores that accept payment by points, this is flagged directly in stores.

    Example in case of reimbursement by instalments

    Let's say you have a STAR shopping card with a credit line of 3000 lei

    You want to renovate your apartment and buy building materials and furnishings from a STAR partner store.

    You pay 1800 lei in 5 installments (of 360 lei) without interest, on May 15 and you stay on the card with 1200 lei.

    How not to pay interest

    In order not to pay interest, make sure you deposit the installment by the 25th of each month. If you do not deposit the full installment, you are obliged to deposit 10% of the amount used and you will be calculated the interest of 24%. Everything you deposit, you can immediately use it for other purchases.

    Interest-free instalment facility →

    May

    1 MAI
    Available for 3000 lei
    15 MAI
    Purchase - 1800 lei
    Available 1200 lei
    31 MAI
    Available for 1200 lei

    June

    25 IUN
    Rate 1 -300 lei
    30 IUN
    Available 1500 lei
    (available 31 May + Rate 1)

    July

    25 IUL
    Rate 2 -300 lei
    31 IUL
    Available 1800 lei
    (available 30 June + instalment 2)

    August

    25 AUG
    Rate 3 -300 lei
    31 AUG
    Available 1800 lei
    (available 31 July + instalment 3)

    September

    25 SEP
    Rate 4 -300 lei
    31 SEP
    Available 2400 lei

    October

    25 OCT
    Rate 5 -300 lei
    31 OCT
    Available for 2700 lei

    November

    25 NOI
    Rate 6 -300 lei
    31 NOI
    Available for 3000 lei

    Example in the case of full payments

    Let's say you have a STAR shopping card with a credit line of 3000 lei

    You buy on May 15 products worth 500 lei that you pay in full.

    How NOT to pay interest

    It's simple: deposit the full amount you used by the 25th of the following month. If you deposit after the 25th of the following month, you will be charged 24% interest.

    If you do not deposit the full amount, you are obliged to deposit 10% of the amount used and you will be charged 24% interest on the rest. You can immediately use the amount deposited for other purchases.

    Tip: For monthly payments, use the free BT Pay or BT24 app to transfer between your cards.

    May

    1 MAI
    3000 lei
    15 MAI
    Purchase - 500 lei
    Available 2500 lei
    31 MAI
    Available 2500 lei

    June

    25 IUN
    Full payment 500 lei
    30 IUN
    Available /
    credit paid 3000 lei

    I Want STAR Forte For Doctors!

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    AI Search is trained to answer questions that are exclusively related to the banking products offered by BT, but in certain situations and depending on the questions asked, it may also answer general questions. The answers provided are automatically generated and are to be used for information purposes only. The service may sometimes provide inaccurate or potentially offensive content, which does not represent the views of Banca Transilvania. You are solely responsible for your use of the content generated by this service in any way. Do not rely on this service for financial, legal or other professional advice and do not enter personal data or other confidential information into this service.

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    Access to and use of the service implies your unreserved acceptance of these terms and conditions. If you do not agree to them, please do not use this service. By accepting the terms and conditions to use this service provided algorithmically by an artificial intelligence model, you assume the entire risk as to the quality, safety and performance of this service.

    Banca Transilvania does not provide any guarantee in relation to the answers provided by this service.

    AI Search provides responses algorithmically and these may sometimes contain inaccurate information or potentially offensive language. This information does not express the position of Banca Transilvania and cannot engage the responsibility of the Bank for the content provided.

    AI Search does not provide answers to personalized questions, so by using it you are obligated not to provide or enter any personal data or other confidential information in your messages/questions. In case you do not comply with this obligation, by inserting personal data/confidential information in AI Search, you consent to their processing for the purpose of providing the service (answers to the questions you ask), as well as for the improvement of the algorithmic model of the robot by its developer.

    Any information provided by users during their interaction with AI Search will be treated confidentially and will only be disclosed to recipients who have a right and need to know.

    The content provided by AI Search is for information purposes only.

    Users are responsible for the questions and messages asked when using AI Search. Any abuse or inappropriate language may result in the interruption of the interaction.

    AI Search does not provide financial, legal or professional advice and is not a substitute for consulting human experts or professionals specialising in the field. Users should not rely on the information provided by AI Search in making decisions.

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