Real estate loan - mortgage

Financial pre-approval

So you know how much you're counting on when you're looking for your home. It only applies to variable interest loans.  

Documentation required

In order to obtain a financial pre-approval, the following are required:

• identity documents;
• income documents.

Validity

The financial pre-approval will be valid for 45 calendar days from the moment of financial approval of the application.

Costs

For all loan applications with financial pre-approval, the costs shall remain those from the date of issue of the pre-approval. Thus, you will benefit from the interest and fees valid at the time of validating the application.

Benefits

• Minimal documentation and fast turnaround time
• Are you sure of the value of the mortgage loan you are applying for from BT
• We give you the Financial Pre-Approval document valid for 45 calendar days
• During the validity period you will complete the credit file only with the property documentation for final approval

Observations

• When completing the file with the documentation of the property, we will check and update (if necessary) the information on the income earned and the payment obligations
• If, between the time of issuing the financial pre-approval and the submission of the guarantee documentation, the civil status changes, you must re-apply