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Investors Relations
This page is automatically translated from Romanian into English.
Okay, fine, but... how much is the interest?
It's up to you. Because you can choose the type of interest applied to the amount borrowed.
Introductory fixed-interest loan in lei (purchase of real estate or external refinancing)
Variable interest loan
Introductory fixed-interest loan in lei (purchase of real estate)
Variable interest loan
*The interest rate is made up of the bank's fixed margin plus the IRCC or EURIBOR 6-month benchmark and varies according to the evolution of the benchmark and the exchange rate. The interest rate will be updated and modified by the bank on a quarterly basis according to the IRCC or EURIBOR 6-monthmoney market index.
Full list of commissions
Because we want to have a relationship based on transparency and trust, you need to know that we have certain fees. It's normal to know them.
*In the case of variable-rate mortgage loans, the interest rate is made up of the bank's fixed margin plus the IRCC or EURIBOR 6M reference index and varies according to the latter. The interest rate will be updated and modified by the bank on a quarterly basis according to the IRCC or EURIBOR 6M monetary index. Changes in the benchmarks as well as income fluctuations may affect the ability to pay the loan instalments or the total amount payable.
**The above examples are mortgage loans in lei with fixed introductory interest and variable interest, respectively, calculated for people who collect their salary at BT or refinance the loan from another bank.
